Annuity Rate Comparisons

Single Life - Male

Single Life - Female

Joint Life -

Annuity rates are based on the following assumptions.

• $100,000 of registered funds • 0yr and 10yr guarantee periods • Payments begin in one month

Show All Insurer Rate Tables

Use the button to view all insurer rates. Monthly income per $100,000; no guarantee period and 10yr guarantee period

Single Life — Male (No Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	514.93	548.58	597.09	673.28	761.96	935.42
Canada Life	484.23	519.14	568.85	643.77	760.33	948.94
Desjardins	503.68	542.79	597.14	675.54	777.02	919.26
Empire Life	463.20	503.36	558.82	634.97	737.09	-
Manulife Investments	513.67	548.80	598.53	669.98	769.66	911.85
RBC Life Insurance	482.62	518.62	569.80	643.96	760.65	932.13
Sun Life Assurance	501.54	537.25	588.12	666.05	-	-

Single Life — Male (10-Year Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	517.17	545.24	594.90	657.35	697.95	785.56
Canada Life	479.77	511.88	556.29	618.35	702.74	804.51
Desjardins	499.80	536.40	585.91	652.65	726.41	823.88
Empire Life	459.56	496.23	543.91	605.30	685.34	787.67
Equitable	517.76	548.26	599.45	662.62	712.83	788.69
Manulife Investments	508.18	542.89	596.76	648.11	722.59	789.48
RBC Life Insurance	482.22	538.83	594.64	657.43	724.23	819.39
Sun Life Assurance	497.94	530.36	573.98	636.89	-	-

Single Life — Female (No Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	500.72	530.43	573.01	628.48	682.29	833.00
Canada Life	463.58	491.99	531.96	588.71	672.78	804.39
Desjardins	481.10	514.80	561.01	626.00	706.98	833.24
Empire Life	440.58	472.70	517.47	581.41	675.35	-
Manulife Investments	499.00	529.69	573.61	630.58	699.86	827.33
RBC Life Insurance	464.12	496.12	539.99	601.78	696.08	836.67
Sun Life Assurance	480.25	514.38	558.70	623.27	-	-

Single Life — Female (10-Year Guarantee)

Company	55	60	65	70	75	80
BMO Insurance	502.44	525.06	562.51	620.60	649.02	745.74
Canada Life	461.85	488.83	525.92	576.74	647.34	740.70
Desjardins	479.18	511.23	554.09	612.05	677.66	775.56
Empire Life	439.04	469.61	511.02	567.78	645.63	746.94
Equitable	503.50	527.56	566.90	620.90	673.22	756.55
Manulife Investments	495.31	523.21	563.51	622.18	673.97	753.42
RBC Life Insurance	463.64	517.91	562.41	619.39	667.04	766.77
Sun Life Assurance	477.45	509.00	548.16	602.28	-	-

Joint Life (No Guarantee) —

Company	55	60	65	70	75	80
BMO Insurance	466.57	485.75	514.21	550.49	576.67	680.31
Canada Life	438.76	459.61	489.27	533.05	599.08	704.01
Desjardins	452.06	477.61	513.45	564.85	627.62	738.93
Empire Life	414.87	438.56	471.71	518.95	588.16	-
Manulife Investments	464.45	486.42	520.87	560.15	618.23	714.66
RBC Life Insurance	440.08	463.57	495.77	541.97	611.42	717.04
Sun Life Assurance	454.51	475.38	504.64	553.64	-	-

Joint Life (10-Year Guarantee) —

Company	55	60	65	70	75	80
BMO Insurance	471.70	486.41	514.81	563.30	584.05	681.15
Canada Life	438.72	459.50	488.96	532.09	595.62	688.79
Desjardins	452.02	477.50	513.15	563.89	624.18	724.61
Empire Life	414.83	438.44	471.30	517.72	584.62	682.47
Equitable	474.22	490.56	520.70	566.51	606.50	686.04
Manulife Investments	464.35	486.17	521.00	567.82	619.60	700.20
RBC Life Insurance	441.66	477.67	526.32	570.79	624.18	713.75
Sun Life Assurance	454.46	475.21	504.12	551.94	-	-

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