Canada Annuity Rates

As of November 2013

By Ivon T Hughes
annuity rates
Figure 1. 2013 Annuity Rates

Annuity Rate Tables

The following Canada annuity rates are as of November 20, 2013. The monthly income is based on a premium of $100,000.00 of registered funds. The guarantee option is zero and payments will commence in one month.

male Male Annuity Rates

Company Age in Years
60 65 69 70 75 80
BMO Insurance 495.19 560.31 626.10 645.80 761.60 900.55
Canada Life 544.88 600.91 666.99 703.24 n/a n/a
Desjardins Fin. 515.86 587.96 663.40 685.17 804.41 931.54
Empire Life 517.59 597.99 678.55 701.89 837.30 n/a
Great-West 544.88 600.91 666.99 703.24 n/a n/a
London Life 544.88 600.91 666.99 703.24 n/a n/a
Manulife 499.28 567.55 637.25 661.23 791.45 999.40
Standard Life 515.78 583.60 656.60 678.02 748.73 902.94
Sun Life 531.99 607.44 683.00 704.69 835.99 1,022.72

female Female Annuity Rates

Company Age in Years
60 65 69 70 75 80
BMO Insurance 455.79 507.30 558.60 574.17 668.82 796.25
Canada Life 500.21 544.71 587.64 615.31 n/a n/a
Desjardins Fin. 464.38 521.24 581.98 600.03 701.81 834.65
Empire Life 472.43 533.11 595.61 614.13 726.89 n/a
Great-West 500.21 544.71 587.64 615.31 n/a n/a
London Life 500.21 544.71 587.64 615.31 n/a n/a
Manulife 463.36 520.52 577.29 596.82 703.68 869.38
Standard Life 482.14 537.41 597.82 616.09 693.64 846.86
Sun Life 492.00 556.23 619.41 637.48 747.20 905.33

malefemale Joint Annuity Rates

Company Age in Years
60 65 69 70 75 80
BMO Insurance 412.97 452.90 492.58 504.75 581.40 680.68
Canada Life 477.75 509.23 542.03 565.14 0.00 0.00
Desjardins Fin. 421.41 466.02 513.50 527.45 602.83 718.23
Empire Life 424.63 467.87 512.61 525.94 607.71 0.00
Great-West 477.75 509.23 542.03 565.14 0.00 0.00
London Life 477.75 509.23 542.03 565.14 0.00 0.00
Manulife 411.27 452.05 491.80 506.68 581.44 699.37
Standard Life 435.39 476.19 520.48 533.69 583.43 686.64
Sun Life 442.22 494.54 544.63 558.86 639.62 752.36
Phil Barker
About the Author

Phil Barker

Phil Barker is a leading expert on life annuities in Canada. LifeAnnuities.com has different financial products and has been a recognized authority since 1972.

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