Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of Oct 6, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	432.40	440.88	468.12	503.93	534.43	631.52	Get Quote
Canada Life	405.87	424.90	451.73	490.74	N/A	N/A	Get Quote
Desjardins Fin.	413.36	438.00	472.14	520.56	N/A	N/A	Get Quote
Empire Life	377.44	400.39	432.13	477.22	N/A	N/A	Get Quote
Manulife	426.74	446.57	478.74	516.81	568.67	648.25	Get Quote
RBC Life Insurance	396.39	420.47	454.79	502.30	568.18	668.82	Get Quote
Sun Life Assurance	417.16	436.78	464.22	510.02	N/A	N/A	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	440.21	449.38	498.48	524.78	546.90	644.02	Get Quote
Canada Life	405.85	424.85	451.57	490.24	N/A	N/A	Get Quote
Desjardins Fin.	413.34	437.94	471.95	519.95	N/A	N/A	Get Quote
Empire Life	377.42	400.34	431.94	476.61	N/A	N/A	Get Quote
Equitable	440.78	455.30	489.31	522.25	N/A	N/A	Get Quote
Manulife	426.68	446.41	478.46	515.50	563.99	629.89	Get Quote
RBC Life Insurance	397.78	429.80	495.00	545.18	591.73	664.33	Get Quote
Sun Life Assurance	417.12	436.65	463.82	508.75	N/A	N/A	Get Quote

Want the full annuity comparison?
Fill out our Annuity Form to request quotes from all companies.

💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

© 2025 Life Annuities.com Inc. All rights reserved. Update Tables