Male Annuity Rates Age 65

Annuity Details

Annuity rates as of

The monthly annuity incomes below are based on a male aged 65 with a deposit of $100,000.00. Annuity payments will commence in one month.

For personal annuity rates please use our Annuity Quote Form.

No Guarantee Period

Insurance Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
bmo insuranceBMO Insurance 545.23 n/a
canada life insurance Canada Life 509.36 491.17
desjardins financial securityDesjardins Fin. 526.94 521.02
empire life insuranceEmpire Life 514.09 514.02
equitable life insuranceEquitable Life n/a n/a
great-west life insuranceGreat-West Life 509.36 491.17
manulife financialManulife 504.66 n/a
rbc insuranceRBC Insurance 531.36 517.93
Sun Life FinancialSun Life 541.08 527.91

10 Year Guarantee

Insurance Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
bmo insuranceBMO Insurance 524.61 509.43
canada life insurance Canada Life 494.58 488.86
desjardins financial securityDesjardins Fin. 516.34 511.15
empire life insuranceEmpire Life 498.62 496.24
equitable life insuranceEquitable Life 531.35 501.86
great-west life insuranceGreat-West Life 494.58 488.86
manulife financialManulife 487.79 454.20
rbc insuranceRBC Insurance 516.89 513.16
Sun Life FinancialSun Life 526.30 523.01

20 Year Guarantee

Insurance Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
bmo insuranceBMO Insurance 470.07 462.29
canada life insurance Canada Life 449.64 451.58
desjardins financial securityDesjardins Fin. 475.52 472.73
empire life insuranceEmpire Life 459.13 455.37
equitable life insuranceEquitable Life 480.13 452.26
great-west life insuranceGreat-West Life 449.64 451.58
manulife financialManulife 452.45 429.13
rbc insuranceRBC Insurance 477.23 475.84
Sun Life FinancialSun Life 487.38 486.05
About the guarantee period:
  • A life annuity with a no guarantee period is payable for the annuitants lifetime and stops upon death.
  • A life annuity with a guarantee period option is payable for the annuitant's lifetime or for the guarantee period, whichever is longer. If the annuitant dies before the completion of the guaranteed annuity payments, payment may continue to the beneficiaries or the current value of the remaining guaranteed payments will be paid to the appointed beneficiary.
TIP: Annuities can be purchased with either:
  • Registered Funds (RRSP, RRIF, RPP, LIRA, LIF/LRIF, etc.)
  • Non-Registered Funds (Savings Accounts, GIC, TFSA, etc)

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Ivon T. Hughes - Annuity Broker

The Hughes Trustco Group | Website: LifeAnnuities.com | Email: info@trustco.ca | Toll Free: 877-842-3863