Joint Annuity Rates

Annuity rates > Joint > Registered: 20 year guarantee

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Registered Funds

Annuities: Joint life, 20 year guarantee
Financial Institution Age in Years
55 60 65 69 70 75 80
BMO Insurance 321.28 348.75 375.48 412.20 421.63 - -
Canada Life 309.36 341.15 371.61 403.84 407.21 - -
Desjardins Fin. Security 320.98 349.87 386.82 421.56 430.49 - -
Empire Life 290.58 317.51 352.25 385.87 394.81 - -
Equitable Life 322.27 349.32 380.60 412.95 421.36 - -
RBC Life Insurance 319.62 348.28 383.26 416.49 425.43 - -
Sun Life Assurance Co 295.12 329.43 381.90 414.13 424.97 - -
Monthly incomes based on a premium of $100,000 of registered funds. Payments will commence in one month.

Annuities are investments that pay an income on a periodic (monthly, quarterly, semi-annual or annual) basis. Annuities can be purchased with registered funds from individual RRSPs, locked-in RRSPs, pension plans or deferred profit sharing plans (DPSP). Annuities can also be purchased with non-registered funds. There are generally two types of annuities. Term certain annuities pay a periodic income for a specific predetermined period of time or number of payments. Life annuities pay a periodic income for as long as the annuitant or joint annuitants live.

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The Hughes Trustco Group | Website: LifeAnnuities.com | Email: info@trustco.ca