Browse Joint Annuity Rates

Joint Annuity Rates

Annuity Rates as of Aug 1, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Browse Annuity Rates

Annuity Rates as of Aug 1, 2025

Joint Life: guarantee option

Company 55 60 65 70 75 80
BMO Insurance 453.36 468.42 499.19 538.73 569.17 672.90
Canada Life 419.72 441.11 471.38 515.76 582.80 688.16
Desjardins 427.51 453.79 490.43 542.73 609.09 721.50
Empire Life 400.75 425.00 458.75 506.64 576.54 -
Manulife Investments 447.72 465.22 501.23 548.90 621.01 732.33
RBC Life Insurance 412.81 437.44 471.07 519.00 590.33 704.08
Sun Life Assurance 426.21 447.29 476.89 525.85 594.56 698.93

Joint Life: 10 year guarantee option

Company 55 60 65 70 75 80
BMO Insurance 453.24 467.54 513.81 542.22 572.09 669.60
Canada Life 419.67 441.00 471.08 514.81 579.37 672.94
Desjardins 427.47 453.69 490.14 541.79 605.68 707.17
Empire Life 400.71 424.89 458.36 505.42 572.98 671.47
Equitable 455.19 471.45 503.57 544.17 599.70 672.25
Manulife Investments 447.62 464.96 500.51 546.79 613.29 700.66
RBC Life Insurance 414.51 454.62 512.84 561.13 606.99 695.28
Sun Life Assurance 426.16 447.13 476.38 524.18 588.02 672.55

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