Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Sept 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
507.72 | 541.54 | 590.74 | 668.12 | 757.95 | 931.34 |
 Canada Life |
471.82 | 506.17 | 555.21 | 629.27 | 744.67 | 931.65 |
 Desjardins |
495.77 | 534.88 | 589.25 | 667.70 | 764.08 | 906.96 |
 Empire Life |
448.68 | 489.07 | 544.71 | 621.00 | 723.38 | - |
 Manulife Investments |
506.40 | 541.06 | 590.42 | 662.06 | 765.66 | 900.22 |
 RBC Life Insurance |
473.44 | 509.96 | 561.04 | 634.84 | 751.20 | 928.15 |
 Sun Life Assurance |
483.90 | 519.09 | 569.29 | 646.24 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
513.62 | 542.95 | 590.47 | 653.10 | 694.95 | 782.72 |
| Canada Life |
467.49 | 499.11 | 542.97 | 604.42 | 688.17 | 789.36 |
| Desjardins |
491.97 | 528.62 | 578.21 | 645.11 | 714.32 | 812.42 |
| Empire Life |
445.20 | 482.23 | 530.30 | 592.17 | 672.73 | 775.67 |
 Equitable |
514.13 | 543.57 | 590.90 | 654.90 | 698.73 | 779.78 |
| Manulife Investments |
501.02 | 537.95 | 588.94 | 640.53 | 714.09 | 778.19 |
| RBC Life Insurance |
473.33 | 535.16 | 589.03 | 651.90 | 716.19 | 812.00 |
| Sun Life Assurance |
480.45 | 512.47 | 555.64 | 617.97 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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