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male annuity rates Male Annuity Rates


Registered & Non-Registered Funds

Female Aged 55

Female Aged 60

Female Aged 65

Female Aged 70

Female Aged 75

Female Aged 80


Registered Funds - include RRSP, RRIF, LIRA, RPP, etc.
Non-Registered Funds - include Savings Accounts, GIC, TFSA, etc



Guarantee Option


A joint life annuity with no guarantee provides guaranteed income payments as long as you and your spouse live, but the payments stop at the second death.


A joint life annuity with a guaranteed period provides guaranteed income payments for as long as both annuitants live. For non-registered funds payments can continue to the beneficary until the guarantee period ends. For registered funds any remaining guaranteed payments after the second death are assessed a present-day value and taxed then distrubuted to the beneficiaries.


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