Single LGBTQ+ Female Annuity Rates
- Single - LGBTQ+ Male
- Single - LGBTQ+ Female
- Joint - Same-Sex Couple (Male-Male)
- Joint - Same-Sex Couple (Female-Female)
- Transgender
Annuity Rates as of Aug 5, 2026
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Single Life: Female, no guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
 BMO Insurance |
486.82 | 516.31 | 559.22 | 615.00 | 671.44 | 821.98 |
 Canada Life |
448.49 | 476.94 | 516.29 | 572.36 | 655.63 | 786.06 |
 Desjardins |
467.49 | 501.33 | 547.70 | 612.85 | 694.06 | 820.84 |
 Empire Life |
423.26 | 455.77 | 500.88 | 565.09 | 659.23 | - |
 Manulife Investments |
485.20 | 515.61 | 559.35 | 616.29 | 686.18 | 811.26 |
 RBC Life Insurance |
446.60 | 480.71 | 526.04 | 587.64 | 681.55 | 824.69 |
 Sun Life Assurance |
454.99 | 488.95 | 533.16 | 597.50 | - | - |
Single Life: Female, 10 year guarantee option
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance |
488.35 | 514.91 | 554.68 | 610.35 | 639.77 | 736.92 |
| Canada Life |
446.82 | 473.89 | 510.45 | 560.75 | 630.83 | 723.62 |
| Desjardins |
465.65 | 497.89 | 540.99 | 599.26 | 665.33 | 763.82 |
| Empire Life |
421.81 | 452.83 | 494.71 | 551.96 | 630.34 | 732.31 |
 Equitable |
488.85 | 515.74 | 554.87 | 606.52 | 652.68 | 740.49 |
| Manulife Investments |
481.66 | 509.36 | 549.59 | 609.86 | 659.94 | 738.77 |
| RBC Life Insurance |
446.40 | 506.36 | 553.12 | 609.06 | 653.05 | 754.29 |
| Sun Life Assurance |
452.38 | 483.91 | 523.22 | 577.50 | - | - |
Important Note: Life insurance companies do not differentiate based on sexual orientation or gender identity. Annuity rates for Single LGBTQ+ Females are calculated the same as standard female annuity rates.
© 2026 Life Annuities.com Inc. All rights reserved. Update Tables