Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of June 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
504.43 | 538.91 | 587.86 | 658.68 | 752.53 | 925.80 |
 Canada Life |
454.66 | 489.76 | 539.84 | 615.04 | 731.03 | 918.93 |
 Desjardins |
478.69 | 518.26 | 573.06 | 651.87 | 748.65 | 892.27 |
 Empire Life |
442.14 | 482.76 | 538.62 | 615.12 | 717.74 | - |
 Manulife Investments |
499.04 | 534.27 | 584.20 | 655.97 | 752.82 | 896.78 |
 RBC Life Insurance |
456.06 | 495.52 | 548.16 | 621.82 | 737.65 | 921.87 |
 Sun Life Assurance |
470.99 | 506.55 | 557.18 | 634.57 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
507.13 | 535.25 | 584.96 | 648.06 | 690.71 | 778.70 |
| Canada Life |
450.57 | 483.04 | 528.08 | 590.94 | 675.75 | 778.47 |
| Desjardins |
475.08 | 512.26 | 562.41 | 629.91 | 699.91 | 798.73 |
| Empire Life |
438.74 | 476.06 | 524.44 | 586.64 | 667.55 | 770.84 |
 Equitable |
505.69 | 529.55 | 578.98 | 640.64 | 687.81 | 765.49 |
| Manulife Investments |
493.77 | 528.66 | 582.87 | 634.70 | 709.34 | 775.49 |
| RBC Life Insurance |
456.49 | 525.62 | 583.42 | 646.76 | 705.41 | 801.42 |
| Sun Life Assurance |
467.68 | 500.15 | 543.93 | 606.94 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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