Joint Term Certain Annuity Rates
January 19, 2018
The following Canadian term certain annuity rates are as of January 19, 2018.
The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.
5 Year Term Certain
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
1,710.11
1,710.11
1,710.11
1,710.11
1,710.11
1,710.11
Canada Life
1,719.67
1,719.66
1,719.65
1,719.64
1,719.61
1,719.55
Desjardins Fin.
1,661.43
1,661.42
1,661.41
1,661.39
1,661.36
1,661.30
Equitable Life
1,720.99
1,720.99
1,720.99
1,720.99
1,720.99
1,720.99
Great-West Life
1,719.67
1,719.66
1,719.65
1,719.64
1,719.61
1,719.55
Manulife
1,636.24
1,636.23
1,636.22
1,636.20
1,636.17
1,636.10
RBC Insurance
1,719.00
1,719.00
1,719.00
1,719.00
1,719.00
1,719.00
Sun Life
1,696.06
1,696.06
1,696.06
1,696.06
1,696.06
1,696.06
10 Year Term Certain
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
906.98
906.98
906.98
906.98
906.98
906.98
Canada Life
893.17
893.16
893.15
893.14
893.11
893.06
Desjardins Fin.
885.12
885.12
885.11
885.10
885.08
885.05
Empire Life
915.57
915.56
915.54
915.50
915.48
915.46
Equitable Life
917.31
917.31
917.31
917.31
917.31
917.31
Great-West Life
893.17
893.16
893.15
893.14
893.11
893.06
Manulife
860.10
860.10
860.09
860.08
860.06
860.01
RBC Insurance
909.40
909.40
909.40
909.40
909.40
909.40
Sun Life
904.59
904.59
904.59
904.59
904.59
904.59
15 Year Term Certain
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
641.30
641.30
641.30
641.30
641.30
641.30
Canada Life
650.02
650.01
650.01
650.00
649.98
649.94
Desjardins Fin.
635.02
635.02
635.01
635.01
634.99
634.97
Empire Life
668.97
668.96
668.95
668.92
668.91
0.00
Equitable Life
670.34
670.34
670.34
670.34
670.34
0.00
Great-West Life
650.02
650.01
650.01
650.00
649.98
649.94
Manulife
605.87
605.87
605.86
605.85
605.84
605.80
RBC Insurance
649.30
649.30
649.30
649.30
649.30
0.00
Sun Life
653.07
653.07
653.07
653.07
653.07
653.07
20 Year Term Certain
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
509.68
509.68
509.68
509.68
509.68
509.68
Canada Life
532.20
532.20
532.20
532.19
532.17
532.14
Desjardins Fin.
511.49
511.49
511.48
511.48
511.47
0.00
Empire Life
541.31
541.30
541.29
541.27
0.00
0.00
Equitable Life
542.59
542.59
542.59
542.59
0.00
0.00
Great-West Life
532.20
532.20
532.20
532.19
532.17
532.14
Manulife
522.12
522.12
522.12
522.11
522.09
522.06
RBC Insurance
516.30
516.30
516.30
516.30
0.00
0.00
Sun Life
519.37
519.37
519.37
519.37
519.37
519.37
