Annuity Rate Comparisons
Male vs Female Comparison Table
| Age | Avg Male | Avg Female | Difference ( - ) | % Gap |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
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Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Male — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 499.65 | 533.07 | 581.55 | 657.54 | 751.39 | 924.64 | |
| 466.41 | 501.49 | 551.42 | 626.40 | 742.13 | 929.86 | |
| 484.36 | 523.78 | 578.44 | 657.13 | 753.78 | 897.16 | |
| 442.91 | 483.40 | 539.10 | 615.45 | 717.92 | - | |
| 494.76 | 529.61 | 579.22 | 651.10 | 752.82 | 889.75 | |
| 462.68 | 501.34 | 552.91 | 626.51 | 742.54 | 921.34 | |
| 477.94 | 513.14 | 563.36 | 640.24 | - | - |
Female — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 486.22 | 515.14 | 557.51 | 613.32 | 672.53 | 823.09 | |
| 445.83 | 474.49 | 514.45 | 570.88 | 655.16 | 786.39 | |
| 461.76 | 495.75 | 542.27 | 607.56 | 683.78 | 810.97 | |
| 420.40 | 452.97 | 498.13 | 562.39 | 656.55 | - | |
| 480.59 | 510.96 | 554.70 | 611.67 | 681.86 | 805.48 | |
| 442.25 | 476.72 | 522.86 | 584.64 | 676.86 | 824.31 | |
| 457.21 | 490.78 | 534.53 | 598.29 | - | - |
Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.