Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of May 2, 2025

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	430.02	442.59	470.31	507.61	532.94	630.04	Get Quote
Canada Life	407.64	426.89	454.26	493.80	N/A	N/A	Get Quote
Desjardins Fin.	416.20	440.74	474.79	523.12	N/A	N/A	Get Quote
Empire Life	382.18	405.11	436.84	481.95	N/A	N/A	Get Quote
Manulife	427.30	440.58	472.82	517.10	579.45	673.09	Get Quote
RBC Life Insurance	395.36	419.26	452.29	497.28	562.10	664.26	Get Quote
Sun Life Assurance	409.88	429.84	557.89	504.61	N/A	N/A	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	429.96	444.70	483.58	519.26	545.91	643.05	Get Quote
Canada Life	407.63	426.83	454.10	493.30	N/A	N/A	Get Quote
Desjardins Fin.	416.17	440.68	474.60	522.50	N/A	N/A	Get Quote
Empire Life	382.17	405.06	436.66	481.33	N/A	N/A	Get Quote
Equitable	433.49	454.71	483.64	524.43	N/A	N/A	Get Quote
Manulife	427.25	440.42	472.41	515.97	575.39	657.02	Get Quote
RBC Life Insurance	396.67	427.59	487.51	534.95	584.39	659.89	Get Quote
Sun Life Assurance	409.84	429.72	457.50	503.37	N/A	N/A	Get Quote

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💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

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