Annuity Mortality Table
Male and female joint life expectancy tables
Figure 1. Mortality
Annuity Mortality Table: Joint Life
The joint-life expectancy table below are based on the Annuity 2000 mortality table.
Joint Life - First To Die (Expected number of years until first death)
Male Age: Horizontal Axis
Female Age: Vertical Axis
Joint Life - First To Die
Age
35
40
45
50
55
60
65
70
75
80
85
35
40.94
37.85
34.31
30.52
26.61
22.68
18.77
15.10
11.83
9.00
6.67
40
38.70
36.22
33.20
29.80
26.17
22.42
18.62
15.01
11.78
8.97
6.65
45
35.87
34.01
31.59
28.71
25.47
21.99
18.37
14.87
11.70
8.93
6.63
50
32.55
31.23
29.43
27.15
24.42
21.33
17.97
14.64
11.57
8.86
6.59
55
28.88
28.00
26.74
25.06
22.92
20.33
17.36
14.28
11.37
8.75
6.54
60
25.00
24.44
23.61
22.46
20.91
18.90
16.42
13.72
11.05
8.57
6.44
65
21.05
20.71
20.19
19.45
18.42
16.99
15.08
12.85
10.53
8.28
6.29
70
17.17
16.96
16.65
16.21
15.58
14.64
13.30
11.61
9.74
7.82
6.03
75
13.45
13.33
13.15
12.90
12.54
11.99
11.13
9.97
8.59
7.08
5.59
80
10.10
10.04
9.94
9.80
9.61
9.31
8.81
8.08
7.17
6.09
4.95
85
7.27
7.24
7.18
7.11
7.01
6.86
6.59
6.18
5.62
4.92
4.13
Joint Life - Last To Die (Expected number of years until second death)
Male Age: Horizontal Axis
Female Age: Vertical Axis
Joint Life - Last To Die
Age
35
40
45
50
55
60
65
70
75
80
85
35
54.63
52.91
51.72
50.93
50.44
50.13
49.93
49.82
49.75
49.71
49.68
40
52.01
49.68
47.96
46.78
46.01
45.52
45.22
45.04
44.93
44.87
44.83
45
50.01
47.06
44.74
43.05
41.88
41.12
40.64
40.35
40.18
40.08
40.03
50
48.57
45.08
42.15
39.85
38.18
37.03
36.28
35.82
35.55
35.39
35.31
55
47.59
43.66
40.18
37.29
35.03
33.37
32.24
31.53
31.10
30.85
30.71
60
46.95
42.69
38.79
35.36
32.51
30.28
28.65
27.56
26.89
26.50
26.28
65
46.53
42.06
37.84
34.00
30.63
27.82
25.63
24.07
23.05
22.43
22.07
70
46.27
41.66
37.23
33.10
29.33
26.02
23.26
21.16
19.69
18.75
18.18
75
46.11
41.41
36.86
32.53
28.49
24.80
21.55
18.92
16.96
15.60
14.74
80
46.02
41.26
36.63
32.19
27.98
24.04
20.44
17.37
14.94
13.15
11.94
85
45.97
41.18
36.50
32.00
27.70
23.60
19.77
16.40
13.61
11.44
9.88
This annuity mortality table is for illustration purposes only.
It uses the Society of Actuaries Annuity 2000 Basic Table.