Single LGBTQ+ Female Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Mar 2, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
475.43 | 506.96 | 552.37 | 610.52 | 679.66 | 830.32 |
 Canada Life |
422.85 | 450.94 | 490.35 | 546.55 | 629.43 | 759.70 |
 Desjardins |
441.89 | 476.39 | 523.39 | 589.14 | 671.00 | 798.67 |
 Empire Life |
401.39 | 434.22 | 479.59 | 543.97 | 638.15 | - |
 Manulife Investments |
463.77 | 493.90 | 537.52 | 594.53 | 673.00 | 788.76 |
 RBC Life Insurance |
428.12 | 463.69 | 511.86 | 576.51 | 670.22 | 820.89 |
 Sun Life Assurance |
436.01 | 469.37 | 512.84 | 576.07 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
480.00 | 502.82 | 552.44 | 593.74 | 627.96 | 725.65 |
| Canada Life |
421.31 | 448.10 | 484.87 | 535.54 | 605.67 | 699.15 |
| Desjardins |
440.19 | 473.19 | 517.08 | 576.20 | 643.33 | 742.84 |
| Empire Life |
400.04 | 431.49 | 473.79 | 531.47 | 610.35 | 713.04 |
 Equitable |
477.34 | 501.65 | 542.35 | 594.97 | 634.42 | 718.60 |
| Manulife Investments |
460.46 | 488.03 | 528.27 | 579.51 | 643.22 | 718.28 |
| RBC Life Insurance |
428.10 | 494.89 | 550.97 | 592.36 | 641.69 | 738.47 |
| Sun Life Assurance |
433.53 | 464.55 | 503.29 | 556.79 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Females are calculated the same as standard female annuity rates.
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