Annuity Rate Comparisons
Single vs Joint Comparison Table
| Age | Single ( Male) | Single ( Female) | Joint | Diff. vs Joint | Diff. vs Joint |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
All Insurer Rate Tables
Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Single Life — Male
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 504.43 | 538.91 | 587.86 | 658.68 | 752.53 | 925.80 | |
| 454.66 | 489.76 | 539.84 | 615.04 | 731.03 | 918.93 | |
| 478.69 | 518.26 | 573.06 | 651.87 | 748.65 | 892.27 | |
| 442.14 | 482.76 | 538.62 | 615.12 | 717.74 | - | |
| 499.04 | 534.27 | 584.20 | 655.97 | 752.82 | 896.78 | |
| 456.06 | 495.52 | 548.16 | 621.82 | 737.65 | 921.87 | |
| 470.99 | 506.55 | 557.18 | 634.57 | - | - |
Single Life — Female
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 490.44 | 520.42 | 563.23 | 619.48 | 678.56 | 829.21 | |
| 434.19 | 462.84 | 502.89 | 559.56 | 644.17 | 775.72 | |
| 456.05 | 490.19 | 536.85 | 602.27 | 678.66 | 806.04 | |
| 419.58 | 452.29 | 497.61 | 562.03 | 656.34 | - | |
| 484.42 | 515.19 | 559.28 | 616.55 | 685.37 | 812.43 | |
| 435.24 | 470.27 | 517.49 | 580.07 | 673.73 | 824.16 | |
| 450.25 | 484.14 | 528.29 | 592.53 | - | - |
Joint Life —
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 456.35 | 475.90 | 504.74 | 541.93 | 573.22 | 676.90 | |
| 409.69 | 430.62 | 460.97 | 504.82 | 571.75 | 677.02 | |
| 427.19 | 453.35 | 489.82 | 541.87 | 600.52 | 712.65 | |
| 393.85 | 418.31 | 452.23 | 500.22 | 570.11 | - | |
| 450.17 | 472.30 | 507.44 | 550.64 | 595.82 | 701.16 | |
| 410.84 | 436.35 | 472.06 | 520.78 | 590.35 | 701.57 | |
| 424.85 | 445.80 | 475.27 | 524.30 | - | - |
Insight: Single life payouts are typically higher than joint life payouts at the same age because joint payments are designed to continue for two lives.