Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of Oct 1, 2026

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	460.02	476.60	501.35	532.59	552.89	649.69	Get Quote
Canada Life	433.48	452.42	479.18	518.25	576.46	668.10	Get Quote
Desjardins Fin.	446.60	470.24	503.32	550.59	N/A	N/A	Get Quote
Empire Life	410.74	432.69	463.42	507.50	N/A	N/A	Get Quote
Manulife	459.48	479.99	512.36	548.36	601.15	688.91	Get Quote
RBC Life Insurance	435.49	457.60	487.55	530.26	593.47	692.34	Get Quote
Sun Life Assurance	452.55	472.21	499.58	545.82	610.84	710.69	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	465.24	477.42	502.40	546.76	563.86	660.45	Get Quote
Canada Life	433.46	452.36	479.01	517.73	574.66	659.91	Get Quote
Desjardins Fin.	446.58	470.18	503.11	549.95	N/A	N/A	Get Quote
Empire Life	410.72	432.64	463.22	506.85	N/A	N/A	Get Quote
Equitable	469.43	483.98	511.73	552.41	N/A	N/A	Get Quote
Manulife	459.41	479.80	512.62	556.40	603.62	678.78	Get Quote
RBC Life Insurance	436.49	465.00	517.90	557.77	610.24	689.29	Get Quote
Sun Life Assurance	452.50	472.07	499.15	544.49	605.74	689.45	Get Quote

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💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

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