Annuity Rate Comparisons

Single vs Joint Comparison Table

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.

Single Life — Male

Company	55	60	65	70	75	80
BMO Insurance	495.48	530.74	582.70	660.40	754.24	927.55
Canada Life	460.11	494.57	544.47	619.27	734.74	921.58
Desjardins	484.36	523.78	578.44	657.13	753.78	897.16
Empire Life	445.79	486.23	541.90	618.22	720.64	-
Manulife Investments	491.46	527.88	580.21	652.07	757.67	892.64
RBC Life Insurance	462.71	501.37	552.93	626.53	742.56	920.20
Sun Life Assurance	480.87	516.20	566.52	643.49	-	-

Single Life — Female

Company	55	60	65	70	75	80
BMO Insurance	482.61	511.04	552.94	610.52	669.80	820.31
Canada Life	439.48	467.95	507.66	563.94	647.57	778.44
Desjardins	461.76	495.75	542.27	607.56	683.78	810.97
Empire Life	423.26	455.77	500.88	565.09	659.23	-
Manulife Investments	478.38	507.36	549.96	608.46	681.81	808.33
RBC Life Insurance	442.27	476.74	522.88	584.66	678.47	819.98
Sun Life Assurance	460.06	493.76	537.63	601.47	-	-

Joint Life —

Company	55	60	65	70	75	80
BMO Insurance	448.59	466.70	494.77	533.41	565.13	668.91
Canada Life	414.56	435.82	465.82	509.73	575.64	680.31
Desjardins	432.87	458.84	495.12	546.99	605.42	717.40
Empire Life	397.59	421.81	455.48	503.22	572.88	-
Manulife Investments	443.73	465.34	498.90	546.87	603.25	697.43
RBC Life Insurance	417.87	442.99	477.94	525.60	594.79	701.85
Sun Life Assurance	434.72	455.43	484.57	533.18	-	-

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