Browse Joint Annuity Rates

Joint Annuity Rates

Annuity Rates as of May 1, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Browse Annuity Rates

Annuity Rates as of May 1, 2025

Joint Life: guarantee option

Company 55 60 65 70 75 80
BMO Insurance 436.73 451.88 483.24 525.47 556.58 660.46
Canada Life 412.89 434.05 464.20 507.85 572.43 665.58
Desjardins 421.85 448.32 485.15 537.63 604.19 716.74
Empire Life 386.52 411.21 445.38 493.66 563.90 -
Manulife Investments 440.48 457.10 493.31 543.79 616.03 727.41
RBC Life Insurance 400.23 425.89 461.00 509.31 580.35 693.74
Sun Life Assurance 411.92 433.15 463.14 512.63 581.97 686.87

Joint Life: 10 year guarantee option

Company 55 60 65 70 75 80
BMO Insurance 436.62 453.85 496.06 535.86 566.10 663.81
Canada Life 405.67 428.04 459.64 505.23 571.84 667.23
Desjardins 421.81 448.22 484.86 536.70 600.81 702.48
Empire Life 386.49 411.10 445.00 492.48 560.44 659.35
Equitable 438.52 455.68 497.33 537.07 592.87 658.21
Manulife Investments 440.39 456.84 492.60 541.71 608.39 695.97
RBC Life Insurance 402.16 441.56 497.88 548.08 596.82 685.12
Sun Life Assurance 411.87 433.00 462.65 511.01 575.60 660.93

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