Joint Impaired Annuity Rates
Canadian Impaired Annuity Rates
The following standard and impaired annuity rates are based on joint annuitants with $100,000 of non-registered funds with a no guarantee option and payments to begin in a month.
Age Rating
Age ratings typically range from 4 to 20 years. The impaired annuity table features a moderate +7 year rating. Exact rates for impaired annuities require underwriting which can be requested using our Impaired Annuity Form.
Joint Impaired Annuity Rates
| Age | Standard Annuity Rates (Monthly Income) |
Impaired Age Rating (+7 years) |
Impaired Annuity Rate (Monthly Income) |
|---|---|---|---|
| 60 | $446.65 | 67 | $484.35 |
| 61 | $448.76 | 68 | $493.17 |
| 62 | $453.10 | 69 | $502.52 |
| 63 | $457.89 | 70 | $512.66 |
| 64 | $464.72 | 71 | $514.12 |
| 65 | $472.11 | 72 | $525.12 |
| 66 | $476.15 | 73 | $537.06 |
| 67 | $484.35 | 74 | $548.43 |
| 68 | $493.17 | 75 | $560.85 |
| 69 | $502.52 | 76 | $552.65 |
| 70 | $512.66 | 77 | $565.59 |
| 71 | $514.12 | 78 | $579.69 |
| 72 | $525.12 | 79 | $596.75 |
| 73 | $537.06 | 80 | $615.16 |
| 74 | $548.43 | 81 | $605.81 |
| 75 | $560.85 | 82 | $624.53 |
| 76 | $552.65 | 83 | $644.51 |
| 77 | $565.59 | 84 | $665.93 |
| 78 | $579.69 | 85 | $688.78 |
| 79 | $596.75 | 86 | $656.77 |
| 80 | $615.16 | 87 | $677.88 |