Annuity Rate Comparisons
Male vs Female Comparison Table
| Age | Avg Male | Avg Female | Difference ( - ) | % Gap |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
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Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Male — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 507.72 | 541.54 | 590.74 | 668.12 | 757.95 | 931.34 | |
| 471.82 | 506.17 | 555.21 | 629.27 | 744.67 | 931.65 | |
| 495.77 | 534.88 | 589.25 | 667.70 | 764.08 | 906.96 | |
| 448.68 | 489.07 | 544.71 | 621.00 | 723.38 | - | |
| 506.40 | 541.06 | 590.42 | 662.06 | 765.66 | 900.22 | |
| 473.44 | 509.96 | 561.04 | 634.84 | 751.20 | 928.15 | |
| 483.90 | 519.09 | 569.29 | 646.24 | - | - |
Female — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 494.06 | 523.36 | 566.10 | 621.72 | 677.35 | 827.98 | |
| 451.55 | 479.46 | 518.83 | 574.89 | 658.09 | 788.52 | |
| 473.24 | 506.93 | 553.15 | 618.17 | 694.06 | 820.84 | |
| 426.13 | 458.57 | 503.63 | 567.80 | 661.91 | - | |
| 492.30 | 522.49 | 565.99 | 622.64 | 693.10 | 815.82 | |
| 453.94 | 487.26 | 531.48 | 593.03 | 687.11 | 830.72 | |
| 463.06 | 496.65 | 540.38 | 604.14 | - | - |
Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.