Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
Short-Term GIC Rates for US Term Deposits
GIC Interest Rates
| US Term Deposits/GICs: 30 to 270 days | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Financial Institution | Term In Days | Redeem- able |
Redeemable Term |
Minimum Deposit |
|||||
| 30 | 60 | 90 | 120 | 180 | 270 | ||||
| Alterna Savings | .0500 | .1000 | .1500 | .2000 | .2500 | .3000 | no | 500 | |
| BMO Bank of Montreal | 2.8000 | 2.8500 | 2.9000 | 2.9500 | 3.1000 | 3.1500 | no | 1,000 | |
| Bank of Nova Scotia | 2.8500 | 3.0000 | 3.1000 | 3.1000 | 3.5500 | 3.7500 | no | 1,000 | |
| CIBC | 3.4000 | 3.4500 | 3.5000 | 3.5500 | 3.6500 | - | no | 5,000 | |
| Desjardins - Caisses | 1.0000 | 1.1500 | 1.2500 | 1.8500 | 2.3000 | 2.6500 | no | 5,000 | |
| Equitable Bank | .0500 | 1.0000 | 3.4500 | 3.5500 | 3.6500 | 3.8000 | no | 1,000 | |
| Equitable Trust | .0500 | 1.0000 | 3.4500 | 3.5500 | 3.6500 | 3.8000 | no | 1,000 | |
| IC Savings | .0500 | .0500 | .0500 | .0500 | .1000 | .0500 | no | 10,000 | |
| Meridian Credit Union | 2.8000 | 2.9000 | 3.0000 | 3.0000 | 3.1500 | 3.1500 | yes | 5,000 | |
| National Bank | .1000 | .1500 | .2000 | .2000 | .4000 | .5000 | no | 5,000 | |
| .0500 | .0500 | .1000 | .1000 | .2000 | .2500 | yes | 5,000 | ||
| Royal Bank of Canada | 2.8000 | 2.8500 | 2.9000 | 2.9500 | 3.1000 | 3.1500 | no | 5,000 | |
| Steinbach Credit Union | 2.8000 | 2.8500 | 2.9000 | - | - | - | yes | 500 | |
| TD Canada Trust | 3.0000 | 3.0500 | 3.1000 | 3.1500 | 3.1500 | 3.1500 | no | 5,000 | |
| Tangerine | - | - | 3.1000 | - | 3.3000 | 3.3000 | no | 1 | |
|
Interest not compounded and paid at maturity.
Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. |
|
Prepared by CANNEX on September 4, 2025 at 07:30:15 ET. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2025 CANNEX Financial Exchanges Limited. All rights reserved. |
