Female Term Certain Annuity Rates
Female Term Certain Comparison Tables
The following Canadian term certain annuity rates are as of Nov 5, 2024.
The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.
5 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
1,753.80 |
1,753.80 |
1,753.80 |
1,753.80 |
1,753.80 |
1,753.80 |
Canada Life |
1,755.72 |
1,755.72 |
1,755.72 |
1,755.72 |
1,755.72 |
1,755.72 |
Desjardins Fin. |
1,730.92 |
1,730.92 |
1,730.92 |
1,730.92 |
1,730.92 |
1,730.92 |
Equitable |
1,768.25 |
1,768.25 |
1,768.25 |
1,768.25 |
1,768.25 |
1,768.25 |
Manulife |
1,746.72 |
1,746.72 |
1,746.72 |
1,746.72 |
1,746.72 |
1,746.72 |
RBC Insurance |
1,746.32 |
1,746.32 |
1,746.32 |
1,746.32 |
1,746.32 |
1,746.32 |
Sun Life |
1,711.91 |
1,711.91 |
1,711.91 |
1,711.91 |
1,711.91 |
1,711.91 |
10 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
969.70 |
969.70 |
969.70 |
969.70 |
969.70 |
969.70 |
Canada Life |
939.89 |
939.89 |
939.89 |
939.89 |
939.89 |
939.89 |
Desjardins Fin. |
952.94 |
952.94 |
952.94 |
952.94 |
952.94 |
952.94 |
Empire Life |
941.24 |
941.24 |
941.24 |
941.24 |
941.24 |
941.24 |
Equitable |
970.97 |
970.97 |
970.97 |
970.97 |
970.97 |
970.97 |
Manulife |
963.89 |
963.89 |
963.89 |
963.89 |
963.89 |
963.89 |
RBC Insurance |
953.65 |
953.65 |
953.65 |
953.65 |
953.65 |
953.65 |
Sun Life |
932.22 |
932.22 |
932.22 |
932.22 |
932.22 |
932.22 |
15 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
713.94 |
713.94 |
713.94 |
713.94 |
713.94 |
n/a |
Canada Life |
686.72 |
686.72 |
686.72 |
686.72 |
686.72 |
n/a |
Desjardins Fin. |
710.95 |
710.95 |
710.95 |
710.95 |
710.95 |
n/a |
Empire Life |
691.53 |
691.53 |
691.53 |
691.53 |
691.53 |
n/a |
Equitable |
714.81 |
714.81 |
714.81 |
714.81 |
714.81 |
n/a |
Manulife |
701.55 |
701.55 |
701.55 |
701.55 |
701.55 |
n/a |
RBC Insurance |
692.69 |
692.69 |
692.69 |
692.69 |
692.69 |
n/a |
Sun Life |
680.42 |
680.42 |
680.42 |
680.42 |
680.42 |
n/a |
20 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
594.24 |
594.24 |
594.24 |
594.24 |
n/a |
n/a |
Canada Life |
565.69 |
565.69 |
565.69 |
565.69 |
n/a |
n/a |
Desjardins Fin. |
593.71 |
593.71 |
593.71 |
593.71 |
n/a |
n/a |
Empire Life |
564.69 |
564.69 |
564.69 |
564.69 |
n/a |
n/a |
Equitable |
591.30 |
591.30 |
591.30 |
591.30 |
n/a |
n/a |
Manulife |
578.47 |
578.47 |
578.47 |
578.47 |
n/a |
n/a |
RBC Insurance |
564.60 |
564.60 |
564.60 |
564.60 |
n/a |
n/a |
Sun Life |
545.75 |
545.75 |
545.75 |
545.75 |
n/a |
n/a |
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