Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Apr 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
495.48 | 530.74 | 582.70 | 660.40 | 754.24 | 927.55 |
 Canada Life |
460.11 | 494.57 | 544.47 | 619.27 | 734.74 | 921.58 |
 Desjardins |
484.36 | 523.78 | 578.44 | 657.13 | 753.78 | 897.16 |
 Empire Life |
445.79 | 486.23 | 541.90 | 618.22 | 720.64 | - |
 Manulife Investments |
491.46 | 527.88 | 580.21 | 652.07 | 757.67 | 892.64 |
 RBC Life Insurance |
462.71 | 501.37 | 552.93 | 626.53 | 742.56 | 920.20 |
 Sun Life Assurance |
480.87 | 516.20 | 566.52 | 643.49 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
503.01 | 524.47 | 576.16 | 639.07 | 682.25 | 770.67 |
| Canada Life |
455.93 | 487.74 | 532.55 | 594.91 | 679.06 | 780.61 |
| Desjardins |
480.69 | 517.69 | 567.66 | 634.96 | 704.71 | 803.28 |
| Empire Life |
442.35 | 479.45 | 527.60 | 589.55 | 670.21 | 773.28 |
 Equitable |
496.09 | 524.32 | 575.59 | 638.45 | 687.81 | 764.02 |
| Manulife Investments |
490.79 | 521.98 | 572.46 | 630.96 | 705.66 | 771.28 |
| RBC Life Insurance |
462.91 | 516.10 | 571.00 | 634.34 | 705.91 | 804.93 |
| Sun Life Assurance |
477.44 | 509.61 | 552.92 | 615.30 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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