Single LGBTQ+ Female Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Apr 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
482.61 | 511.04 | 552.94 | 610.52 | 669.80 | 820.31 |
 Canada Life |
439.48 | 467.95 | 507.66 | 563.94 | 647.57 | 778.44 |
 Desjardins |
461.76 | 495.75 | 542.27 | 607.56 | 683.78 | 810.97 |
 Empire Life |
423.26 | 455.77 | 500.88 | 565.09 | 659.23 | - |
 Manulife Investments |
478.38 | 507.36 | 549.96 | 608.46 | 681.81 | 808.33 |
 RBC Life Insurance |
442.27 | 476.74 | 522.88 | 584.66 | 678.47 | 819.98 |
 Sun Life Assurance |
460.06 | 493.76 | 537.63 | 601.47 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
488.35 | 509.15 | 553.00 | 601.22 | 631.97 | 729.48 |
| Canada Life |
437.86 | 464.98 | 501.96 | 552.55 | 623.13 | 716.60 |
| Desjardins |
459.95 | 492.37 | 535.65 | 594.11 | 655.52 | 754.47 |
| Empire Life |
421.81 | 452.83 | 494.71 | 551.96 | 630.34 | 732.31 |
 Equitable |
477.94 | 504.57 | 544.62 | 599.36 | 651.11 | 731.51 |
| Manulife Investments |
478.45 | 506.02 | 546.13 | 599.96 | 654.81 | 736.10 |
| RBC Life Insurance |
442.13 | 495.96 | 551.13 | 595.42 | 650.09 | 751.27 |
| Sun Life Assurance |
457.39 | 488.62 | 527.52 | 581.21 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Females are calculated the same as standard female annuity rates.
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