Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of May 5, 2026

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	445.54	461.50	486.30	518.18	543.93	640.88	Get Quote
Canada Life	415.96	434.96	462.25	501.09	N/A	N/A	Get Quote
Desjardins Fin.	427.33	451.40	484.92	532.65	N/A	N/A	Get Quote
Empire Life	392.47	415.11	446.54	491.31	N/A	N/A	Get Quote
Manulife	441.86	462.11	494.79	533.63	580.58	669.59	Get Quote
RBC Life Insurance	410.77	434.18	467.23	512.30	575.49	674.94	Get Quote
Sun Life Assurance	430.06	449.45	476.60	522.40	586.78	685.44	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	451.62	462.60	493.46	531.71	550.90	647.89	Get Quote
Canada Life	415.95	434.91	462.09	500.59	N/A	N/A	Get Quote
Desjardins Fin.	427.31	451.34	484.72	532.04	N/A	N/A	Get Quote
Empire Life	392.45	415.06	446.36	490.69	N/A	N/A	Get Quote
Equitable	455.21	469.09	498.51	538.55	N/A	N/A	Get Quote
Manulife	441.79	461.93	494.62	543.71	584.87	659.73	Get Quote
RBC Life Insurance	412.11	443.25	504.61	546.52	595.50	671.58	Get Quote
Sun Life Assurance	430.02	449.32	476.20	521.13	581.87	N/A	Get Quote

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💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

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