Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
Browse Joint Annuity Rates
Annuity Rates as of Jan 3, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of Jan 3, 2025
Joint Life: guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 418.57 | 441.16 | 473.44 | 517.06 | 548.58 | 652.54 |
| Canada Life | 399.21 | 421.74 | 454.09 | 500.96 | 571.59 | 680.12 |
| Desjardins Fin. Security | 416.23 | 442.88 | 479.89 | 532.55 | 604.19 | 716.74 |
| Empire Life | 386.68 | 411.73 | 446.32 | 495.04 | 565.70 | - |
| Manulife Investments | 424.37 | 446.69 | 483.15 | 533.91 | 606.40 | 703.71 |
| RBC Life Insurance | 401.13 | 426.63 | 461.38 | 509.46 | 580.59 | 694.30 |
| Sun Life Assurance | 398.82 | 420.87 | 452.82 | 504.65 | 577.85 | 688.80 |
Joint Life: 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 421.37 | 448.76 | 483.99 | 533.75 | 564.11 | 661.88 |
| Canada Life | 399.17 | 421.64 | 453.79 | 500.01 | 568.10 | 664.72 |
| Desjardins Fin. Security | 416.19 | 442.78 | 479.61 | 531.63 | 600.81 | 702.48 |
| Empire Life | 386.64 | 411.62 | 445.93 | 493.86 | 562.23 | 661.47 |
| Equitable | 431.26 | 452.72 | 485.44 | 534.28 | 584.44 | 663.15 |
| Manulife Investments | 424.28 | 446.45 | 482.46 | 531.88 | 598.90 | 673.36 |
| RBC Life Insurance | 403.00 | 438.51 | 488.99 | 540.69 | 594.58 | 685.12 |
| Sun Life Assurance | 398.77 | 420.73 | 452.36 | 503.11 | 571.65 | 663.14 |
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