Get a free Annuity Quote! Visit us at www.LifeAnnuities.com or call us Toll Free 877-842-3863.
Canada Sunday, February 26, 2017

Calculate your
Impaired Annuity Quote

 

Get your Free, No Risk, No Obligation impaired annuity quote.

Exclusive annuity rates from the best insurance companies in Canada delivered to your inbox.

calculate your annuity rate

Impaired Annuity

If you suffer from an illness or disease that reduces your life expectancy, you could qualify for an impaired annuity.

 

Impaired Annuity

 

What is an impaired annuity?

An impaired annuity takes serious health conditions into account by providing you with a higher income.

 

How is this impairment assessed?

The insurance company you choose reviews the medical evidence you supply with your annuity application.

 

The impairment value is the number of years added to your actual age. If, for example you are age 65 and the impairment value is 4, you will receive a monthly payment of a person aged 69.

 

Impaired annuity evidence

A detailed report from your doctor outlining medical history and present condition indicating that life expectancy is below normal.

 

What type of annuity qualifies?

* Life annuities

* Single or joint annuitants

* Registered or non registered funds

 

Regular Annuity versus Impaired Annuity

The following regular and impaired annuity rates are based on a male annuitant with $100,000 of non-registered funds with no guarantee and an impairment value of 3.

 

Impaired Annuity Rates as of January 15, 2014.

Male Age Regular Annuity Rates   Impaired Annuity Rates
Monthly Income   Monthly Income
65 $565.64   $613.19
66 $580.90   $631.41
67 $597.10   $650.72
68 $614.30   $671.21
69 $632.55   $649.45
70 $651.90   $669.46
71 $672.42   $690.65
72 $650.63   $713.09
73 $670.67   $736.84
74 $691.90   $762.00
75 $714.38   $788.65
76 $738.17   $816.85
77 $763.38   $846.66
78 $790.07   $878.14
79 $818.32   $911.32
80 $848.19   $946.18
81 $879.72   $982.75
82 $912.97   $1,021.07
83 $947.89   $1,061.27
84 $984.53   $1,103.55

 

Sample of an Impaired Annuity Quote

impaired annuity quote

 

Impaired Annuity Quote vs Regular Annuity Quote

 

Impaired annuity PDF illustration

vs

Regular annuity PDF illustration

 

 

Heath Impairments That May Qualify

Cerebral vascular accident (stroke)

Myocardial infarction (heart attack)


Multiple Sclerosis ( M.S. )

 

Dementia / Alzheimer's disease

 

Paraplegia

 

Cancer .

 

Parkinson’s disease

 

Diabetes

 

Aortic aneurysm

 

Emphysema

 

Cirrhosis of the liver

 

Impaired Annuity Calculator

Calculate your Impaired Annuity Quote

Get your Free, No Risk, No Obligation impaired annuity quote.

 

calculate your annuity rate

 

Life Annuities Twiiter YouTube Facebook Pinterest RSS Feed Linkedin G plus

Our Company

Annuity Downloads

Annuity Information

Annuity Rates

The Hughes Trustco Group | Website: www.lifeannuities.com | Email: info@trustco.ca | Toll Free: 877-842-3863
Download our free Life Annuities Guide and Company Brochures at www.LifeAnnuities.com.