Browse Joint Annuity Rates

Annuity Rates as of Jul 2, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of Jul 2, 2025
Joint Life: guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 444.43 | 462.70 | 493.67 | 533.41 | 564.12 | 667.92 |
Canada Life | 413.48 | 434.97 | 465.47 | 510.21 | 577.69 | 683.53 |
Desjardins | 421.85 | 448.32 | 485.15 | 537.63 | 604.19 | 716.74 |
Empire Life | 395.03 | 419.46 | 453.39 | 501.44 | 571.47 | - |
Manulife Investments | 438.46 | 458.00 | 494.19 | 542.07 | 614.36 | 725.76 |
RBC Life Insurance | 406.23 | 431.37 | 465.59 | 513.51 | 584.69 | 698.25 |
Sun Life Assurance | 413.98 | 435.33 | 465.39 | 514.92 | 584.32 | 689.33 |
Joint Life: 10 year guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 444.91 | 461.82 | 517.72 | 541.16 | 571.09 | 668.64 |
Canada Life | 413.44 | 434.87 | 465.18 | 509.27 | 574.30 | 668.42 |
Desjardins | 419.00 | 445.50 | 482.23 | 534.16 | 600.81 | 702.48 |
Empire Life | 395.00 | 419.35 | 452.99 | 500.23 | 567.95 | 666.61 |
Equitable | 439.73 | 465.59 | 497.90 | 540.34 | 588.16 | 664.72 |
Manulife Investments | 438.37 | 457.75 | 493.48 | 540.00 | 606.74 | 694.39 |
RBC Life Insurance | 405.65 | 446.76 | 508.98 | 561.64 | 602.73 | 687.67 |
Sun Life Assurance | 413.93 | 435.18 | 464.89 | 513.31 | 577.93 | 663.35 |
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