BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
La Capitale
Manulife
RBC Insurance
Sun Life
Canada Annuity Rates
As of November 2013
Annuity Rate Tables
The following Canada annuity rates are as of November 20, 2013. The monthly income is based on a premium of $100,000.00 of registered funds. The guarantee option is zero and payments will commence in one month.
Male Annuity Rates
| Company | Age in Years | |||||
|---|---|---|---|---|---|---|
| 60 | 65 | 69 | 70 | 75 | 80 | |
| BMO Insurance | 495.19 | 560.31 | 626.10 | 645.80 | 761.60 | 900.55 |
| Canada Life | 544.88 | 600.91 | 666.99 | 703.24 | n/a | n/a |
| Desjardins Fin. | 515.86 | 587.96 | 663.40 | 685.17 | 804.41 | 931.54 |
| Empire Life | 517.59 | 597.99 | 678.55 | 701.89 | 837.30 | n/a |
| Great-West | 544.88 | 600.91 | 666.99 | 703.24 | n/a | n/a |
| London Life | 544.88 | 600.91 | 666.99 | 703.24 | n/a | n/a |
| Manulife | 499.28 | 567.55 | 637.25 | 661.23 | 791.45 | 999.40 |
| Standard Life | 515.78 | 583.60 | 656.60 | 678.02 | 748.73 | 902.94 |
| Sun Life | 531.99 | 607.44 | 683.00 | 704.69 | 835.99 | 1,022.72 |
Female Annuity Rates
| Company | Age in Years | |||||
|---|---|---|---|---|---|---|
| 60 | 65 | 69 | 70 | 75 | 80 | |
| BMO Insurance | 455.79 | 507.30 | 558.60 | 574.17 | 668.82 | 796.25 |
| Canada Life | 500.21 | 544.71 | 587.64 | 615.31 | n/a | n/a |
| Desjardins Fin. | 464.38 | 521.24 | 581.98 | 600.03 | 701.81 | 834.65 |
| Empire Life | 472.43 | 533.11 | 595.61 | 614.13 | 726.89 | n/a |
| Great-West | 500.21 | 544.71 | 587.64 | 615.31 | n/a | n/a |
| London Life | 500.21 | 544.71 | 587.64 | 615.31 | n/a | n/a |
| Manulife | 463.36 | 520.52 | 577.29 | 596.82 | 703.68 | 869.38 |
| Standard Life | 482.14 | 537.41 | 597.82 | 616.09 | 693.64 | 846.86 |
| Sun Life | 492.00 | 556.23 | 619.41 | 637.48 | 747.20 | 905.33 |
Joint Annuity Rates
| Company | Age in Years | |||||
|---|---|---|---|---|---|---|
| 60 | 65 | 69 | 70 | 75 | 80 | |
| BMO Insurance | 412.97 | 452.90 | 492.58 | 504.75 | 581.40 | 680.68 |
| Canada Life | 477.75 | 509.23 | 542.03 | 565.14 | 0.00 | 0.00 |
| Desjardins Fin. | 421.41 | 466.02 | 513.50 | 527.45 | 602.83 | 718.23 |
| Empire Life | 424.63 | 467.87 | 512.61 | 525.94 | 607.71 | 0.00 |
| Great-West | 477.75 | 509.23 | 542.03 | 565.14 | 0.00 | 0.00 |
| London Life | 477.75 | 509.23 | 542.03 | 565.14 | 0.00 | 0.00 |
| Manulife | 411.27 | 452.05 | 491.80 | 506.68 | 581.44 | 699.37 |
| Standard Life | 435.39 | 476.19 | 520.48 | 533.69 | 583.43 | 686.64 |
| Sun Life | 442.22 | 494.54 | 544.63 | 558.86 | 639.62 | 752.36 |