Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
2013 Best RRSP Interest Rates
RRSP Comparison Tables
The RRSP Interest rates table below provides the Best RRSP Interest Rates in Canada.
The 2013 RRSP table shows interest rates paid by the major Canadian financial institutions for Registered Retirement Savings Plans (RRSPs).
RRSP Interest Rates
Best Interest rates as of March 14, 2013
| Institution | Minimum Deposit |
Term In Years | ||||
|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | ||
| AGF Trust | 5,000 | 1.450 | 1.950 | 2.050 | 2.150 | 2.400 |
| ATB Financial | 500 | 1.350 | 2.000 | 1.650 | 1.650 | 2.000 |
| AcceleRate Financial | 500 | 2.050 | 2.250 | 2.450 | 2.600 | 2.850 |
| Achieva Financial | 500 | 1.950 | 2.150 | 2.300 | 2.450 | 2.700 |
| Alterna Bank | 500 | 1.450 | 1.750 | 1.950 | 2.000 | 2.300 |
| Alterna Savings | 500 | 1.450 | 1.750 | 1.950 | 2.000 | 2.300 |
| B2B Bank | 1,000 | 1.450 | 1.950 | 2.050 | 2.150 | 2.400 |
| BMO Bank of Montreal | 500 | 1.050 | 1.200 | 1.350 | 1.600 | 1.950 |
| Bank of Nova Scotia | 500 | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| Bk Nova Scotia Mtg. Corp | 500 | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| CIBC | 500 | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| Caisses Desjardins | 500 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| Canada Life | 1,000 | .900 | 1.150 | 1.300 | 1.350 | 1.400 |
| Canadian Direct Fin'l | 500 | 1.650 | 2.125 | 2.150 | 2.250 | 2.350 |
| Canadian Western Bank | 500 | 1.650 | 2.000 | 2.050 | 2.150 | 2.350 |
| Canadian Western Trust | 5,000 | 1.250 | 1.350 | 1.600 | 1.850 | 2.200 |
| Coast Capital Savings | 1,000 | 1.650 | 1.850 | 2.000 | 2.150 | 2.300 |
| Community Trust | 1,000 | 1.400 | 1.850 | 2.000 | 2.100 | 2.450 |
| Concentra Financial | 1,000 | 1.150 | 1.300 | 1.400 | 1.600 | 2.000 |
| DUCA Financial Services | 500 | 1.400 | 1.700 | 1.950 | 2.000 | 2.250 |
| Desjardins Fin. Security | 500 | 1.000 | .950 | 1.250 | 1.500 | 1.750 |
| Effort Trust | 1,000 | 1.700 | 1.950 | 2.100 | 2.200 | 2.350 |
| Empire Life | 500 | 1.250 | 1.500 | 1.750 | 1.750 | 1.875 |
| Entegra Credit Union | 1,000 | 1.950 | 2.150 | 2.350 | 2.500 | 2.750 |
| Equitable Life | 500 | .500 | 1.050 | 1.200 | 1.350 | 1.400 |
| Fiducie Desjardins | 1,000 | - | 1.200 | 1.250 | 1.600 | 1.750 |
| First Calgary Financial | 500 | 1.250 | 1.650 | 1.700 | 1.750 | 2.000 |
| FirstOntario Credit Un. | 500 | 1.600 | 1.650 | 1.900 | 2.100 | 2.300 |
| Foresters | 1,000 | .050 | .150 | .450 | .700 | .850 |
| Great-West Life | 500 | .900 | 1.150 | 1.300 | 1.350 | 1.400 |
| HSBC Bank Canada | 500 | 1.200 | 1.300 | 1.400 | 1.600 | 2.050 |
| Home Trust Company | 1,000 | 1.700 | 1.950 | 2.050 | 2.250 | 2.400 |
| ICICI Bank Canada | 1,000 | 1.650 | 2.400 | 2.400 | 2.650 | 3.150 |
| ING Direct | 1 | 1.350 | 1.750 | 2.000 | 2.000 | 2.250 |
| Industrial Alliance | 1,000 | .900 | 1.550 | 1.900 | 1.950 | 2.050 |
| Laurentian Bank Canada | 500 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| Laurentienne Trust | 500 | - | 1.200 | 1.250 | 1.600 | 1.750 |
| London Life | 1,000 | .900 | 1.150 | 1.300 | 1.350 | 1.400 |
| MCAN Mortgage Corp. | 5,000 | 1.600 | 1.850 | 1.900 | 1.650 | 1.950 |
| Manulife Bank | 2,500 | 1.400 | 1.650 | 1.850 | 2.100 | 2.300 |
| Manulife Investments | 2,500 | 1.400 | 1.650 | 1.800 | 1.850 | 1.850 |
| Meridian Credit Union | 500 | 1.500 | 1.600 | 1.750 | 1.900 | 2.200 |
| MonCana Bank of Canada | 5,000 | 1.700 | 1.700 | 1.700 | 1.800 | 1.900 |
| National Bank | 500 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| Ontario Civil Service CU | 1,000 | 1.000 | 1.100 | 1.350 | 1.600 | 1.900 |
| Outlook Financial | 1,000 | 2.050 | 2.250 | 2.450 | 2.600 | 2.850 |
| PACE Savings & Credit Un | 1,000 | 1.200 | 1.500 | 1.600 | 1.750 | 2.100 |
| Pacific & Western Bank | 1,000 | 1.630 | 1.850 | 1.950 | 2.150 | 2.350 |
| Parama Credit Union | 1,000 | 1.700 | 1.850 | 2.100 | 2.250 | 2.400 |
| Peace Hills Trust | 1,000 | 1.450 | 1.850 | 2.050 | 2.100 | 2.250 |
| Peoples Trust | 5,000 | 1.000 | 1.500 | 1.750 | 1.750 | 2.000 |
| President's Choice Fin'l | 100 | 1.250 | 1.550 | 1.750 | 2.100 | 2.200 |
| Royal Bank of Canada | 500 | 1.350 | 1.300 | 1.800 | 1.600 | 2.250 |
| Servus Credit Union | 500 | 1.150 | 1.300 | 1.400 | 1.600 | 2.000 |
| Standard Life | 1,000 | 1.400 | 1.550 | 1.700 | 1.875 | 2.050 |
| Steinbach Credit Union | 500 | 1.800 | 2.000 | 2.200 | 2.350 | 2.600 |
| Sun Life - Insurance | 1,000 | 1.100 | 1.400 | 1.550 | 1.700 | 1.850 |
| Sun Life - Trust | 1,000 | 1.450 | 1.700 | 1.850 | 2.050 | 2.300 |
| TD Canada Trust | 500 | 1.000 | 1.100 | 1.350 | 1.600 | 1.900 |
| Windsor Family C.U. | 500 | .900 | 1.300 | 1.400 | 1.600 | 2.100 |
| Your Neighbourhood C.U. | 500 | 1.400 | 1.650 | 1.800 | 2.000 | 2.200 |
