BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
La Capitale
Manulife
RBC Insurance
Sun Life
2015 Annuity Rates
The best annuity rates in Canada
2015 Canadian Life Annuity Rates
Annuity rates as of January 22, 2015.
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month. A zero (0 year) guarantee option was choosen for these examples; however the monthly income payments will continue for the life of the annuitant(s).
2015 
Male Annuity Rates
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| Canada Life | 405.83 | 450.32 | 515.20 | 587.82 | 669.52 | 766.26 |
| Desjardins | 402.15 | 452.65 | 520.94 | 612.45 | 718.48 | 844.82 |
| Empire Life | 417.45 | 461.95 | 520.99 | 596.83 | 687.40 | n/a |
| Great-West Life | 405.83 | 450.32 | 515.20 | 587.82 | 669.52 | 766.26 |
| London Life | 405.83 | 450.32 | 515.20 | 587.82 | 669.52 | 766.26 |
| RBC Insurance | 389.60 | 445.85 | 517.26 | 614.11 | 724.67 | 889.37 |
| Standard Life | 392.90 | 437.28 | 498.04 | 580.36 | 667.30 | 804.80 |
| Sun Life | 382.19 | 437.90 | 520.76 | 613.77 | 722.93 | 885.63 |
2015 
Female Annuity Rates
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 390.32 | 429.89 | 486.16 | 564.60 | 673.61 | 844.51 |
| Canada Life | 376.77 | 421.79 | 477.62 | 551.97 | n/a | n/a |
| Desjardins | 369.49 | 411.68 | 468.54 | 546.86 | 642.42 | 776.16 |
| Empire Life | 387.35 | 422.19 | 470.16 | 538.13 | 637.26 | n/a |
| Great-West Life | 376.77 | 421.79 | 477.62 | 551.97 | n/a | n/a |
| London Life | 376.77 | 421.79 | 477.62 | 551.97 | n/a | n/a |
| Manulife | 388.51 | 419.09 | 465.06 | 531.39 | 630.62 | 789.29 |
| RBC Insurance | 359.31 | 401.99 | 456.55 | 535.13 | 651.00 | 824.02 |
| Standard Life | 375.97 | 415.59 | 470.18 | 547.57 | 608.44 | 748.01 |
| Sun Life | 358.52 | 404.34 | 469.25 | 552.50 | 655.94 | 807.58 |
2015 Joint Annuity Rates
| Company | Age 55 | Age 60 | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|---|---|
| BMO Insurance | 356.36 | 386.81 | 430.65 | 492.10 | 577.22 | 705.71 |
| Canada Life | 330.11 | 376.75 | 427.41 | 488.21 | n/a | n/a |
| Desjardins | 336.91 | 370.53 | 415.72 | 477.35 | 547.92 | 662.86 |
| Empire Life | 360.63 | 387.19 | 423.68 | 474.86 | 548.68 | n/a |
| Great-West Life | 330.11 | 376.75 | 427.41 | 488.21 | n/a | n/a |
| London Life | 330.11 | 376.75 | 427.41 | 488.21 | n/a | n/a |
| Manulife | 343.85 | 367.48 | 402.03 | 450.28 | 522.21 | 639.44 |
| RBC Insurance | 327.51 | 359.45 | 400.78 | 462.07 | 544.69 | 663.54 |
| Standard Life | 341.22 | 370.80 | 411.64 | 468.88 | 518.04 | 618.48 |
| Sun Life | 322.22 | 361.73 | 422.86 | 482.88 | 556.62 | 672.57 |