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Main Menu: Annuity Rates


male Male Annuity Rates

female Female Annuity Rates

joint Joint Annuity Rates

Joint Annuity RatesJoint Annuity Rates

 

 

Registered

( RRSP, RRIF, RPP, LIRA, LIF, LRIF)

 

No guarantee

10 yr guarantee

20 yr guarantee

 


Non-Registered

(Savings Accounts, GIC, TFSA, etc.)

 

No guarantee

10 yr guarantee

20 yr guarantee

 


Guarantee Period Option

 

No Guarantee

A joint life annuity with no guarantee provides guaranteed income payments as long as you and your spouse live, but the payments stop at the second death.

 

 

With a Guarantee

A joint life annuity with a guaranteed period provides guaranteed income payments for as long as both annuitants live. For non-registered funds payments can continue to the beneficary until the guarantee period ends. For registered funds any remaining guaranteed payments after the second death are assessed a present-day value and taxed then distrubuted to the beneficiaries.

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