Current Annuity Rates Canada

By Ivon T Hughes
2014 annuity rates
Figure 1. Annuity Rates 2014

Annuity rates as of March 17, 2014

Here are todays current annuity rates in Canada for ages 55, 60, 65, 70, 75, and 80. For personal annuity rates, please use our annuity calculator.

male Male | Registered funds | No guarantee option

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 448.78 495.19 560.31 645.80 761.60 900.55
Canada Life 471.36 525.78 581.70 680.06 - -
Desjardins Fin. 453.80 506.33 578.04 674.67 793.11 920.49
Empire Life 465.95 510.55 571.68 654.69 763.04 -
Great-West Life 471.36 525.78 581.70 680.06 - -
Manulife 439.60 486.75 551.92 642.80 773.88 998.66
Standard Life 442.27 490.04 557.22 650.83 721.18 874.32
Sun Life 452.34 508.35 583.26 679.98 810.86 997.25

female Female | Registered funds | No guarantee option

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 418.92 455.79 507.30 574.17 668.82 796.25
Canada Life 426.52 478.18 523.01 593.69 - -
Desjardins Fin. 413.59 455.35 512.03 590.48 691.70 824.39
Empire Life 437.19 471.34 518.84 586.71 686.13 -
Great-West Life 426.52 478.18 523.01 593.69 - -
Manulife 414.95 453.38 507.13 578.54 678.01 833.49
Standard Life 417.75 457.47 512.39 590.63 667.67 819.75
Sun Life 418.98 469.63 533.57 614.67 724.17 881.89

malefemale Joint | Registered funds | No guarantee option

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 384.91 412.97 452.90 504.75 581.40 680.68
Canada Life 378.11 448.88 491.53 547.75 - -
Desjardins Fin. 379.96 412.75 457.32 518.56 593.63 708.61
Empire Life 409.94 435.30 470.72 521.02 594.22 -
Great-West Life 378.11 448.88 491.53 547.75 - -
Manulife 375.85 405.24 444.17 496.45 568.59 685.01
Standard Life 382.27 411.67 452.39 509.86 559.59 662.48
Sun Life 382.08 420.46 472.54 536.89 617.91 730.94
Phil Barker

About the Author

Phil Barker

Phil Barker is a leading expert on life annuities in Canada. LifeAnnuities.com has different financial products and has been a recognized authority since 1972.

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