Annuity Rate Comparisons

Single vs Joint Comparison Table

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.

Single Life — Male

Company	55	60	65	70	75	80
BMO Insurance	490.13	526.68	579.83	655.26	764.24	937.76
Canada Life	443.06	477.48	526.64	600.73	715.33	901.24
Desjardins	464.61	504.54	559.68	638.78	740.97	884.94
Empire Life	423.72	464.36	520.11	596.46	699.09	-
Manulife Investments	477.56	512.20	561.73	633.96	728.66	872.83
RBC Life Insurance	449.27	489.68	543.79	618.43	734.45	919.48
Sun Life Assurance	456.32	491.34	541.19	617.37	-	-

Single Life — Female

Company	55	60	65	70	75	80
BMO Insurance	475.43	506.96	552.37	610.52	679.66	830.32
Canada Life	422.85	450.94	490.35	546.55	629.43	759.70
Desjardins	441.89	476.39	523.39	589.14	671.00	798.67
Empire Life	401.39	434.22	479.59	543.97	638.15	-
Manulife Investments	463.77	493.90	537.52	594.53	673.00	788.76
RBC Life Insurance	428.12	463.69	511.86	576.51	670.22	820.89
Sun Life Assurance	436.01	469.37	512.84	576.07	-	-

Joint Life —

Company	55	60	65	70	75	80
BMO Insurance	441.46	462.70	494.22	533.41	574.23	677.91
Canada Life	398.78	419.52	449.03	492.78	558.60	662.31
Desjardins	413.10	439.72	476.66	529.16	593.21	705.54
Empire Life	375.87	400.62	434.78	482.97	553.00	-
Manulife Investments	430.71	452.31	487.06	529.42	588.41	679.82
RBC Life Insurance	403.45	429.31	465.70	515.96	586.63	698.06
Sun Life Assurance	411.06	431.74	460.83	509.12	-	-

Get a Comparison Quote