Annuity Rate Comparisons

Single Life - Male

Single Life - Female

Joint Life -

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • 0yr and 10yr guarantee periods • Payments begin in one month

Show All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period and 10yr guarantee period

Single Life — Male (No Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	495.48	530.74	582.70	660.40	754.24	927.55
Canada Life	460.11	494.57	544.47	619.27	734.74	921.58
Desjardins	484.36	523.78	578.44	657.13	753.78	897.16
Empire Life	445.79	486.23	541.90	618.22	720.64	-
Manulife Investments	491.46	527.88	580.21	652.07	757.67	892.64
RBC Life Insurance	462.71	501.37	552.93	626.53	742.56	920.20
Sun Life Assurance	480.87	516.20	566.52	643.49	-	-

Single Life — Male (10-Year Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	503.01	524.47	576.16	639.07	682.25	770.67
Canada Life	455.93	487.74	532.55	594.91	679.06	780.61
Desjardins	480.69	517.69	567.66	634.96	704.71	803.28
Empire Life	442.35	479.45	527.60	589.55	670.21	773.28
Equitable	496.09	524.32	575.59	638.45	687.81	764.02
Manulife Investments	490.79	521.98	572.46	630.96	705.66	771.28
RBC Life Insurance	462.91	516.10	571.00	634.34	705.91	804.93
Sun Life Assurance	477.44	509.61	552.92	615.30	-	-

Single Life — Female (No Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	482.61	511.04	552.94	610.52	669.80	820.31
Canada Life	439.48	467.95	507.66	563.94	647.57	778.44
Desjardins	461.76	495.75	542.27	607.56	683.78	810.97
Empire Life	423.26	455.77	500.88	565.09	659.23	-
Manulife Investments	478.38	507.36	549.96	608.46	681.81	808.33
RBC Life Insurance	442.27	476.74	522.88	584.66	678.47	819.98
Sun Life Assurance	460.06	493.76	537.63	601.47	-	-

Single Life — Female (10-Year Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	488.35	509.15	553.00	601.22	631.97	729.48
Canada Life	437.86	464.98	501.96	552.55	623.13	716.60
Desjardins	459.95	492.37	535.65	594.11	655.52	754.47
Empire Life	421.81	452.83	494.71	551.96	630.34	732.31
Equitable	477.94	504.57	544.62	599.36	651.11	731.51
Manulife Investments	478.45	506.02	546.13	599.96	654.81	736.10
RBC Life Insurance	442.13	495.96	551.13	595.42	650.09	751.27
Sun Life Assurance	457.39	488.62	527.52	581.21	-	-

Joint Life (No Guarantee) —

Company	55	60	65	70	75	80
BMO Insurance	448.59	466.70	494.77	533.41	565.13	668.91
Canada Life	414.56	435.82	465.82	509.73	575.64	680.31
Desjardins	432.87	458.84	495.12	546.99	605.42	717.40
Empire Life	397.59	421.81	455.48	503.22	572.88	-
Manulife Investments	443.73	465.34	498.90	546.87	603.25	697.43
RBC Life Insurance	417.87	442.99	477.94	525.60	594.79	701.85
Sun Life Assurance	434.72	455.43	484.57	533.18	-	-

Joint Life (10-Year Guarantee) —

Company	55	60	65	70	75	80
BMO Insurance	457.55	470.52	505.35	544.03	567.10	664.77
Canada Life	414.52	435.71	465.52	508.81	572.32	665.53
Desjardins	432.83	458.74	494.84	546.06	602.10	703.42
Empire Life	397.55	421.70	455.10	502.05	569.45	667.82
Equitable	448.50	467.50	498.43	542.79	584.43	660.85
Manulife Investments	448.21	469.68	504.27	548.93	602.47	683.30
RBC Life Insurance	419.80	455.64	506.88	554.37	606.87	697.82
Sun Life Assurance	434.67	455.28	484.07	531.54	-	-

Get a Comparison Quote