Male Term Certain Annuity Rates
Male Term Certain Comparison Tables
The following Canadian term certain annuity rates are as of January 19, 2018.
The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.
5 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
1,710.11 |
1,710.11 |
1,710.11 |
1,710.11 |
1,710.11 |
1,710.11 |
Canada Life |
1,719.67 |
1,719.66 |
1,719.65 |
1,719.64 |
1,719.61 |
1,719.55 |
Desjardins Fin. |
1,661.43 |
1,661.42 |
1,661.41 |
1,661.39 |
1,661.36 |
1,661.30 |
Equitable Life |
1,720.99 |
1,720.99 |
1,720.99 |
1,720.99 |
1,720.99 |
1,720.99 |
Great-West Life |
1,719.67 |
1,719.66 |
1,719.65 |
1,719.64 |
1,719.61 |
1,719.55 |
Manulife |
1,636.24 |
1,636.23 |
1,636.22 |
1,636.20 |
1,636.17 |
1,636.10 |
RBC Insurance |
1,719.00 |
1,719.00 |
1,719.00 |
1,719.00 |
1,719.00 |
1,719.00 |
Sun Life |
1,696.06 |
1,696.06 |
1,696.06 |
1,696.06 |
1,696.06 |
1,696.06 |
10 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
906.98 |
906.98 |
906.98 |
906.98 |
906.98 |
906.98 |
Canada Life |
893.17 |
893.16 |
893.15 |
893.14 |
893.11 |
893.06 |
Desjardins Fin. |
885.12 |
885.12 |
885.11 |
885.10 |
885.08 |
885.05 |
Empire Life |
915.57 |
915.56 |
915.54 |
915.50 |
915.48 |
915.46 |
Equitable Life |
917.31 |
917.31 |
917.31 |
917.31 |
917.31 |
917.31 |
Great-West Life |
893.17 |
893.16 |
893.15 |
893.14 |
893.11 |
893.06 |
Manulife |
860.10 |
860.10 |
860.09 |
860.08 |
860.06 |
860.01 |
RBC Insurance |
909.40 |
909.40 |
909.40 |
909.40 |
909.40 |
909.40 |
Sun Life |
904.59 |
904.59 |
904.59 |
904.59 |
904.59 |
904.59 |
15 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
641.30 |
641.30 |
641.30 |
641.30 |
641.30 |
641.30 |
Canada Life |
650.02 |
650.01 |
650.01 |
650.00 |
649.98 |
649.94 |
Desjardins Fin. |
635.02 |
635.02 |
635.01 |
635.01 |
634.99 |
634.97 |
Empire Life |
668.97 |
668.96 |
668.95 |
668.92 |
668.91 |
0.00 |
Equitable Life |
670.34 |
670.34 |
670.34 |
670.34 |
670.34 |
0.00 |
Great-West Life |
650.02 |
650.01 |
650.01 |
650.00 |
649.98 |
649.94 |
Manulife |
605.87 |
605.87 |
605.86 |
605.85 |
605.84 |
605.80 |
RBC Insurance |
649.30 |
649.30 |
649.30 |
649.30 |
649.30 |
0.00 |
Sun Life |
653.07 |
653.07 |
653.07 |
653.07 |
653.07 |
653.07 |
20 Year Term Certain
Company |
Age 55 |
Age 60 |
Age 65 |
Age 70 |
Age 75 |
Age 80 |
BMO Insurance |
509.68 |
509.68 |
509.68 |
509.68 |
509.68 |
509.68 |
Canada Life |
532.20 |
532.20 |
532.20 |
532.19 |
532.17 |
532.14 |
Desjardins Fin. |
511.49 |
511.49 |
511.48 |
511.48 |
511.47 |
0.00 |
Empire Life |
541.31 |
541.30 |
541.29 |
541.27 |
0.00 |
0.00 |
Equitable Life |
542.59 |
542.59 |
542.59 |
542.59 |
0.00 |
0.00 |
Great-West Life |
532.20 |
532.20 |
532.20 |
532.19 |
532.17 |
532.14 |
Manulife |
522.12 |
522.12 |
522.12 |
522.11 |
522.09 |
522.06 |
RBC Insurance |
516.30 |
516.30 |
516.30 |
516.30 |
0.00 |
0.00 |
Sun Life |
519.37 |
519.37 |
519.37 |
519.37 |
519.37 |
519.37 |