Current Canadian Annuity Rates

Single and Joint Life Annuity Rates

By Ivon T Hughes

Below are a list of the current annuity rates in Canada as of May 30, 2013.

Monthly incomes based on a premium of $100,000 of registered funds. Payments will commence in one month.

Annuities: Single life male, no guarantee

Company Age in Years
55 60 65 69 70 75
BMO Insurance 420.88 470.46 538.56 604.56 624.30 737.77
Canada Life 470.41 505.92 568.35 651.16 676.60 -
Desjardins Fin. 427.20 480.30 552.58 628.04 649.80 769.05
Empire Life 431.22 484.20 562.22 640.65 663.41 795.85
Manulife 425.60 475.16 543.39 615.71 639.64 775.07
Standard Life 413.49 463.42 532.60 606.48 628.10 727.04
Sun Life 427.10 477.05 546.44 618.60 639.70 770.05

Annuities: Single life female, no guarantee

Company Age in Years
55 60 65 69 70 75
BMO Insurance 391.06 431.16 485.73 537.30 552.93 645.30
Canada Life 396.51 467.67 495.87 553.31 569.27 -
Desjardins Fin. 386.83 429.21 486.49 547.48 565.56 667.50
Empire Life 401.00 440.58 499.28 559.96 577.98 688.06
Manulife 396.03 436.80 493.95 553.42 572.91 687.60
Standard Life 385.98 427.09 483.11 543.70 561.90 672.50
Sun Life 396.37 440.72 498.49 557.58 574.85 682.21

Annuities: Joint life, no guarantee

Company Age in Years
55 60 65 69 70 75
BMO Insurance 357.63 389.11 432.24 472.39 484.66 559.29
Canada Life 349.20 406.45 472.44 482.97 497.82 -
Desjardins Fin. 353.62 387.23 432.61 480.62 494.68 570.75
Empire Life 367.11 394.75 436.53 479.95 492.92 572.74
Manulife 357.48 388.38 429.47 472.03 486.94 566.85
Standard Life 351.40 382.82 425.37 470.88 484.35 556.70
Sun Life 363.43 395.62 440.94 486.29 499.55 577.40

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