Joint Annuity Rates Age 65

Annuity Details

Annuity rates as of

The monthly annuity incomes below are based on a male and female aged 65 with a deposit of $100,000.00. Annuity payments will commence in one month.

For personal annuity rates please use our Annuity Quote Form.

No Guarantee Period

Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
BMO Insurance 433.94 n/a
Canada Life 421.89 419.85
Desjardins Fin. 440.71 438.01
Empire Life 420.05 415.91
Equitable Life n.a n/a
Great-West Life 421.89 419.85
Manulife 399.62 n/a
RBC Insurance 421.31 417.57
Sun Life 439.57 430.76

10 Year Guarantee

Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
BMO Insurance 433.18 423.33
Canada Life 421.41 419.74
Desjardins Fin. 440.41 437.74
Empire Life 419.61 415.44
Equitable Life 443.73 430.48
Great-West Life 421.41 419.74
Manulife 372.94 361.60
RBC Insurance 424.88 419.01
Sun Life 439.08 436.52

20 Year Guarantee

Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
BMO Insurance 425.28 417.15
Canada Life 415.58 415.04
Desjardins Fin. 434.84 432.59
Empire Life 415.39 411.38
Equitable Life 436.27 423.16
Great-West Life 415.58 415.04
Manulife 343.71 339.17
RBC Insurance 421.40 416.64
Sun Life 433.77 432.25
About the guarantee period:
  • A life annuity with a no guarantee period is payable for the annuitants lifetime and stops upon death.
  • A life annuity with a guarantee period option is payable for the annuitant's lifetime or for the guarantee period, whichever is longer. If the annuitant dies before the completion of the guaranteed annuity payments, payment may continue to the beneficiaries or the current value of the remaining guaranteed payments will be paid to the appointed beneficiary.
TIP: Annuities can be purchased with either:
  • Registered Funds (RRSP, RRIF, RPP, LIRA, LIF/LRIF, etc.)
  • Non-Registered Funds (Savings Accounts, GIC, TFSA, etc)

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Ivon T. Hughes - Annuity Broker

The Hughes Trustco Group | Website: LifeAnnuities.com | Email: info@trustco.ca | Toll Free: 877-842-3863