Browse Joint Annuity Rates

Joint Annuity Rates

Annuity Rates as of Jul 2, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Browse Annuity Rates

Annuity Rates as of Jul 2, 2025

Joint Life: guarantee option

Company 55 60 65 70 75 80
BMO Insurance 444.43 462.70 493.67 533.41 564.12 667.92
Canada Life 413.48 434.97 465.47 510.21 577.69 683.53
Desjardins 421.85 448.32 485.15 537.63 604.19 716.74
Empire Life 395.03 419.46 453.39 501.44 571.47 -
Manulife Investments 438.46 458.00 494.19 542.07 614.36 725.76
RBC Life Insurance 406.23 431.37 465.59 513.51 584.69 698.25
Sun Life Assurance 413.98 435.33 465.39 514.92 584.32 689.33

Joint Life: 10 year guarantee option

Company 55 60 65 70 75 80
BMO Insurance 444.91 461.82 517.72 541.16 571.09 668.64
Canada Life 413.44 434.87 465.18 509.27 574.30 668.42
Desjardins 419.00 445.50 482.23 534.16 600.81 702.48
Empire Life 395.00 419.35 452.99 500.23 567.95 666.61
Equitable 439.73 465.59 497.90 540.34 588.16 664.72
Manulife Investments 438.37 457.75 493.48 540.00 606.74 694.39
RBC Life Insurance 405.65 446.76 508.98 561.64 602.73 687.67
Sun Life Assurance 413.93 435.18 464.89 513.31 577.93 663.35

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