Annuity Rate Comparisons
Male vs Female Comparison Table
| Age | Avg Male | Avg Female | Difference ( - ) | % Gap |
|---|
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • No guarantee period • Payments begin in one month
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Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period.
Male — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 495.48 | 530.74 | 582.70 | 660.40 | 754.24 | 927.55 | |
| 460.11 | 494.57 | 544.47 | 619.27 | 734.74 | 921.58 | |
| 484.36 | 523.78 | 578.44 | 657.13 | 753.78 | 897.16 | |
| 445.79 | 486.23 | 541.90 | 618.22 | 720.64 | - | |
| 491.46 | 527.88 | 580.21 | 652.07 | 757.67 | 892.64 | |
| 462.71 | 501.37 | 552.93 | 626.53 | 742.56 | 920.20 | |
| 480.87 | 516.20 | 566.52 | 643.49 | - | - |
Female — Annuity Rates
| Company | 55 | 60 | 65 | 70 | 75 | 80 |
|---|---|---|---|---|---|---|
| 482.61 | 511.04 | 552.94 | 610.52 | 669.80 | 820.31 | |
| 439.48 | 467.95 | 507.66 | 563.94 | 647.57 | 778.44 | |
| 461.76 | 495.75 | 542.27 | 607.56 | 683.78 | 810.97 | |
| 423.26 | 455.77 | 500.88 | 565.09 | 659.23 | - | |
| 478.38 | 507.36 | 549.96 | 608.46 | 681.81 | 808.33 | |
| 442.27 | 476.74 | 522.88 | 584.66 | 678.47 | 819.98 | |
| 460.06 | 493.76 | 537.63 | 601.47 | - | - |
Insight: Males typically receive slightly higher monthly income than females at the same age due to life expectancy assumptions.