Male Term Certain Annuity Rates
Male Term Certain Comparison Tables
The following Canadian term certain annuity rates are as of Jan 9, 2025.
The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.
Key Fact: For a term certain annuity, income payments are the same for all ages for the same term and company.
5 Year Term Certain
Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
---|---|---|---|---|---|---|
BMO Insurance | 1,743.25 | 1,743.25 | 1,743.25 | 1,743.25 | 1,743.25 | 1,743.25 |
Canada Life | 1,740.19 | 1,740.19 | 1,740.19 | 1,740.19 | 1,740.19 | 1,740.19 |
Desjardins Fin. | 1,722.70 | 1,722.70 | 1,722.70 | 1,722.70 | 1,722.70 | 1,722.70 |
Equitable | 1,759.45 | 1,759.45 | 1,759.45 | 1,759.45 | 1,759.45 | 1,759.45 |
Manulife | 1,743.55 | 1,743.55 | 1,743.55 | 1,743.55 | 1,743.55 | 1,743.55 |
RBC Insurance | 1,742.91 | 1,742.91 | 1,742.91 | 1,742.91 | 1,742.91 | 1,742.91 |
Sun Life | 1,703.77 | 1,703.77 | 1,703.77 | 1,703.77 | 1,703.77 | 1,703.77 |
10 Year Term Certain
Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
---|---|---|---|---|---|---|
BMO Insurance | 960.51 | 960.51 | 960.51 | 960.51 | 960.51 | 960.51 |
Canada Life | 926.55 | 926.55 | 926.55 | 926.55 | 926.55 | 926.55 |
Desjardins Fin. | 946.49 | 946.49 | 946.49 | 946.49 | 946.49 | 946.49 |
Empire Life | 930.50 | 930.50 | 930.50 | 930.50 | 930.50 | 930.50 |
Equitable | 967.00 | 967.00 | 967.00 | 967.00 | 967.00 | 967.00 |
Manulife | 959.30 | 959.30 | 959.30 | 959.30 | 959.30 | 959.30 |
RBC Insurance | 950.06 | 950.06 | 950.06 | 950.06 | 950.06 | 950.06 |
Sun Life | 925.92 | 925.92 | 925.92 | 925.92 | 925.92 | 925.92 |
15 Year Term Certain
Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
---|---|---|---|---|---|---|
BMO Insurance | 708.85 | 708.85 | 708.85 | 708.85 | 708.85 | n/a |
Canada Life | 681.09 | 681.09 | 681.09 | 681.09 | 681.09 | n/a |
Desjardins Fin. | 704.09 | 704.09 | 704.09 | 704.09 | 704.09 | n/a |
Empire Life | 684.72 | 684.72 | 684.72 | 684.72 | 684.72 | n/a |
Equitable | 709.70 | 709.70 | 709.70 | 709.70 | 709.70 | n/a |
Manulife | 695.37 | 695.37 | 695.37 | 695.37 | 695.37 | n/a |
RBC Insurance | 688.90 | 688.90 | 688.90 | 688.90 | 688.90 | n/a |
Sun Life | 674.63 | 674.63 | 674.63 | 674.63 | 674.63 | n/a |
20 Year Term Certain
Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
---|---|---|---|---|---|---|
BMO Insurance | 584.44 | 584.44 | 584.44 | 584.44 | n/a | n/a |
Canada Life | 553.74 | 553.74 | 553.74 | 553.74 | n/a | n/a |
Desjardins Fin. | 586.44 | 586.44 | 586.44 | 586.44 | n/a | n/a |
Empire Life | 560.17 | 560.17 | 560.17 | 560.17 | n/a | n/a |
Equitable | 587.37 | 587.37 | 587.37 | 587.37 | n/a | n/a |
Manulife | 570.29 | 570.29 | 570.29 | 570.29 | n/a | n/a |
RBC Insurance | 560.62 | 560.62 | 560.62 | 560.62 | n/a | n/a |
Sun Life | 540.10 | 540.10 | 540.10 | 540.10 | n/a | n/a |
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