Browse Joint Annuity Rates

Annuity Rates as of Aug 1, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of Aug 1, 2025
Joint Life: guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 453.36 | 468.42 | 499.19 | 538.73 | 569.17 | 672.90 |
Canada Life | 419.72 | 441.11 | 471.38 | 515.76 | 582.80 | 688.16 |
Desjardins | 427.51 | 453.79 | 490.43 | 542.73 | 609.09 | 721.50 |
Empire Life | 400.75 | 425.00 | 458.75 | 506.64 | 576.54 | - |
Manulife Investments | 447.72 | 465.22 | 501.23 | 548.90 | 621.01 | 732.33 |
RBC Life Insurance | 412.81 | 437.44 | 471.07 | 519.00 | 590.33 | 704.08 |
Sun Life Assurance | 426.21 | 447.29 | 476.89 | 525.85 | 594.56 | 698.93 |
Joint Life: 10 year guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 453.24 | 467.54 | 513.81 | 542.22 | 572.09 | 669.60 |
Canada Life | 419.67 | 441.00 | 471.08 | 514.81 | 579.37 | 672.94 |
Desjardins | 427.47 | 453.69 | 490.14 | 541.79 | 605.68 | 707.17 |
Empire Life | 400.71 | 424.89 | 458.36 | 505.42 | 572.98 | 671.47 |
Equitable | 455.19 | 471.45 | 503.57 | 544.17 | 599.70 | 672.25 |
Manulife Investments | 447.62 | 464.96 | 500.51 | 546.79 | 613.29 | 700.66 |
RBC Life Insurance | 414.51 | 454.62 | 512.84 | 561.13 | 606.99 | 695.28 |
Sun Life Assurance | 426.16 | 447.13 | 476.38 | 524.18 | 588.02 | 672.55 |
© 2025 Life Annuities.com Inc. All rights reserved. Update Tables