Joint Annuity Rates Age 75

Annuity Details

Annuity rates as of

The monthly annuity incomes below are based on a male and female aged 75 with a deposit of $100,000.00. Annuity payments will commence in one month.

For personal annuity rates please use our Annuity Quote Form.

No Guarantee Period

Insurance Company Monthly Income $
Registered Funds
Age 75
Monthly Income $
Non-registered Funds
Age 75
bmo insuranceBMO Insurance 535.18 n/a
canada life insurance Canada Life n/a 538.51
desjardins financial securityDesjardins Fin. 574.70 569.27
empire life insuranceEmpire Life 545.79 534.36
equitable life insuranceEquitable Life n/a n/a
great-west life insuranceGreat-West Life n/a 538.51
manulife financialManulife 505.88 n/a
rbc insuranceRBC Insurance 556.28 542.05
Sun Life FinancialSun Life 568.95 528.20

10 Year Guarantee

Insurance Company Monthly Income $
Registered Funds
Age 75
Monthly Income $
Non-registered Funds
Age 75
bmo insuranceBMO Insurance 526.78 507.44
canada life insurance Canada Life n/a 536.92
desjardins financial securityDesjardins Fin. 570.92 565.82
empire life insuranceEmpire Life 541.76 530.96
equitable life insuranceEquitable Life 562.68 537.74
great-west life insuranceGreat-West Life n/a 536.92
manulife financialManulife 487.76 461.93
rbc insuranceRBC Insurance 549.54 544.02
Sun Life FinancialSun Life 562.21 555.39

20 Year Guarantee

Insurance Company Monthly Income $
Registered Funds
Age 75
Monthly Income $
Non-registered Funds
Age 75
bmo insuranceBMO Insurance n/a 459.18
canada life insurance Canada Life n/a 490.45
desjardins financial securityDesjardins Fin. n/a 510.19
empire life insuranceEmpire Life n/a n/a
equitable life insuranceEquitable Life n/a n/a
great-west life insuranceGreat-West Life n/a 490.45
manulife financialManulife n/a 387.35
rbc insuranceRBC Insurance n/a n/a
Sun Life FinancialSun Life n/a 506.46
About the guarantee period:
  • A life annuity with a no guarantee period is payable for the annuitants lifetime and stops upon death.
  • A life annuity with a guarantee period option is payable for the annuitant's lifetime or for the guarantee period, whichever is longer. If the annuitant dies before the completion of the guaranteed annuity payments, payment may continue to the beneficiaries or the current value of the remaining guaranteed payments will be paid to the appointed beneficiary.
TIP: Annuities can be purchased with either:
  • Registered Funds (RRSP, RRIF, RPP, LIRA, LIF/LRIF, etc.)
  • Non-Registered Funds (Savings Accounts, GIC, TFSA, etc)

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