Annuity Rate Comparisons

Single vs Joint Comparison Table

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.

Single Life — Male

Company	55	60	65	70	75	80
BMO Insurance	507.72	541.54	590.74	668.12	757.95	931.34
Canada Life	471.82	506.17	555.21	629.27	744.67	931.65
Desjardins	495.77	534.88	589.25	667.70	764.08	906.96
Empire Life	448.68	489.07	544.71	621.00	723.38	-
Manulife Investments	506.40	541.06	590.42	662.06	765.66	900.22
RBC Life Insurance	473.44	509.96	561.04	634.84	751.20	928.15
Sun Life Assurance	483.90	519.09	569.29	646.24	-	-

Single Life — Female

Company	55	60	65	70	75	80
BMO Insurance	494.06	523.36	566.10	621.72	677.35	827.98
Canada Life	451.55	479.46	518.83	574.89	658.09	788.52
Desjardins	473.24	506.93	553.15	618.17	694.06	820.84
Empire Life	426.13	458.57	503.63	567.80	661.91	-
Manulife Investments	492.30	522.49	565.99	622.64	693.10	815.82
RBC Life Insurance	453.94	487.26	531.48	593.03	687.11	830.72
Sun Life Assurance	463.06	496.65	540.38	604.14	-	-

Joint Life —

Company	55	60	65	70	75	80
BMO Insurance	459.95	478.79	507.52	544.06	572.10	675.80
Canada Life	427.17	447.61	476.80	520.03	585.38	689.37
Desjardins	444.31	469.90	505.79	557.28	615.25	726.94
Empire Life	400.45	424.58	458.17	505.83	575.41	-
Manulife Investments	458.44	479.93	514.06	556.53	614.47	705.07
RBC Life Insurance	429.69	454.06	487.36	533.65	602.90	709.32
Sun Life Assurance	437.77	458.35	487.29	535.71	-	-

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