Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of Apr 2, 2026

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	441.94	457.47	481.87	515.53	541.43	638.41	Get Quote
Canada Life	409.35	428.67	455.76	494.99	N/A	N/A	Get Quote
Desjardins Fin.	427.33	451.40	484.92	532.65	N/A	N/A	Get Quote
Empire Life	393.38	415.88	447.14	491.74	N/A	N/A	Get Quote
Manulife	447.20	467.03	492.96	533.99	583.63	676.45	Get Quote
RBC Life Insurance	413.15	436.45	469.24	513.92	576.98	676.44	Get Quote
Sun Life Assurance	428.57	448.04	475.26	521.07	585.33	683.71	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	451.01	461.45	492.90	527.44	546.90	644.02	Get Quote
Canada Life	409.33	428.62	455.60	494.50	N/A	N/A	Get Quote
Desjardins Fin.	427.31	451.34	484.72	532.04	N/A	N/A	Get Quote
Empire Life	393.36	415.82	446.96	491.12	N/A	N/A	Get Quote
Equitable	443.57	460.82	489.38	530.84	N/A	N/A	Get Quote
Manulife	447.66	467.89	500.97	540.88	591.35	666.49	Get Quote
RBC Life Insurance	414.48	443.27	496.74	542.34	592.61	673.09	Get Quote
Sun Life Assurance	428.53	447.91	474.86	519.79	580.42	683.71	Get Quote

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💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

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