Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of Dec 2, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	426.36	435.21	462.66	498.69	534.43	631.52	Get Quote
Canada Life	402.26	421.33	448.18	487.24	N/A	N/A	Get Quote
Desjardins Fin.	410.53	435.27	469.50	518.01	N/A	N/A	Get Quote
Empire Life	374.40	397.35	429.05	474.04	N/A	N/A	Get Quote
Manulife	425.87	445.93	478.31	516.76	569.35	649.60	Get Quote
RBC Life Insurance	400.13	424.10	458.26	505.25	570.66	671.27	Get Quote
Sun Life Assurance	415.06	434.58	461.97	507.86	572.18	670.44	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	434.24	447.67	496.80	524.25	546.90	644.02	Get Quote
Canada Life	402.24	421.28	448.02	486.75	N/A	N/A	Get Quote
Desjardins Fin.	410.51	435.21	469.31	517.41	N/A	N/A	Get Quote
Empire Life	374.39	397.30	428.87	473.45	N/A	N/A	Get Quote
Equitable	437.13	451.34	485.57	523.67	N/A	N/A	Get Quote
Manulife	425.82	445.77	478.04	515.45	564.66	631.19	Get Quote
RBC Life Insurance	401.50	432.04	492.09	543.72	592.15	666.46	Get Quote
Sun Life Assurance	415.02	434.45	461.57	506.59	567.27	N/A	Get Quote

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💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

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