Same-Sex Couple (Male-Male)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of Nov 5, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Male-Male), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	421.01	443.48	475.32	517.30	584.23	696.39	Get Quote
Canada Life	416.37	439.90	473.59	524.57	N/A	N/A	Get Quote
Desjardins Fin.	423.72	452.85	493.51	551.73	N/A	N/A	Get Quote
Empire Life	384.93	412.18	449.82	502.39	N/A	N/A	Get Quote
Manulife	441.11	467.09	508.92	562.13	639.17	764.34	Get Quote
RBC Life Insurance	406.87	435.29	475.06	530.57	609.46	734.90	Get Quote
Sun Life Assurance	414.14	436.38	467.96	519.73	592.71	702.67	Get Quote

Joint: Same-Sex Couple (Male-Male), 10 yr guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	430.37	457.78	492.73	541.46	583.32	682.11	Get Quote
Canada Life	416.27	439.68	473.03	522.79	N/A	N/A	Get Quote
Desjardins Fin.	423.65	452.68	493.08	550.32	N/A	N/A	Get Quote
Empire Life	384.86	411.96	449.04	500.15	N/A	N/A	Get Quote
Equitable	436.06	464.36	499.91	548.54	N/A	N/A	Get Quote
Manulife	440.95	466.68	507.88	558.42	625.23	705.16	Get Quote
RBC Life Insurance	409.82	466.68	519.45	572.50	620.84	720.47	Get Quote
Sun Life Assurance	414.08	436.19	467.33	517.63	N/A	N/A	Get Quote

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💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

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