Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
Annuity Rate Comparisons
Male vs Female Comparison Table
| Age | Avg Male | Avg Female | Difference ( - ) | % Gap |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
Show All Insurer Rate Tables
Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Male — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 484.21 | 522.62 | 576.97 | 649.57 | 752.82 | 926.09 |
| Canada Life | 456.28 | 490.61 | 540.20 | 614.69 | 730.69 | 918.12 |
| Desjardins | 470.86 | 510.84 | 566.12 | 645.51 | 748.22 | 892.46 |
| Empire Life | 433.13 | 473.98 | 530.08 | 606.89 | 709.89 | - |
| Manulife Investments | 482.14 | 519.40 | 573.13 | 649.27 | 750.50 | 912.85 |
| RBC Life Insurance | 447.41 | 488.21 | 542.77 | 618.33 | 735.05 | 921.33 |
| Sun Life Assurance | 465.69 | 501.00 | 551.22 | 627.75 | - | - |
Female — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 473.04 | 494.19 | 538.74 | 598.28 | 662.16 | 812.55 |
| Canada Life | 435.72 | 464.00 | 503.50 | 559.93 | 643.42 | 774.35 |
| Desjardins | 448.00 | 482.52 | 529.60 | 595.51 | 677.68 | 805.58 |
| Empire Life | 410.28 | 443.09 | 488.52 | 553.09 | 647.64 | - |
| Manulife Investments | 467.11 | 498.95 | 545.27 | 604.80 | 686.96 | 807.81 |
| RBC Life Insurance | 426.09 | 461.87 | 510.52 | 576.03 | 670.24 | 817.15 |
| Sun Life Assurance | 444.76 | 478.30 | 521.95 | 585.32 | - | - |
Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.