2013 Best RRIF Interest Rates

RRIF Comparison Tables

By Ivon T Hughes

Below are the Best RRIF Interest Rates in Canada.

Choose from the very best RRIF interest rates below from all the banks, trust companies, credit unions and insurance companies in Canada.

This table compares the best interest rates from various lenders for RRIFs. The investment terms of one to five years are shown below with the minimum deposit.

RRIF Interest Rates

Best Interest rates as of March 26, 2013

RRIF Interest Rate Table
Company Minimum Term In Years
1 2 3 4 5
B2B Bank 1,000 1.450 1.950 2.050 2.150 2.400
BMO Bank of Montreal 500 1.050 1.200 1.350 1.600 1.950
Bk Nova Scotia Mtg. Corp 1,000 .900 1.100 1.250 1.400 1.750
Boomerang Credit Union 500 1.100 1.650 1.950 2.000 2.350
CIBC 500 .900 1.100 1.250 1.400 1.750
Canada Life 1,000 .900 1.150 1.300 1.350 1.400
Desjardins Fin. Security 500 1.000 1.000 1.250 1.500 1.750
Effort Trust 10,000 1.750 2.000 2.100 2.200 2.350
Empire Life 10,000 1.125 1.375 1.500 1.625 1.750
Great-West Life 500 .900 1.150 1.300 1.350 1.400
Home Trust Company 10,000 1.800 2.050 2.100 2.250 2.400
Laurentian Bank 500 .900 1.200 1.250 1.600 1.750
London Life 10,000 .400 .650 .800 .850 .900
Manulife Investments 2,500 1.000 1.300 1.450 1.500 1.550
National Bank 500 .900 1.200 1.250 1.600 1.750
Ontario Civil Service 1,000 1.000 1.100 1.350 1.600 1.900
PACE Savings & Credit 1,000 1.200 1.500 1.600 1.750 2.100
Parama Credit Union 1,000 1.700 1.850 2.100 2.250 2.400
Servus Credit Union 5,000 1.050 1.200 1.350 1.600 1.950
Standard Life 10,000 1.400 1.525 1.650 1.825 2.000
Sun Life - Insurance 5,000 1.100 1.400 1.550 1.700 1.850
TD Canada Trust 500 1.000 1.100 1.350 1.600 1.900
Teachers Credit Union 500 1.400 1.650 1.800 2.200 2.500
Windsor Family C.U. 500 .900 1.300 1.400 1.600 2.100
Ivon T Hughes

About the Author

Ivon T. Hughes

Ivon T Hughes is a leading expert in life annuities in Canada. His website LifeAnnuities.com is a recognized authority on annuities. He's also an established insurance and investment broker, through The Hughes Trustco Group since 1972. Recently, he's been redefining how annuities are sold in Canada.

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