Joint Term Certain Annuity Rates

joint term certain annuity

Joint Term Certain Comparison Tables

The following Canadian term certain annuity rates are as of January 19, 2018.

The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.

5 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 1,710.11 1,710.11 1,710.11 1,710.11 1,710.11 1,710.11
Canada Life 1,719.67 1,719.66 1,719.65 1,719.64 1,719.61 1,719.55
Desjardins Fin. 1,661.43 1,661.42 1,661.41 1,661.39 1,661.36 1,661.30
Equitable Life 1,720.99 1,720.99 1,720.99 1,720.99 1,720.99 1,720.99
Great-West Life 1,719.67 1,719.66 1,719.65 1,719.64 1,719.61 1,719.55
Manulife 1,636.24 1,636.23 1,636.22 1,636.20 1,636.17 1,636.10
RBC Insurance 1,719.00 1,719.00 1,719.00 1,719.00 1,719.00 1,719.00
Sun Life 1,696.06 1,696.06 1,696.06 1,696.06 1,696.06 1,696.06

10 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 906.98 906.98 906.98 906.98 906.98 906.98
Canada Life 893.17 893.16 893.15 893.14 893.11 893.06
Desjardins Fin. 885.12 885.12 885.11 885.10 885.08 885.05
Empire Life 915.57 915.56 915.54 915.50 915.48 915.46
Equitable Life 917.31 917.31 917.31 917.31 917.31 917.31
Great-West Life 893.17 893.16 893.15 893.14 893.11 893.06
Manulife 860.10 860.10 860.09 860.08 860.06 860.01
RBC Insurance 909.40 909.40 909.40 909.40 909.40 909.40
Sun Life 904.59 904.59 904.59 904.59 904.59 904.59

15 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 641.30 641.30 641.30 641.30 641.30 641.30
Canada Life 650.02 650.01 650.01 650.00 649.98 649.94
Desjardins Fin. 635.02 635.02 635.01 635.01 634.99 634.97
Empire Life 668.97 668.96 668.95 668.92 668.91 0.00
Equitable Life 670.34 670.34 670.34 670.34 670.34 0.00
Great-West Life 650.02 650.01 650.01 650.00 649.98 649.94
Manulife 605.87 605.87 605.86 605.85 605.84 605.80
RBC Insurance 649.30 649.30 649.30 649.30 649.30 0.00
Sun Life 653.07 653.07 653.07 653.07 653.07 653.07

20 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 509.68 509.68 509.68 509.68 509.68 509.68
Canada Life 532.20 532.20 532.20 532.19 532.17 532.14
Desjardins Fin. 511.49 511.49 511.48 511.48 511.47 0.00
Empire Life 541.31 541.30 541.29 541.27 0.00 0.00
Equitable Life 542.59 542.59 542.59 542.59 0.00 0.00
Great-West Life 532.20 532.20 532.20 532.19 532.17 532.14
Manulife 522.12 522.12 522.12 522.11 522.09 522.06
RBC Insurance 516.30 516.30 516.30 516.30 0.00 0.00
Sun Life 519.37 519.37 519.37 519.37 519.37 519.37

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