Annuity Rate Comparisons
Single vs Joint Comparison Table
| Age | Single ( Male) | Single ( Female) | Joint | Diff. vs Joint | Diff. vs Joint |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
All Insurer Rate Tables
Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Single Life — Male
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 500.25 | 534.24 | 584.42 | 662.68 | 752.53 | 925.80 | |
| 469.25 | 503.87 | 553.06 | 627.45 | 742.59 | 929.25 | |
| 490.05 | 529.32 | 583.84 | 662.41 | 764.08 | 906.96 | |
| 445.79 | 486.23 | 541.90 | 618.22 | 720.64 | - | |
| 499.45 | 534.33 | 583.94 | 655.72 | 760.48 | 895.60 | |
| 466.79 | 504.76 | 555.94 | 629.58 | 745.75 | 922.46 | |
| 475.82 | 511.44 | 562.15 | 639.67 | - | - |
Single Life — Female
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 486.82 | 516.31 | 559.22 | 615.00 | 671.44 | 821.98 | |
| 448.49 | 476.94 | 516.29 | 572.36 | 655.63 | 786.06 | |
| 467.49 | 501.33 | 547.70 | 612.85 | 694.06 | 820.84 | |
| 423.26 | 455.77 | 500.88 | 565.09 | 659.23 | - | |
| 485.20 | 515.61 | 559.35 | 616.29 | 686.18 | 811.26 | |
| 446.60 | 480.71 | 526.04 | 587.64 | 681.55 | 824.69 | |
| 454.99 | 488.95 | 533.16 | 597.50 | - | - |
Joint Life —
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 452.77 | 471.87 | 500.86 | 537.66 | 566.64 | 670.41 | |
| 424.02 | 444.88 | 474.48 | 517.67 | 583.46 | 687.20 | |
| 438.58 | 464.36 | 500.45 | 552.13 | 615.25 | 726.94 | |
| 397.59 | 421.81 | 455.48 | 503.22 | 572.88 | - | |
| 451.29 | 473.05 | 507.45 | 550.39 | 608.37 | 700.35 | |
| 422.25 | 447.11 | 481.48 | 528.55 | 597.67 | 705.50 | |
| 429.51 | 450.47 | 479.94 | 529.01 | - | - |
Insight: Single life payouts are typically higher than joint life payouts at the same age because joint payments are designed to continue for two lives.