Annuity Rate Comparisons

Indexed vs Non-indexed
Published:

Indexed vs Non-Indexed Comparison Table

Age Male Female Joint
Non-Indexed Indexed Difference Non-Indexed Indexed Difference Non-Indexed Indexed Difference

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • No guarantee period • Payments begin in one month

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Insight: Indexed income usually starts lower than level income but is designed to rise annually by the chosen index rate.

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2026 Canadian Life Annuity and Retirement Income Study

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