Male Term Certain Annuity Rates
Male Term Certain Comparison Tables
The following Canadian term certain annuity rates are as of January 19, 2018.
The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.
5 Year Term Certain
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 1,710.11 | 1,710.11 | 1,710.11 | 1,710.11 | 1,710.11 | 1,710.11 |
| Canada Life | 1,719.67 | 1,719.66 | 1,719.65 | 1,719.64 | 1,719.61 | 1,719.55 |
| Desjardins Fin. | 1,661.43 | 1,661.42 | 1,661.41 | 1,661.39 | 1,661.36 | 1,661.30 |
| Equitable Life | 1,720.99 | 1,720.99 | 1,720.99 | 1,720.99 | 1,720.99 | 1,720.99 |
| Great-West Life | 1,719.67 | 1,719.66 | 1,719.65 | 1,719.64 | 1,719.61 | 1,719.55 |
| Manulife | 1,636.24 | 1,636.23 | 1,636.22 | 1,636.20 | 1,636.17 | 1,636.10 |
| RBC Insurance | 1,719.00 | 1,719.00 | 1,719.00 | 1,719.00 | 1,719.00 | 1,719.00 |
| Sun Life | 1,696.06 | 1,696.06 | 1,696.06 | 1,696.06 | 1,696.06 | 1,696.06 |
10 Year Term Certain
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 906.98 | 906.98 | 906.98 | 906.98 | 906.98 | 906.98 |
| Canada Life | 893.17 | 893.16 | 893.15 | 893.14 | 893.11 | 893.06 |
| Desjardins Fin. | 885.12 | 885.12 | 885.11 | 885.10 | 885.08 | 885.05 |
| Empire Life | 915.57 | 915.56 | 915.54 | 915.50 | 915.48 | 915.46 |
| Equitable Life | 917.31 | 917.31 | 917.31 | 917.31 | 917.31 | 917.31 |
| Great-West Life | 893.17 | 893.16 | 893.15 | 893.14 | 893.11 | 893.06 |
| Manulife | 860.10 | 860.10 | 860.09 | 860.08 | 860.06 | 860.01 |
| RBC Insurance | 909.40 | 909.40 | 909.40 | 909.40 | 909.40 | 909.40 |
| Sun Life | 904.59 | 904.59 | 904.59 | 904.59 | 904.59 | 904.59 |
15 Year Term Certain
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 641.30 | 641.30 | 641.30 | 641.30 | 641.30 | 641.30 |
| Canada Life | 650.02 | 650.01 | 650.01 | 650.00 | 649.98 | 649.94 |
| Desjardins Fin. | 635.02 | 635.02 | 635.01 | 635.01 | 634.99 | 634.97 |
| Empire Life | 668.97 | 668.96 | 668.95 | 668.92 | 668.91 | 0.00 |
| Equitable Life | 670.34 | 670.34 | 670.34 | 670.34 | 670.34 | 0.00 |
| Great-West Life | 650.02 | 650.01 | 650.01 | 650.00 | 649.98 | 649.94 |
| Manulife | 605.87 | 605.87 | 605.86 | 605.85 | 605.84 | 605.80 |
| RBC Insurance | 649.30 | 649.30 | 649.30 | 649.30 | 649.30 | 0.00 |
| Sun Life | 653.07 | 653.07 | 653.07 | 653.07 | 653.07 | 653.07 |
20 Year Term Certain
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 509.68 | 509.68 | 509.68 | 509.68 | 509.68 | 509.68 |
| Canada Life | 532.20 | 532.20 | 532.20 | 532.19 | 532.17 | 532.14 |
| Desjardins Fin. | 511.49 | 511.49 | 511.48 | 511.48 | 511.47 | 0.00 |
| Empire Life | 541.31 | 541.30 | 541.29 | 541.27 | 0.00 | 0.00 |
| Equitable Life | 542.59 | 542.59 | 542.59 | 542.59 | 0.00 | 0.00 |
| Great-West Life | 532.20 | 532.20 | 532.20 | 532.19 | 532.17 | 532.14 |
| Manulife | 522.12 | 522.12 | 522.12 | 522.11 | 522.09 | 522.06 |
| RBC Insurance | 516.30 | 516.30 | 516.30 | 516.30 | 0.00 | 0.00 |
| Sun Life | 519.37 | 519.37 | 519.37 | 519.37 | 519.37 | 519.37 |
