Single LGBTQ+ Male Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Dec 2, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 478.31 | 516.83 | 571.26 | 643.90 | 752.82 | 926.09 |
| Canada Life | 452.63 | 487.15 | 536.69 | 611.20 | 726.81 | 914.40 |
| Desjardins | 468.05 | 508.10 | 563.45 | 642.90 | 745.66 | 890.02 |
| Empire Life | 426.55 | 467.15 | 522.88 | 599.20 | 701.79 | - |
| Manulife Investments | 482.84 | 520.23 | 574.08 | 650.21 | 752.23 | 916.22 |
| RBC Life Insurance | 451.12 | 491.60 | 545.55 | 620.84 | 737.66 | 924.16 |
| Sun Life Assurance | 463.05 | 498.41 | 548.79 | 625.69 | - | - |
Single Life: Male, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 481.39 | 520.51 | 568.49 | 628.53 | 674.57 | 763.38 |
| Canada Life | 448.49 | 480.37 | 524.82 | 586.89 | 671.03 | 772.68 |
| Desjardins | 464.52 | 502.20 | 552.90 | 621.03 | 696.54 | 795.53 |
| Empire Life | 423.33 | 460.74 | 509.25 | 571.65 | 652.86 | 756.66 |
| Equitable | 481.39 | 520.52 | 568.51 | 628.55 | 681.53 | 764.96 |
| Manulife Investments | 477.53 | 510.88 | 556.45 | 618.90 | 684.35 | 724.35 |
| RBC Life Insurance | 451.62 | 513.51 | 567.85 | 628.37 | 693.13 | 797.22 |
| Sun Life Assurance | 459.69 | 491.94 | 535.38 | 597.68 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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