Single LGBTQ+ Female Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of June 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
490.44 | 520.42 | 563.23 | 619.48 | 678.56 | 829.21 |
 Canada Life |
434.19 | 462.84 | 502.89 | 559.56 | 644.17 | 775.72 |
 Desjardins |
456.05 | 490.19 | 536.85 | 602.27 | 678.66 | 806.04 |
 Empire Life |
419.58 | 452.29 | 497.61 | 562.03 | 656.34 | - |
 Manulife Investments |
484.42 | 515.19 | 559.28 | 616.55 | 685.37 | 812.43 |
 RBC Life Insurance |
435.24 | 470.27 | 517.49 | 580.07 | 673.73 | 824.16 |
 Sun Life Assurance |
450.25 | 484.14 | 528.29 | 592.53 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
491.94 | 513.18 | 554.12 | 609.81 | 640.02 | 737.16 |
| Canada Life |
432.61 | 459.92 | 497.28 | 548.31 | 619.93 | 714.18 |
| Desjardins |
454.28 | 486.86 | 530.32 | 588.97 | 650.63 | 749.81 |
| Empire Life |
418.14 | 449.39 | 491.50 | 548.99 | 627.60 | 729.80 |
 Equitable |
482.78 | 512.20 | 543.48 | 599.36 | 646.93 | 732.51 |
| Manulife Investments |
480.89 | 508.96 | 549.53 | 610.11 | 663.92 | 739.83 |
| RBC Life Insurance |
435.16 | 502.78 | 552.60 | 608.56 | 645.52 | 746.62 |
| Sun Life Assurance |
447.68 | 479.16 | 518.46 | 572.72 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Females are calculated the same as standard female annuity rates.
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