Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Oct 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
514.93 | 548.58 | 597.09 | 673.28 | 761.96 | 935.42 |
 Canada Life |
484.23 | 519.14 | 568.85 | 643.77 | 760.33 | 948.94 |
 Desjardins |
503.68 | 542.79 | 597.14 | 675.54 | 777.02 | 919.26 |
 Empire Life |
463.20 | 503.36 | 558.82 | 634.97 | 737.09 | - |
 Manulife Investments |
513.67 | 548.80 | 598.53 | 669.98 | 769.66 | 911.85 |
 RBC Life Insurance |
482.62 | 518.62 | 569.80 | 643.96 | 760.65 | 932.13 |
 Sun Life Assurance |
501.54 | 537.25 | 588.12 | 666.05 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
517.17 | 545.24 | 594.90 | 657.35 | 697.95 | 785.56 |
| Canada Life |
479.77 | 511.88 | 556.29 | 618.35 | 702.74 | 804.51 |
| Desjardins |
499.80 | 536.40 | 585.91 | 652.65 | 726.41 | 823.88 |
| Empire Life |
459.56 | 496.23 | 543.91 | 605.30 | 685.34 | 787.67 |
 Equitable |
517.76 | 548.26 | 599.45 | 662.62 | 712.83 | 788.69 |
| Manulife Investments |
508.18 | 542.89 | 596.76 | 648.11 | 722.59 | 789.48 |
| RBC Life Insurance |
482.22 | 538.83 | 594.64 | 657.43 | 724.23 | 819.39 |
| Sun Life Assurance |
497.94 | 530.36 | 573.98 | 636.89 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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