Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Aug 5, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
500.25 | 534.24 | 584.42 | 662.68 | 752.53 | 925.80 |
 Canada Life |
469.25 | 503.87 | 553.06 | 627.45 | 742.59 | 929.25 |
 Desjardins |
490.05 | 529.32 | 583.84 | 662.41 | 764.08 | 906.96 |
 Empire Life |
445.79 | 486.23 | 541.90 | 618.22 | 720.64 | - |
 Manulife Investments |
499.45 | 534.33 | 583.94 | 655.72 | 760.48 | 895.60 |
 RBC Life Insurance |
466.79 | 504.76 | 555.94 | 629.58 | 745.75 | 922.46 |
 Sun Life Assurance |
475.82 | 511.44 | 562.15 | 639.67 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
507.72 | 536.96 | 584.96 | 648.06 | 690.21 | 778.22 |
| Canada Life |
464.95 | 496.86 | 540.89 | 602.69 | 686.26 | 787.24 |
| Desjardins |
486.32 | 523.15 | 572.93 | 640.03 | 714.32 | 812.42 |
| Empire Life |
442.35 | 479.45 | 527.60 | 589.55 | 670.21 | 773.28 |
 Equitable |
508.10 | 537.71 | 585.22 | 648.31 | 694.04 | 773.37 |
| Manulife Investments |
494.18 | 531.35 | 582.62 | 634.45 | 708.80 | 774.52 |
| RBC Life Insurance |
466.76 | 528.99 | 583.38 | 646.72 | 710.95 | 808.69 |
| Sun Life Assurance |
472.47 | 504.97 | 548.76 | 611.81 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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