Annuity Rate Comparisons

Single Life - Male

Single Life - Female

Joint Life -

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • 0yr and 10yr guarantee periods • Payments begin in one month

Show All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period and 10yr guarantee period

Single Life — Male (No Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	499.65	533.07	581.55	657.54	751.39	924.64
Canada Life	466.41	501.49	551.42	626.40	742.13	929.86
Desjardins	484.36	523.78	578.44	657.13	753.78	897.16
Empire Life	442.91	483.40	539.10	615.45	717.92	-
Manulife Investments	494.76	529.61	579.22	651.10	752.82	889.75
RBC Life Insurance	462.68	501.34	552.91	626.51	742.54	921.34
Sun Life Assurance	477.94	513.14	563.36	640.24	-	-

Single Life — Male (10-Year Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	503.59	530.14	580.55	645.94	688.72	776.81
Canada Life	462.16	494.54	539.32	601.73	685.90	787.83
Desjardins	480.69	517.69	567.66	634.96	704.71	803.28
Empire Life	439.50	476.67	524.90	586.94	667.70	770.89
Equitable	503.89	531.88	580.68	640.09	693.52	771.39
Manulife Investments	489.56	523.67	578.02	630.04	704.15	768.72
RBC Life Insurance	462.88	522.77	578.99	644.64	707.37	799.75
Sun Life Assurance	474.54	506.61	549.86	612.22	-	-

Single Life — Female (No Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	486.22	515.14	557.51	613.32	672.53	823.09
Canada Life	445.83	474.49	514.45	570.88	655.16	786.39
Desjardins	461.76	495.75	542.27	607.56	683.78	810.97
Empire Life	420.40	452.97	498.13	562.39	656.55	-
Manulife Investments	480.59	510.96	554.70	611.67	681.86	805.48
RBC Life Insurance	442.25	476.72	522.86	584.64	676.86	824.31
Sun Life Assurance	457.21	490.78	534.53	598.29	-	-

Single Life — Female (10-Year Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	488.95	510.30	553.56	605.51	635.99	733.32
Canada Life	444.18	471.47	508.65	559.33	630.42	723.98
Desjardins	459.95	492.37	535.65	594.11	655.52	754.47
Empire Life	418.96	450.06	492.01	549.34	627.80	729.88
Equitable	489.46	512.79	553.73	607.07	654.78	738.99
Manulife Investments	477.10	504.79	545.04	605.33	653.56	733.50
RBC Life Insurance	442.11	501.86	552.06	604.23	647.55	745.51
Sun Life Assurance	454.57	485.68	524.50	578.17	-	-

Joint Life (No Guarantee) —

Company	55	60	65	70	75	80
BMO Insurance	452.17	470.72	499.19	536.07	567.65	671.41
Canada Life	421.19	442.13	472.32	515.86	582.36	687.17
Desjardins	432.87	458.84	495.12	546.99	605.42	717.40
Empire Life	394.73	419.04	452.80	500.62	570.35	-
Manulife Investments	446.85	468.59	503.38	545.49	597.73	695.35
RBC Life Insurance	417.84	442.97	477.91	525.58	594.77	701.09
Sun Life Assurance	431.98	452.58	481.61	530.13	-	-

Joint Life (10-Year Guarantee) —

Company	55	60	65	70	75	80
BMO Insurance	458.15	471.67	505.91	548.29	571.09	668.64
Canada Life	421.15	442.02	472.03	514.93	578.99	672.25
Desjardins	432.83	458.74	494.84	546.06	602.10	703.42
Empire Life	394.70	418.93	452.42	499.45	566.93	665.39
Equitable	460.08	475.74	507.53	550.48	588.08	668.37
Manulife Investments	446.75	468.35	503.08	555.20	600.95	681.26
RBC Life Insurance	419.78	459.26	513.65	559.16	608.49	693.74
Sun Life Assurance	431.93	452.42	481.11	528.50	-	-

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