Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Mar 2, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
490.13 | 526.68 | 579.83 | 655.26 | 764.24 | 937.76 |
 Canada Life |
443.06 | 477.48 | 526.64 | 600.73 | 715.33 | 901.24 |
 Desjardins |
464.61 | 504.54 | 559.68 | 638.78 | 740.97 | 884.94 |
 Empire Life |
423.72 | 464.36 | 520.11 | 596.46 | 699.09 | - |
 Manulife Investments |
477.56 | 512.20 | 561.73 | 633.96 | 728.66 | 872.83 |
 RBC Life Insurance |
449.27 | 489.68 | 543.79 | 618.43 | 734.45 | 919.48 |
 Sun Life Assurance |
456.32 | 491.34 | 541.19 | 617.37 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
495.38 | 519.39 | 566.31 | 628.53 | 674.57 | 763.38 |
| Canada Life |
439.08 | 470.93 | 515.16 | 577.13 | 661.04 | 762.78 |
| Desjardins |
461.15 | 498.76 | 549.35 | 617.33 | 692.74 | 791.92 |
| Empire Life |
420.53 | 458.01 | 506.58 | 569.07 | 650.38 | 754.29 |
 Equitable |
495.49 | 519.69 | 567.14 | 634.08 | 675.92 | 753.73 |
| Manulife Investments |
472.61 | 503.87 | 548.60 | 613.64 | 688.42 | 753.55 |
| RBC Life Insurance |
449.81 | 511.56 | 564.61 | 627.06 | 696.63 | 792.41 |
| Sun Life Assurance |
453.12 | 485.15 | 528.32 | 590.46 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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