Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
Annuity Rate Comparisons
| Age | Male | Female | Joint | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Immediate | +1yr | +2yr | +3yr | +5yr | +10yr | Immediate | +1yr | +2yr | +3yr | +5yr | +10yr | Immediate | +1yr | +2yr | +3yr | +5yr | +10yr | |
Annuity rates are based on the following assumptions.
• $100,000 of registered funds • Immediate and deferred options use a 10-year guarantee period
• Payments begin in one month after the start date (after any deferral)
Insight: Deferring the start date yields a higher monthly income than starting immediately because annuity
payments begin later and are expected to be made over a shorter period.