Male Term Certain Annuity Rates

Male Term Certain Annuity

Male Term Certain Comparison Tables

The following Canadian term certain annuity rates are as of May 2, 2025.

The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.

Key Fact: For a term certain annuity, income payments are the same for all ages for the same term and company.

5 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 1,740.26 1,740.26 1,740.26 1,740.26 1,740.26 1,740.26
Canada Life 1,729.65 1,729.65 1,729.65 1,729.65 1,729.65 1,729.65
Desjardins Fin. 1,714.50 1,714.50 1,714.50 1,714.50 1,714.50 1,714.50
Equitable 1,754.42 1,754.42 1,754.42 1,754.42 1,754.42 1,754.42
Manulife 1,750.31 1,750.31 1,750.31 1,750.31 1,750.31 1,750.31
RBC Insurance 1,739.28 1,739.28 1,739.28 1,739.28 1,739.28 1,739.28
Sun Life 1,686.10 1,686.10 1,686.10 1,686.10 1,686.10 1,686.10

10 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 960.03 960.03 960.03 960.03 960.03 960.03
Canada Life 916.44 916.44 916.44 916.44 916.44 916.44
Desjardins Fin. 942.20 942.20 942.20 942.20 942.20 942.20
Empire Life 921.96 921.96 921.96 921.96 921.96 921.96
Equitable 960.84 960.84 960.84 960.84 960.84 960.84
Manulife 953.10 953.10 953.10 953.10 953.10 953.10
RBC Insurance 946.26 946.26 946.26 946.26 946.26 946.26
Sun Life 918.31 918.31 918.31 918.31 918.31 918.31

15 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 713.94 713.94 713.94 713.94 713.94 n/a
Canada Life 668.24 668.24 668.24 668.24 668.24 n/a
Desjardins Fin. 701.81 701.81 701.81 701.81 701.81 n/a
Empire Life 682.46 682.46 682.46 682.46 682.46 n/a
Equitable 706.46 706.46 706.46 706.46 706.46 n/a
Manulife 698.52 698.52 698.52 698.52 698.52 n/a
RBC Insurance 684.91 684.91 684.91 684.91 684.91 n/a
Sun Life 676.30 676.30 676.30 676.30 676.30 n/a

20 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 589.33 589.33 589.33 589.33 n/a n/a
Canada Life 558.41 558.41 558.41 558.41 n/a n/a
Desjardins Fin. 586.44 586.44 586.44 586.44 n/a n/a
Empire Life 557.79 557.79 557.79 557.79 n/a n/a
Equitable 590.32 590.32 590.32 590.32 n/a n/a
Manulife 582.98 582.98 582.98 582.98 n/a n/a
RBC Insurance 556.42 556.42 556.42 556.42 n/a n/a
Sun Life 543.93 543.93 543.93 543.93 n/a n/a

© 2025 Life Annuities.com Inc. All rights reserved. Update Tables

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