Browse Female Annuity Rates
Annuity Rates as of Dec 2, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of Dec 2, 2025
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 467.09 | 488.42 | 533.09 | 592.74 | 662.16 | 812.55 |
| Canada Life | 431.87 | 460.34 | 499.78 | 556.30 | 639.79 | 770.54 |
| Desjardins | 445.18 | 479.76 | 526.91 | 592.89 | 675.12 | 803.12 |
| Empire Life | 404.20 | 436.98 | 482.30 | 546.64 | 640.80 | - |
| Manulife Investments | 467.67 | 499.65 | 546.10 | 605.75 | 688.69 | 811.10 |
| RBC Life Insurance | 429.80 | 465.51 | 513.79 | 578.51 | 672.77 | 817.64 |
| Sun Life Assurance | 442.15 | 475.69 | 519.47 | 583.15 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 471.71 | 495.38 | 556.91 | 598.01 | 631.97 | 729.48 |
| Canada Life | 430.27 | 457.39 | 494.11 | 544.95 | 615.37 | 708.57 |
| Desjardins | 443.45 | 476.49 | 520.47 | 579.70 | 646.94 | 746.41 |
| Empire Life | 402.84 | 434.22 | 476.45 | 534.06 | 612.86 | 715.45 |
| Equitable | 471.76 | 495.38 | 541.08 | 592.46 | 641.38 | 731.83 |
| Manulife Investments | 464.43 | 493.64 | 534.96 | 585.18 | 644.71 | 708.03 |
| RBC Life Insurance | 429.76 | 487.96 | 556.31 | 597.74 | 643.54 | 743.54 |
| Sun Life Assurance | 439.59 | 470.74 | 509.67 | 563.34 | - | - |
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