Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Feb 3, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 497.26 | 533.66 | 586.14 | 660.97 | 769.98 | 943.61 |
| Canada Life | 457.43 | 540.95 | 540.95 | 614.94 | 729.48 | 915.34 |
| Desjardins | 473.04 | 512.76 | 567.70 | 646.62 | 748.65 | 892.27 |
| Empire Life | 435.09 | 475.56 | 531.20 | 607.47 | 709.93 | - |
| Manulife Investments | 490.28 | 527.71 | 581.61 | 657.64 | 759.47 | 923.42 |
| RBC Life Insurance | 460.51 | 499.65 | 552.16 | 626.17 | 742.54 | 928.34 |
| Sun Life Assurance | 470.20 | 505.47 | 555.61 | 632.20 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 499.48 | 523.34 | 570.13 | 632.21 | 678.04 | 766.67 |
| Canada Life | 453.27 | 485.06 | 529.09 | 590.73 | 674.18 | 775.31 |
| Desjardins | 469.49 | 506.84 | 557.17 | 624.87 | 699.91 | 798.73 |
| Empire Life | 431.77 | 468.99 | 517.28 | 579.43 | 660.35 | 763.79 |
| Equitable | 499.69 | 524.32 | 571.64 | 635.72 | 683.15 | 762.54 |
| Manulife Investments | 484.85 | 518.17 | 563.66 | 625.84 | 690.79 | 730.20 |
| RBC Life Insurance | 460.76 | 516.92 | 568.50 | 630.81 | 703.00 | 799.33 |
| Sun Life Assurance | 466.87 | 499.05 | 542.33 | 604.56 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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