Male Term Certain Annuity Rates

Male Term Certain Annuity

Male Term Certain Comparison Tables

The following Canadian term certain annuity rates are as of Jan 9, 2025.

The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.

Key Fact: For a term certain annuity, income payments are the same for all ages for the same term and company.

5 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 1,743.25 1,743.25 1,743.25 1,743.25 1,743.25 1,743.25
Canada Life 1,740.19 1,740.19 1,740.19 1,740.19 1,740.19 1,740.19
Desjardins Fin. 1,722.70 1,722.70 1,722.70 1,722.70 1,722.70 1,722.70
Equitable 1,759.45 1,759.45 1,759.45 1,759.45 1,759.45 1,759.45
Manulife 1,743.55 1,743.55 1,743.55 1,743.55 1,743.55 1,743.55
RBC Insurance 1,742.91 1,742.91 1,742.91 1,742.91 1,742.91 1,742.91
Sun Life 1,703.77 1,703.77 1,703.77 1,703.77 1,703.77 1,703.77

10 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 960.51 960.51 960.51 960.51 960.51 960.51
Canada Life 926.55 926.55 926.55 926.55 926.55 926.55
Desjardins Fin. 946.49 946.49 946.49 946.49 946.49 946.49
Empire Life 930.50 930.50 930.50 930.50 930.50 930.50
Equitable 967.00 967.00 967.00 967.00 967.00 967.00
Manulife 959.30 959.30 959.30 959.30 959.30 959.30
RBC Insurance 950.06 950.06 950.06 950.06 950.06 950.06
Sun Life 925.92 925.92 925.92 925.92 925.92 925.92

15 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 708.85 708.85 708.85 708.85 708.85 n/a
Canada Life 681.09 681.09 681.09 681.09 681.09 n/a
Desjardins Fin. 704.09 704.09 704.09 704.09 704.09 n/a
Empire Life 684.72 684.72 684.72 684.72 684.72 n/a
Equitable 709.70 709.70 709.70 709.70 709.70 n/a
Manulife 695.37 695.37 695.37 695.37 695.37 n/a
RBC Insurance 688.90 688.90 688.90 688.90 688.90 n/a
Sun Life 674.63 674.63 674.63 674.63 674.63 n/a

20 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 584.44 584.44 584.44 584.44 n/a n/a
Canada Life 553.74 553.74 553.74 553.74 n/a n/a
Desjardins Fin. 586.44 586.44 586.44 586.44 n/a n/a
Empire Life 560.17 560.17 560.17 560.17 n/a n/a
Equitable 587.37 587.37 587.37 587.37 n/a n/a
Manulife 570.29 570.29 570.29 570.29 n/a n/a
RBC Insurance 560.62 560.62 560.62 560.62 n/a n/a
Sun Life 540.10 540.10 540.10 540.10 n/a n/a

© 2025 Life Annuities.com Inc. All rights reserved. Update Tables

GET AN ANNUITY QUOTE RIGHT NOW

Let's start the conversation!

Get a free annuity quote today.
We compare the best annuity rates in Canada! There is no cost or obligation and your privacy is guaranteed.

Life Annuities.com Inc. | Website: LifeAnnuities.com | Email: info@lifeannuities.com | Toll-free 1-888-970-1470