Annuity Rate Comparisons

Single vs Joint Comparison Table

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.

Single Life — Male

Company	55	60	65	70	75	80
BMO Insurance	494.29	528.42	577.54	654.69	748.55	921.72
Canada Life	452.22	486.97	536.44	611.13	726.48	913.16
Desjardins	475.87	515.51	570.38	649.25	751.21	894.71
Empire Life	440.04	480.57	536.30	612.67	715.19	-
Manulife Investments	489.14	524.10	573.85	645.84	740.94	886.27
RBC Life Insurance	451.41	491.43	544.88	618.73	734.42	918.34
Sun Life Assurance	470.21	505.77	556.38	633.71	-	-

Single Life — Female

Company	55	60	65	70	75	80
BMO Insurance	480.21	509.87	552.94	609.41	668.70	819.20
Canada Life	431.59	460.11	499.70	556.15	639.80	770.46
Desjardins	453.21	487.42	534.15	599.64	681.22	808.50
Empire Life	417.54	450.17	495.39	559.69	653.88	-
Manulife Investments	474.91	505.38	549.26	606.40	676.01	802.04
RBC Life Insurance	430.58	465.80	513.59	577.04	670.60	820.14
Sun Life Assurance	449.49	483.38	527.52	591.72	-	-

Joint Life —

Company	55	60	65	70	75	80
BMO Insurance	446.21	465.56	494.77	532.35	564.12	667.92
Canada Life	407.27	428.24	458.18	501.90	568.25	672.43
Desjardins	424.36	450.61	487.18	539.32	602.97	715.03
Empire Life	391.89	416.28	450.13	498.03	567.82	-
Manulife Investments	441.20	463.09	498.05	540.86	595.82	691.65
RBC Life Insurance	406.18	431.83	467.87	517.45	587.43	696.96
Sun Life Assurance	424.10	445.06	474.55	523.56	-	-

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