Single LGBTQ+ Female Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of May 1, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
486.22 | 515.14 | 557.51 | 613.32 | 672.53 | 823.09 |
 Canada Life |
445.83 | 474.49 | 514.45 | 570.88 | 655.16 | 786.39 |
 Desjardins |
461.76 | 495.75 | 542.27 | 607.56 | 683.78 | 810.97 |
 Empire Life |
420.40 | 452.97 | 498.13 | 562.39 | 656.55 | - |
 Manulife Investments |
480.59 | 510.96 | 554.70 | 611.67 | 681.86 | 805.48 |
 RBC Life Insurance |
442.25 | 476.72 | 522.86 | 584.64 | 676.86 | 824.31 |
 Sun Life Assurance |
457.21 | 490.78 | 534.53 | 598.29 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
488.95 | 510.30 | 553.56 | 605.51 | 635.99 | 733.32 |
| Canada Life |
444.18 | 471.47 | 508.65 | 559.33 | 630.42 | 723.98 |
| Desjardins |
459.95 | 492.37 | 535.65 | 594.11 | 655.52 | 754.47 |
| Empire Life |
418.96 | 450.06 | 492.01 | 549.34 | 627.80 | 729.88 |
 Equitable |
489.46 | 512.79 | 553.73 | 607.07 | 654.78 | 738.99 |
| Manulife Investments |
477.10 | 504.79 | 545.04 | 605.33 | 653.56 | 733.50 |
| RBC Life Insurance |
442.11 | 501.86 | 552.06 | 604.23 | 647.55 | 745.51 |
| Sun Life Assurance |
454.57 | 485.68 | 524.50 | 578.17 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Females are calculated the same as standard female annuity rates.
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