Short Term (30 to 270 days) TFSA Rates

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TFSA Interest Rates

Tax-Free Term Deposits/GICs: 30 to 270 days
Financial Institution Redeem-
able
Redeemable
Term
Minimum
Deposit
Term In Days
30 60 90 120 180 270
*Sun Life Financial Tr. no   10,000 .0000 .0000 .0000 .0000 .0000 .0000
Bank of Montreal no   1,000 .1000 .1000 .1000 .1000 .1000 .1000
Coast Capital Savings no   1,000 .1000 .1500 .2000 .2000 .2500 .3500
Comtech Fire Credit U. yes   1,000 - - .1500 .1500 .2000 .2000
Empire Life yes   500 .2500 - .2500 - .2500 -
Laurentian Bank Canada no   500 - - .3000 .3000 .4000 .4000
Luminus Financial no   500 .0500 .2000 .3500 .3500 .4500 .4500
Rapport Credit Union no   5,000 .4500 - - - - -
Royal Bank of Canada no   500 .1500 .1500 .1500 .1500 .1500 .1500
T-D Mortgage no   5,000 .0500 .1000 .1000 .1500 .2000 .3000
TD Canada Trust no   5,000 .0500 .1000 .1000 .1500 .2000 .3000
Tangerine no   1 - - .2000 - .4500 .5000
Interest not compounded and paid at maturity.

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as a TFSA (Tax-Free Savings Account).

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The Hughes Trustco Group | Website: LifeAnnuities.com | Email: info@trustco.ca | Toll Free: 877-842-3863