Annuity Rate Comparisons

Male vs Female
Published:

Male vs Female Comparison Table

Age Avg Male Avg Female Difference ( - ) % Gap

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

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Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.

Male — Annuity Rates

Company 55 60 65 70 75 80
BMO Insurance logoBMO Insurance 494.29 528.42 577.54 654.69 748.55 921.72
Canada Life logoCanada Life 452.22 486.97 536.44 611.13 726.48 913.16
Desjardins logoDesjardins 475.87 515.51 570.38 649.25 751.21 894.71
Empire Life logoEmpire Life 440.04 480.57 536.30 612.67 715.19 -
Manulife Investments logoManulife Investments 489.14 524.10 573.85 645.84 740.94 886.27
RBC Life Insurance logoRBC Life Insurance 451.41 491.43 544.88 618.73 734.42 918.34
Sun Life Assurance logoSun Life Assurance 470.21 505.77 556.38 633.71 - -

Female — Annuity Rates

Company 55 60 65 70 75 80
BMO Insurance logoBMO Insurance 480.21 509.87 552.94 609.41 668.70 819.20
Canada Life logoCanada Life 431.59 460.11 499.70 556.15 639.80 770.46
Desjardins logoDesjardins 453.21 487.42 534.15 599.64 681.22 808.50
Empire Life logoEmpire Life 417.54 450.17 495.39 559.69 653.88 -
Manulife Investments logoManulife Investments 474.91 505.38 549.26 606.40 676.01 802.04
RBC Life Insurance logoRBC Life Insurance 430.58 465.80 513.59 577.04 670.60 820.14
Sun Life Assurance logoSun Life Assurance 449.49 483.38 527.52 591.72 - -

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Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.

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