Annuity Rate Comparisons

Single vs Joint Comparison Table

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.

Single Life — Male

Company	55	60	65	70	75	80
BMO Insurance	521.56	555.65	603.45	675.58	763.10	936.59
Canada Life	474.03	508.98	558.84	633.78	750.44	939.02
Desjardins	501.15	540.23	594.55	672.94	771.84	914.33
Empire Life	465.36	505.61	561.18	637.46	739.66	-
Manulife Investments	516.21	551.31	601.00	672.40	770.80	914.18
RBC Life Insurance	474.40	510.73	561.82	635.66	752.04	933.28
Sun Life Assurance	489.47	525.14	576.12	654.25	-	-

Single Life — Female

Company	55	60	65	70	75	80
BMO Insurance	506.80	536.95	579.95	634.68	685.32	836.06
Canada Life	453.44	482.07	521.86	578.86	663.06	795.05
Desjardins	478.61	512.27	558.45	623.41	701.80	828.27
Empire Life	442.68	474.88	519.74	583.79	677.84	-
Manulife Investments	501.54	532.20	576.08	632.99	698.31	829.63
RBC Life Insurance	454.96	488.12	532.24	593.80	687.90	836.93
Sun Life Assurance	468.39	502.40	546.80	611.57	-	-

Joint Life —

Company	55	60	65	70	75	80
BMO Insurance	472.61	492.15	520.94	556.40	579.47	683.07
Canada Life	428.31	449.64	479.61	523.48	589.70	694.77
Desjardins	449.62	475.14	510.96	562.36	622.66	734.13
Empire Life	416.90	440.65	473.86	521.19	590.48	-
Manulife Investments	466.95	488.88	523.73	566.39	620.74	716.81
RBC Life Insurance	430.75	455.04	488.19	534.43	603.70	713.19
Sun Life Assurance	442.78	463.55	492.93	542.19	-	-

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