2026 RLIF Minimum and Maximum Withdrawal Rates
Table: 2026 RLIF Minimum and Maximum Withdrawal Rates
| Age as at Jan. 1, 2026 | Minimum Withdrawal % | Maximum RLIF Withdrawal % Federal / PBSA LIF/RLIF |
|---|---|---|
| 50 | 2.50% | 4.99% |
| 51 | 2.56% | 5.03% |
| 52 | 2.63% | 5.07% |
| 53 | 2.70% | 5.11% |
| 54 | 2.78% | 5.16% |
| 55 | 2.86% | 5.21% |
| 56 | 2.94% | 5.26% |
| 57 | 3.03% | 5.32% |
| 58 | 3.13% | 5.39% |
| 59 | 3.23% | 5.46% |
| 60 | 3.33% | 5.53% |
| 61 | 3.45% | 5.61% |
| 62 | 3.57% | 5.70% |
| 63 | 3.70% | 5.80% |
| 64 | 3.85% | 5.91% |
| 65 | 4.00% | 6.03% |
| 66 | 4.17% | 6.16% |
| 67 | 4.35% | 6.30% |
| 68 | 4.55% | 6.47% |
| 69 | 4.76% | 6.65% |
| 70 | 5.00% | 6.85% |
| 71 | 5.28% | 7.08% |
| 72 | 5.40% | 7.34% |
| 73 | 5.53% | 7.64% |
| 74 | 5.67% | 7.98% |
| 75 | 5.82% | 8.38% |
| 76 | 5.98% | 8.84% |
| 77 | 6.17% | 9.37% |
| 78 | 6.36% | 9.99% |
| 79 | 6.58% | 10.73% |
| 80 | 6.82% | 11.61% |
| 81 | 7.08% | 12.70% |
| 82 | 7.38% | 14.05% |
| 83 | 7.71% | 15.80% |
| 84 | 8.08% | 18.13% |
| 85 | 8.51% | 21.40% |
| 86 | 8.99% | 26.30% |
| 87 | 9.55% | 34.48% |
| 88 | 10.21% | 50.86% |
| 89 | 10.99% | 100.00% |
| 90 | 11.92% | 100.00% |
| 91 | 13.06% | 100.00% |
| 92 | 14.49% | 100.00% |
| 93 | 16.34% | 100.00% |
| 94 | 18.79% | 100.00% |
| 95 | 20.00% | 100.00% |
| 96 | 20.00% | 100.00% |
| 97 | 20.00% | 100.00% |
| 98 | 20.00% | 100.00% |
| 99 | 20.00% | 100.00% |
| 100 | 20.00% | 100.00% |