Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
Annuity Rate Comparisons
Male vs Female Comparison Table
| Age | Avg Male | Avg Female | Difference ( - ) | % Gap |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
Show All Insurer Rate Tables
Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Male — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 484.21 | 522.62 | 576.97 | 649.57 | 752.82 | 926.09 |
| Canada Life | 453.68 | 488.23 | 537.59 | 612.02 | 727.36 | 914.52 |
| Desjardins | 468.05 | 508.10 | 563.45 | 642.90 | 745.66 | 890.02 |
| Empire Life | 430.29 | 471.17 | 527.30 | 604.14 | 707.18 | - |
| Manulife Investments | 483.05 | 519.84 | 573.13 | 649.27 | 750.85 | 913.92 |
| RBC Life Insurance | 443.39 | 484.49 | 539.60 | 615.68 | 732.27 | 918.28 |
| Sun Life Assurance | 465.40 | 500.67 | 550.84 | 627.32 | - | - |
Female — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 473.04 | 494.19 | 538.74 | 598.28 | 662.16 | 812.55 |
| Canada Life | 432.86 | 461.12 | 500.85 | 556.98 | 640.16 | 770.86 |
| Desjardins | 445.18 | 479.76 | 526.91 | 592.89 | 675.12 | 803.12 |
| Empire Life | 407.45 | 440.33 | 485.81 | 550.41 | 644.99 | - |
| Manulife Investments | 468.50 | 499.86 | 545.72 | 604.80 | 687.31 | 808.85 |
| RBC Life Insurance | 422.04 | 457.89 | 506.95 | 573.24 | 667.52 | 816.17 |
| Sun Life Assurance | 444.49 | 477.99 | 521.60 | 584.91 | - | - |
Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.