Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of May 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
499.65 | 533.07 | 581.55 | 657.54 | 751.39 | 924.64 |
 Canada Life |
466.41 | 501.49 | 551.42 | 626.40 | 742.13 | 929.86 |
 Desjardins |
484.36 | 523.78 | 578.44 | 657.13 | 753.78 | 897.16 |
 Empire Life |
442.91 | 483.40 | 539.10 | 615.45 | 717.92 | - |
 Manulife Investments |
494.76 | 529.61 | 579.22 | 651.10 | 752.82 | 889.75 |
 RBC Life Insurance |
462.68 | 501.34 | 552.91 | 626.51 | 742.54 | 921.34 |
 Sun Life Assurance |
477.94 | 513.14 | 563.36 | 640.24 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
503.59 | 530.14 | 580.55 | 645.94 | 688.72 | 776.81 |
| Canada Life |
462.16 | 494.54 | 539.32 | 601.73 | 685.90 | 787.83 |
| Desjardins |
480.69 | 517.69 | 567.66 | 634.96 | 704.71 | 803.28 |
| Empire Life |
439.50 | 476.67 | 524.90 | 586.94 | 667.70 | 770.89 |
 Equitable |
503.89 | 531.88 | 580.68 | 640.09 | 693.52 | 771.39 |
| Manulife Investments |
489.56 | 523.67 | 578.02 | 630.04 | 704.15 | 768.72 |
| RBC Life Insurance |
462.88 | 522.77 | 578.99 | 644.64 | 707.37 | 799.75 |
| Sun Life Assurance |
474.54 | 506.61 | 549.86 | 612.22 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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