Single LGBTQ+ Male Annuity Rates

- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Sept 3, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Male, no guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 496.07 | 534.24 | 588.44 | 660.97 | 764.24 | 937.76 |
Canada Life | 463.34 | 497.84 | 547.62 | 622.34 | 738.66 | 926.53 |
Desjardins | 482.16 | 521.84 | 576.84 | 656.01 | 758.49 | 902.24 |
Empire Life | 441.71 | 482.43 | 538.44 | 615.19 | 718.06 | - |
Manulife Investments | 515.00 | 546.60 | 609.54 | 696.75 | 829.34 | 1,050.98 |
RBC Life Insurance | 454.87 | 492.21 | 544.12 | 620.84 | 739.24 | 928.02 |
Sun Life Assurance | 478.94 | 514.51 | 564.99 | 623.94 | 762.60 | 941.66 |
Single Life: Male, 10 year guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 495.03 | 532.64 | 578.74 | 639.59 | 684.49 | 772.79 |
Canada Life | 459.07 | 490.85 | 535.44 | 597.51 | 681.95 | 783.24 |
Desjardins | 478.47 | 515.72 | 565.97 | 633.62 | 708.50 | 806.90 |
Empire Life | 438.25 | 475.59 | 523.98 | 586.16 | 666.97 | 770.02 |
Equitable | 495.53 | 532.69 | 578.89 | 637.01 | 709.07 | 757.12 |
Manulife Investments | 508.84 | 536.35 | 589.30 | 654.85 | 734.43 | 810.82 |
RBC Life Insurance | 454.89 | 523.77 | 578.02 | 639.37 | 695.41 | 803.03 |
Sun Life Assurance | 475.41 | 507.74 | 551.01 | 612.83 | 694.52 | 779.54 |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Males are calculated the same as standard male annuity rates.
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