Same-Sex Couple (Female-Female)

Browse LGBTQ+ Annuity Rates

• Single - LGBTQ+ Male
• Single - LGBTQ+ Female
• Joint - Same-Sex Couple (Male-Male)
• Joint - Same-Sex Couple (Female-Female)
• Transgender

Annuity Rates as of Nov 3, 2026

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Joint: Same-Sex Couple (Female-Female), no guarantee option

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	466.10	483.04	508.10	538.50	555.67	652.42	Get Quote
Canada Life	423.00	442.40	469.45	508.59	567.03	658.83	Get Quote
Desjardins Fin.	444.17	467.79	500.83	548.09	N/A	N/A	Get Quote
Empire Life	412.76	434.76	465.56	509.72	N/A	N/A	Get Quote
Manulife	461.99	482.46	515.23	554.62	603.67	691.07	Get Quote
RBC Life Insurance	426.10	448.77	479.95	522.76	585.81	686.57	Get Quote
Sun Life Assurance	440.85	460.39	487.85	534.33	599.77	700.10	Get Quote

Joint: Same-Sex Couple (Female-Female), 10 yr guarantee

Company	Age 55	Age 60	Age 65	Age 70	Age 75	Age 80	Request Quote
BMO Insurance	471.95	483.27	509.14	551.08	565.88	662.40	Get Quote
Canada Life	422.98	442.35	469.28	508.09	565.26	650.75	Get Quote
Desjardins Fin.	444.15	467.72	500.63	547.46	N/A	N/A	Get Quote
Empire Life	412.74	434.71	465.36	509.07	N/A	N/A	Get Quote
Equitable	473.78	488.77	511.73	554.64	N/A	N/A	Get Quote
Manulife	461.92	482.27	515.03	561.68	605.85	680.90	Get Quote
RBC Life Insurance	427.19	458.99	523.96	563.72	610.01	681.92	Get Quote
Sun Life Assurance	440.80	460.26	487.44	533.04	594.77	679.16	Get Quote

Want the full annuity comparison?
Fill out our Annuity Form to request quotes from all companies.

💬 Note: Insurance companies do not differentiate based on sexual orientation or gender.

© 2026 Life Annuities.com Inc. All rights reserved.