Annuity Rate Comparisons
Registered vs Non-Registered Comparison Table
| Age | Male | Female | Joint | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Registered | Non-Registered | Difference | Registered | Non-Registered | Difference | Registered | Non-Registered | Difference | |
| 55 | $441.45 | $434.65 | $420.15 | $415.99 | $395.36 | $391.05 | |||
| 60 | $482.49 | $473.66 | $455.96 | $451.18 | $421.54 | $416.79 | |||
| 65 | $537.23 | $524.39 | $504.92 | $497.57 | $458.40 | $452.28 | |||
| 70 | $613.27 | $593.78 | $570.78 | $558.15 | $509.60 | $499.83 | |||
| 75 | $730.25 | $701.95 | $665.34 | $647.23 | $581.37 | $566.48 | |||
| 80 | $916.69 | $878.56 | $817.05 | $795.04 | $693.85 | $673.74 | |||
Annuity rates are based on the following assumptions.
• $100,000 of registered & non-registered funds • No guarantee period • Payments begin in one month
Insight: Annuities purchased with registered funds are fully taxable. Non-registered annuities
include return of capital, so gross shown looks lower but after tax income is often similar. This is general information
please consultant a tax accountant.