Here are todays current annuity rates in Canada for ages 55, 60, 65, 70, 75, and 80. For personal annuity rates, please use our annuity calculator.
Male | Registered funds | No guarantee option
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
448.78
495.19
560.31
645.80
761.60
900.55
Canada Life
471.36
525.78
581.70
680.06
-
-
Desjardins Fin.
453.80
506.33
578.04
674.67
793.11
920.49
Empire Life
465.95
510.55
571.68
654.69
763.04
-
Great-West Life
471.36
525.78
581.70
680.06
-
-
Manulife
439.60
486.75
551.92
642.80
773.88
998.66
Standard Life
442.27
490.04
557.22
650.83
721.18
874.32
Sun Life
452.34
508.35
583.26
679.98
810.86
997.25
Female | Registered funds | No guarantee option
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
418.92
455.79
507.30
574.17
668.82
796.25
Canada Life
426.52
478.18
523.01
593.69
-
-
Desjardins Fin.
413.59
455.35
512.03
590.48
691.70
824.39
Empire Life
437.19
471.34
518.84
586.71
686.13
-
Great-West Life
426.52
478.18
523.01
593.69
-
-
Manulife
414.95
453.38
507.13
578.54
678.01
833.49
Standard Life
417.75
457.47
512.39
590.63
667.67
819.75
Sun Life
418.98
469.63
533.57
614.67
724.17
881.89
Joint | Registered funds | No guarantee option
Company
Age 55
Age 60
Age 65
Age 70
Age 75
Age 80
BMO Insurance
384.91
412.97
452.90
504.75
581.40
680.68
Canada Life
378.11
448.88
491.53
547.75
-
-
Desjardins Fin.
379.96
412.75
457.32
518.56
593.63
708.61
Empire Life
409.94
435.30
470.72
521.02
594.22
-
Great-West Life
378.11
448.88
491.53
547.75
-
-
Manulife
375.85
405.24
444.17
496.45
568.59
685.01
Standard Life
382.27
411.67
452.39
509.86
559.59
662.48
Sun Life
382.08
420.46
472.54
536.89
617.91
730.94
About the Author
Phil Barker
Phil Barker is a leading expert on life annuities in Canada. LifeAnnuities.com has different financial products and has been a recognized authority since 1972.