Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of July 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
494.29 | 528.42 | 577.54 | 654.69 | 748.55 | 921.72 |
 Canada Life |
452.22 | 486.97 | 536.44 | 611.13 | 726.48 | 913.16 |
 Desjardins |
475.87 | 515.51 | 570.38 | 649.25 | 751.21 | 894.71 |
 Empire Life |
440.04 | 480.57 | 536.30 | 612.67 | 715.19 | - |
 Manulife Investments |
489.14 | 524.10 | 573.85 | 645.84 | 740.94 | 886.27 |
 RBC Life Insurance |
451.41 | 491.43 | 544.88 | 618.73 | 734.42 | 918.34 |
 Sun Life Assurance |
470.21 | 505.77 | 556.38 | 633.71 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
505.95 | 535.82 | 583.85 | 647.00 | 689.71 | 777.75 |
| Canada Life |
448.15 | 480.28 | 524.73 | 587.13 | 671.42 | 773.22 |
| Desjardins |
472.29 | 509.55 | 559.79 | 627.39 | 702.31 | 801.00 |
| Empire Life |
436.66 | 473.90 | 522.20 | 584.33 | 665.20 | 768.50 |
 Equitable |
500.89 | 535.96 | 571.08 | 624.83 | 682.12 | 759.11 |
| Manulife Investments |
484.02 | 521.31 | 572.77 | 625.00 | 699.88 | 765.99 |
| RBC Life Insurance |
451.91 | 525.31 | 582.51 | 645.92 | 702.92 | 798.40 |
| Sun Life Assurance |
466.91 | 499.39 | 543.15 | 606.12 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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