Beneva
BMO Insurance
Canada Life
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Empire Life
Equitable Life
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Industrial Alliance
ivari
Manulife
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Sun Life
Joint Impaired Annuity Rates
Canadian Impaired Annuity Rates
The following standard and impaired annuity rates are based on joint annuitants with $100,000 of non-registered funds with a no guarantee option and payments to begin in a month.
Age Rating
Age ratings typically range from 4 to 20 years. The impaired annuity table features a moderate +7 year rating. Exact rates for impaired annuities require underwriting which can be requested using our Impaired Annuity Form.
Joint Impaired Annuity Rates
| Age | Standard Annuity Rates (Monthly Income) |
Impaired Age Rating (+7 years) |
Impaired Annuity Rate (Monthly Income) |
|---|---|---|---|
| 60 | $436.43 | 67 | $477.22 |
| 61 | $438.87 | 68 | $486.57 |
| 62 | $443.62 | 69 | $496.37 |
| 63 | $448.79 | 70 | $506.99 |
| 64 | $456.19 | 71 | $508.29 |
| 65 | $464.11 | 72 | $519.81 |
| 66 | $468.43 | 73 | $532.23 |
| 67 | $477.22 | 74 | $544.67 |
| 68 | $486.57 | 75 | $558.20 |
| 69 | $496.37 | 76 | $549.76 |
| 70 | $506.99 | 77 | $563.81 |
| 71 | $508.29 | 78 | $579.04 |
| 72 | $519.81 | 79 | $596.99 |
| 73 | $532.23 | 80 | $616.33 |
| 74 | $544.67 | 81 | $606.33 |
| 75 | $558.20 | 82 | $625.97 |
| 76 | $549.76 | 83 | $646.88 |
| 77 | $563.81 | 84 | $669.29 |
| 78 | $579.04 | 85 | $693.15 |
| 79 | $596.99 | 86 | $659.54 |
| 80 | $616.33 | 87 | $681.63 |