Annuity Mortality Table
Male and female joint life expectancy tables
Figure 1. Mortality
Annuity Mortality Table: Joint Life
The joint-life expectancy table below are based on the Annuity 2000 mortality table.
Joint Life - First To Die (Expected number of years until first death)
Age
35
40
45
50
55
60
65
70
75
80
85
35
40.94
37.85
34.31
30.52
26.61
22.68
18.77
15.10
11.83
9.00
6.67
40
38.70
36.22
33.20
29.80
26.17
22.42
18.62
15.01
11.78
8.97
6.65
45
35.87
34.01
31.59
28.71
25.47
21.99
18.37
14.87
11.70
8.93
6.63
50
32.55
31.23
29.43
27.15
24.42
21.33
17.97
14.64
11.57
8.86
6.59
55
28.88
28.00
26.74
25.06
22.92
20.33
17.36
14.28
11.37
8.75
6.54
60
25.00
24.44
23.61
22.46
20.91
18.90
16.42
13.72
11.05
8.57
6.44
65
21.05
20.71
20.19
19.45
18.42
16.99
15.08
12.85
10.53
8.28
6.29
70
17.17
16.96
16.65
16.21
15.58
14.64
13.30
11.61
9.74
7.82
6.03
75
13.45
13.33
13.15
12.90
12.54
11.99
11.13
9.97
8.59
7.08
5.59
80
10.10
10.04
9.94
9.80
9.61
9.31
8.81
8.08
7.17
6.09
4.95
85
7.27
7.24
7.18
7.11
7.01
6.86
6.59
6.18
5.62
4.92
4.13
Joint Life - Last To Die (Expected number of years until second death)
Age
35
40
45
50
55
60
65
70
75
80
85
35
54.63
52.91
51.72
50.93
50.44
50.13
49.93
49.82
49.75
49.71
49.68
40
52.01
49.68
47.96
46.78
46.01
45.52
45.22
45.04
44.93
44.87
44.83
45
50.01
47.06
44.74
43.05
41.88
41.12
40.64
40.35
40.18
40.08
40.03
50
48.57
45.08
42.15
39.85
38.18
37.03
36.28
35.82
35.55
35.39
35.31
55
47.59
43.66
40.18
37.29
35.03
33.37
32.24
31.53
31.10
30.85
30.71
60
46.95
42.69
38.79
35.36
32.51
30.28
28.65
27.56
26.89
26.50
26.28
65
46.53
42.06
37.84
34.00
30.63
27.82
25.63
24.07
23.05
22.43
22.07
70
46.27
41.66
37.23
33.10
29.33
26.02
23.26
21.16
19.69
18.75
18.18
75
46.11
41.41
36.86
32.53
28.49
24.80
21.55
18.92
16.96
15.60
14.74
80
46.02
41.26
36.63
32.19
27.98
24.04
20.44
17.37
14.94
13.15
11.94
85
45.97
41.18
36.50
32.00
27.70
23.60
19.77
16.40
13.61
11.44
9.88
This annuity mortality table is for illustration purposes only.
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
La Capitale
Manulife
RBC Insurance
Sun Life
