2015 Annuity Rates
The best annuity rates in Canada
By Ivon T Hughes
January 22, 2015
Figure 1. Annuity Rates 2015
2015 Canadian Life Annuity Rates
Annuity rates as of January 22, 2015.
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month. A zero (0 year) guarantee option was choosen for these examples; however the monthly income payments will continue for the life of the annuitant(s).
2015
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
Canada Life
405.83
450.32
515.20
587.82
669.52
766.26
Desjardins
402.15
452.65
520.94
612.45
718.48
844.82
Empire Life
417.45
461.95
520.99
596.83
687.40
n/a
Great-West Life
405.83
450.32
515.20
587.82
669.52
766.26
London Life
405.83
450.32
515.20
587.82
669.52
766.26
RBC Insurance
389.60
445.85
517.26
614.11
724.67
889.37
Standard Life
392.90
437.28
498.04
580.36
667.30
804.80
Sun Life
382.19
437.90
520.76
613.77
722.93
885.63
2015
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
390.32
429.89
486.16
564.60
673.61
844.51
Canada Life
376.77
421.79
477.62
551.97
n/a
n/a
Desjardins
369.49
411.68
468.54
546.86
642.42
776.16
Empire Life
387.35
422.19
470.16
538.13
637.26
n/a
Great-West Life
376.77
421.79
477.62
551.97
n/a
n/a
London Life
376.77
421.79
477.62
551.97
n/a
n/a
Manulife
388.51
419.09
465.06
531.39
630.62
789.29
RBC Insurance
359.31
401.99
456.55
535.13
651.00
824.02
Standard Life
375.97
415.59
470.18
547.57
608.44
748.01
Sun Life
358.52
404.34
469.25
552.50
655.94
807.58
2015
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
356.36
386.81
430.65
492.10
577.22
705.71
Canada Life
330.11
376.75
427.41
488.21
n/a
n/a
Desjardins
336.91
370.53
415.72
477.35
547.92
662.86
Empire Life
360.63
387.19
423.68
474.86
548.68
n/a
Great-West Life
330.11
376.75
427.41
488.21
n/a
n/a
London Life
330.11
376.75
427.41
488.21
n/a
n/a
Manulife
343.85
367.48
402.03
450.28
522.21
639.44
RBC Insurance
327.51
359.45
400.78
462.07
544.69
663.54
Standard Life
341.22
370.80
411.64
468.88
518.04
618.48
Sun Life
322.22
361.73
422.86
482.88
556.62
672.57
Male Annuity Rates
Female Annuity Rates