Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of July 2, 2026

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	439.55	456.32	481.87	514.47	540.42	637.42	Get Quote
Canada Life	402.09	421.10	448.11	487.14	545.80	636.85	Get Quote
Desjardins Fin.	418.76	443.11	476.92	524.94	N/A	N/A	Get Quote
Empire Life	387.66	410.33	441.77	486.53	N/A	N/A	Get Quote
Manulife	436.20	456.60	489.44	528.98	578.66	665.89	Get Quote
RBC Life Insurance	401.38	425.15	458.85	505.30	569.67	670.31	Get Quote
Sun Life Assurance	422.15	441.90	469.49	515.77	580.70	679.95	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	445.60	466.07	493.46	534.92	553.90	650.80	Get Quote
Canada Life	402.07	421.05	447.95	486.66	544.09	629.00	Get Quote
Desjardins Fin.	418.74	443.05	476.73	524.34	N/A	N/A	Get Quote
Empire Life	387.64	410.28	441.58	485.92	N/A	N/A	Get Quote
Equitable	445.40	463.76	493.37	523.72	N/A	N/A	Get Quote
Manulife	436.13	456.42	489.27	535.91	581.31	656.08	Get Quote
RBC Life Insurance	402.74	435.94	504.83	548.17	594.29	665.63	Get Quote
Sun Life Assurance	422.11	441.77	469.10	514.52	575.85	N/A	Get Quote

Want the full annuity comparison?
Fill out our Annuity Form to request quotes from all companies.

💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

© 2026 Life Annuities.com Inc. All rights reserved.