Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Jan 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 485.99 | 522.62 | 575.25 | 650.71 | 759.67 | 933.09 |
| Canada Life | 463.44 | 497.69 | 546.96 | 620.94 | 735.97 | 922.31 |
| Desjardins | 473.04 | 512.76 | 567.70 | 646.62 | 748.65 | 892.27 |
| Empire Life | 440.81 | 481.20 | 536.78 | 613.00 | 715.37 | - |
| Manulife Investments | 493.75 | 531.12 | 584.95 | 660.94 | 762.88 | 927.18 |
| RBC Life Insurance | 458.88 | 498.23 | 551.00 | 625.02 | 741.34 | 927.02 |
| Sun Life Assurance | 472.97 | 508.25 | 558.46 | 635.13 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 488.37 | 522.21 | 570.68 | 630.11 | 676.06 | 764.79 |
| Canada Life | 459.21 | 490.78 | 534.94 | 596.45 | 680.12 | 781.21 |
| Desjardins | 469.49 | 506.84 | 557.17 | 624.87 | 699.91 | 798.73 |
| Empire Life | 437.43 | 474.51 | 522.66 | 584.63 | 665.35 | 768.56 |
| Equitable | 487.73 | 521.42 | 569.95 | 631.90 | 689.89 | 763.53 |
| Manulife Investments | 488.27 | 521.49 | 566.86 | 628.91 | 693.81 | 733.27 |
| RBC Life Insurance | 459.21 | 515.92 | 569.36 | 629.01 | 703.26 | 802.27 |
| Sun Life Assurance | 469.61 | 501.79 | 545.09 | 607.35 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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