Browse Female Annuity Rates
Annuity Rates as of Jan 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of Jan 1, 2026
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 471.25 | 502.30 | 547.24 | 606.06 | 675.27 | 825.87 |
| Canada Life | 442.66 | 471.11 | 510.50 | 566.62 | 649.76 | 779.72 |
| Desjardins | 450.37 | 484.66 | 531.45 | 597.01 | 678.66 | 806.04 |
| Empire Life | 418.36 | 450.85 | 495.91 | 560.06 | 654.10 | - |
| Manulife Investments | 478.55 | 510.54 | 556.98 | 616.60 | 699.41 | 821.85 |
| RBC Life Insurance | 438.06 | 472.99 | 520.09 | 582.94 | 676.88 | 826.94 |
| Sun Life Assurance | 452.30 | 485.96 | 529.75 | 593.38 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 472.89 | 496.53 | 556.91 | 598.01 | 631.97 | 729.48 |
| Canada Life | 441.02 | 468.10 | 504.74 | 555.14 | 625.19 | 717.74 |
| Desjardins | 448.63 | 481.38 | 525.01 | 583.85 | 650.63 | 749.81 |
| Empire Life | 416.93 | 447.96 | 489.83 | 547.07 | 625.47 | 727.54 |
| Equitable | 473.12 | 502.82 | 556.58 | 597.16 | 648.49 | 730.52 |
| Manulife Investments | 475.20 | 504.35 | 545.54 | 595.53 | 654.56 | 717.29 |
| RBC Life Insurance | 437.97 | 494.03 | 555.83 | 597.04 | 648.09 | 749.04 |
| Sun Life Assurance | 449.69 | 480.92 | 519.81 | 573.43 | - | - |
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