Browse Female Annuity Rates
Annuity Rates as of Feb 3, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of Feb 3, 2026
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
482.61 | 513.38 | 558.65 | 617.24 | 686.25 | 837.01 |
 Canada Life |
437.06 | 465.19 | 504.54 | 560.58 | 643.28 | 773.42 |
 Desjardins |
450.37 | 484.66 | 531.45 | 597.01 | 678.66 | 806.04 |
 Empire Life |
412.68 | 445.28 | 490.45 | 554.67 | 648.77 | - |
 Manulife Investments |
475.02 | 507.08 | 553.58 | 613.26 | 695.98 | 818.16 |
 RBC Life Insurance |
439.76 | 474.54 | 521.44 | 584.06 | 678.04 | 829.22 |
 Sun Life Assurance |
449.58 | 483.22 | 526.96 | 590.52 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
484.17 | 506.84 | 556.91 | 597.48 | 631.47 | 729.00 |
| Canada Life |
435.44 | 462.23 | 498.87 | 549.25 | 619.00 | 711.99 |
| Desjardins |
448.63 | 481.38 | 525.01 | 583.85 | 650.63 | 749.81 |
| Empire Life |
411.28 | 442.45 | 484.46 | 541.85 | 620.41 | 722.69 |
 Equitable |
484.60 | 507.50 | 553.73 | 593.87 | 641.71 | 726.54 |
| Manulife Investments |
471.71 | 500.94 | 542.23 | 592.35 | 651.41 | 714.11 |
| RBC Life Insurance |
439.63 | 498.62 | 555.51 | 596.17 | 646.00 | 745.57 |
| Sun Life Assurance |
447.00 | 478.22 | 517.10 | 570.69 | - | - |
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