In today’s post, I will comment on some of the factors that affect income you receive from an annuity including:
What are the factors that affect annuity pricing?
Why you must shop for an annuity?
What are annuities paying today?
Annuity pricing is based on some of the following factors
Sex
Age
Interest Rates
Mortality Rates
Annuity Type
Annuity Options
Guarantee Period
Premium Amount
Fund Type
Purchase Date
Start Date
Why you must shop for an annuity?
Annuity rates differ from company to company based on demand for funds and investment opportunities to mention just 2 factors.
What are annuities paying today?
The annuity tables below show actual annuity pricing at various ages using 10 year guarantees for registered funds. With payments to start in one month.
How much can I get for a million dollar annuity?
Table: $1,000,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$4668.41
$5310.01
$5941.93
$6343.45
$7287.33
Table: $1,000,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$4288.74
$4791.76
$5412.24
$5806.12
$6848.78
How much can I get for a $900,000 annuity?
Table: $900,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$4199.79
$4776.99
$5345.48
$5706.69
$6555.82
Table: $900,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$3857.87
$4310.76
$4868.95
$5223.30
$6161.30
How much can I get for a $800,000 annuity?
Table: $800,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$3731.18
$4243.97
$4749.02
$5069.93
$5824.32
Table: $800,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$3427.40
$3829.76
$4325.67
$4640.48
$5473.81
How much can I get for a $700,000 annuity?
Table: $700,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$3262.56
$3710.95
$4152.57
$4433.17
$5092.88
Table: $700,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$2996.94
$3348.76
$3782.39
$4057.65
$4786.33
How much can I get for a $600,000 annuity?
Table: $600,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$2793.94
$3177.93
$3556.11
$3796.41
$4361.31
Table: $600,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$2566.47
$2867.76
$3239.11
$3474.83
$4098.84
How much can I get for a $500,000 annuity?
Table: $500,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$2325.32
$2644.91
$2959.66
$3159.66
$3629.80
Table: $500,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$2136.01
$2386.76
$2695.82
$2892.01
$3411.36
How much can I get for a $400,000 annuity?
Table: $400,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$1856.71
$2111.88
$2363.21
$2522.90
$2898.29
Table: $400,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$1705.54
$1905.76
$2152.54
$2309.19
$2723.88
How much can I get for a $300,000 annuity?
Table: $300,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$1388.09
$1578.86
$1766.75
$1886.14
$2166.79
Table: $300,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$1275.08
$1424.76
$1609.26
$1726.37
$2036.39
How much can I get for a $200,000 annuity?
Table: $200,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$919.47
$1045.84
$1170.30
$1249.38
$1435.28
Table: $200,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$844.61
$943.77
$1065.97
$1143.55
$1348.41
How much can I get for a $100,000 annuity?
Table: $100,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$450.85
$512.82
$573.85
$612.62
$703.78
Table: $100,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$414.15
$462.77
$522.69
$560.73
$661.43
How much can I get for a $90,000 annuity?
Table: $90,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$404.82
$460.45
$515.25
$550.06
$631.91
Table: $90,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$371.86
$415.51
$469.32
$503.47
$593.88
How much can I get for a $80,000 annuity?
Table: $80,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$358.78
$408.09
$456.65
$487.51
$560.05
Table: $80,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$329.57
$368.26
$415.94
$446.21
$526.34
How much can I get for a $70,000 annuity?
Table: $70,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$312.74
$355.72
$398.05
$424.95
$488.18
Table: $70,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$287.28
$321.00
$362.57
$388.95
$458.80
How much can I get for a $60,000 annuity?
Table: $60,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$266.70
$303.35
$339.45
$362.39
$416.31
Table: $60,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$244.99
$273.74
$309.19
$331.69
$391.26
How much can I get for a $50,000 annuity?
Table: $50,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$220.66
$250.99
$280.85
$299.83
$344.45
Table: $50,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$202.69
$226.49
$255.82
$274.43
$323.72
How much can I get for a $40,000 annuity?
Table: $40,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$174.62
$198.62
$222.26
$237.27
$272.58
Table: $40,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$160.40
$179.23
$202.44
$217.18
$256.18
How much can I get for a $30,000 annuity?
Table: $30,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$128.58
$146.25
$163.66
$174.72
$200.71
Table: $30,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$118.11
$131.98
$149.07
$159.92
$188.63
How much can I get for a $20,000 annuity?
Table: $20,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$82.54
$93.89
$105.06
$112.16
$128.85
Table: $20,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$75.82
$84.72
$95.69
$102.66
$121.09
How much can I get for a $10,000 annuity?
Table: $10,000 Male Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$36.50
$41.52
$46.46
$49.60
$56.98
Table: $10,000 Female Annuity Pricing
Age 60
Age 65
Age 70
Age 75
Age 80
$33.53
$37.47
$42.32
$45.40
$53.55
About the Author
Phil Barker
Phil Barker is a leading expert on life annuities in Canada. LifeAnnuities.com has different financial products and has been a recognized authority since 1972.