Single LGBTQ+ Female Annuity Rates

- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Oct 1, 2025
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Female, no guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 473.04 | 494.19 | 538.74 | 598.28 | 662.16 | 812.55 |
Canada Life | 435.72 | 464.00 | 503.50 | 559.93 | 643.42 | 774.35 |
Desjardins | 448.00 | 482.52 | 529.60 | 595.51 | 677.68 | 805.58 |
Empire Life | 410.28 | 443.09 | 488.52 | 553.09 | 647.64 | - |
Manulife Investments | 467.11 | 498.95 | 545.27 | 604.80 | 686.96 | 807.81 |
RBC Life Insurance | 426.09 | 461.87 | 510.52 | 576.03 | 670.24 | 817.15 |
Sun Life Assurance | 444.76 | 478.30 | 521.95 | 585.32 | - | - |
Single Life: Female, 10 year guarantee option
Company | 55 | 60 | 65 | 70 | 75 | 80 |
---|---|---|---|---|---|---|
BMO Insurance | 477.63 | 497.10 | 558.59 | 598.55 | 631.97 | 729.48 |
Canada Life | 434.09 | 461.02 | 497.76 | 548.47 | 618.80 | 712.01 |
Desjardins | 446.26 | 479.22 | 523.11 | 582.25 | 649.37 | 748.74 |
Empire Life | 408.87 | 440.24 | 482.49 | 540.15 | 618.97 | 721.37 |
Equitable | 475.37 | 501.65 | 547.66 | 593.77 | 656.54 | 731.83 |
Manulife Investments | 463.88 | 492.95 | 534.15 | 584.27 | 643.11 | 705.20 |
RBC Life Insurance | 426.09 | 490.34 | 558.01 | 598.30 | 641.32 | 742.24 |
Sun Life Assurance | 442.17 | 473.28 | 512.05 | 565.34 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Females are calculated the same as standard female annuity rates.
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