Annuity Rate Comparisons
Male vs Female Comparison Table
| Age | Avg Male | Avg Female | Difference ( - ) | % Gap |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
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Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Male — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 494.29 | 528.42 | 577.54 | 654.69 | 748.55 | 921.72 | |
| 452.22 | 486.97 | 536.44 | 611.13 | 726.48 | 913.16 | |
| 475.87 | 515.51 | 570.38 | 649.25 | 751.21 | 894.71 | |
| 440.04 | 480.57 | 536.30 | 612.67 | 715.19 | - | |
| 489.14 | 524.10 | 573.85 | 645.84 | 740.94 | 886.27 | |
| 451.41 | 491.43 | 544.88 | 618.73 | 734.42 | 918.34 | |
| 470.21 | 505.77 | 556.38 | 633.71 | - | - |
Female — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 480.21 | 509.87 | 552.94 | 609.41 | 668.70 | 819.20 | |
| 431.59 | 460.11 | 499.70 | 556.15 | 639.80 | 770.46 | |
| 453.21 | 487.42 | 534.15 | 599.64 | 681.22 | 808.50 | |
| 417.54 | 450.17 | 495.39 | 559.69 | 653.88 | - | |
| 474.91 | 505.38 | 549.26 | 606.40 | 676.01 | 802.04 | |
| 430.58 | 465.80 | 513.59 | 577.04 | 670.60 | 820.14 | |
| 449.49 | 483.38 | 527.52 | 591.72 | - | - |
Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.