Female Annuity Rates Age 65

Annuity Details

Annuity rates as of

The monthly annuity incomes below are based on a female aged 65 with a deposit of $100,000.00. Annuity payments will commence in one month.

For personal annuity rates please use our Annuity Quote Form.

No Guarantee Period

Insurance Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
bmo insuranceBMO Insurance 489.76 n/a
canada life insurance Canada Life 464.77 456.80
desjardins financial securityDesjardins Fin. 488.18 485.64
empire life insuranceEmpire Life 466.35 461.05
equitable life insuranceEquitable Life n/a n/a
great-west life insuranceGreat-West Life 464.77 456.80
manulife financialManulife 462.48 n/a
rbc insuranceRBC Insurance 471.96 472.27
Sun Life FinancialSun Life 486.11 475.18

10 Year Guarantee

Insurance Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
bmo insuranceBMO Insurance 480.05 468.76
canada life insurance Canada Life 457.42 455.47
desjardins financial securityDesjardins Fin. 481.84 479.53
empire life insuranceEmpire Life 460.16 455.38
equitable life insuranceEquitable Life 488.12 479.00
great-west life insuranceGreat-West Life 457.42 455.47
manulife financialManulife 453.02 434.53
rbc insuranceRBC Insurance 475.33 467.80
Sun Life FinancialSun Life 477.72 474.84

20 Year Guarantee

Insurance Company Monthly Income $
Registered Funds
Age 65
Monthly Income $
Non-registered Funds
Age 65
bmo insuranceBMO Insurance 450.18 442.96
canada life insurance Canada Life 435.78 432.30
desjardins financial securityDesjardins Fin. 455.98 454.51
empire life insuranceEmpire Life 439.78 436.44
equitable life insuranceEquitable Life 458.22 449.44
great-west life insuranceGreat-West Life 435.78 432.30
manulife financialManulife 430.86 419.66
rbc insuranceRBC Insurance 446.34 443.81
Sun Life FinancialSun Life 452.27 450.92
About the guarantee period:
  • A life annuity with a no guarantee period is payable for the annuitants lifetime and stops upon death.
  • A life annuity with a guarantee period option is payable for the annuitant's lifetime or for the guarantee period, whichever is longer. If the annuitant dies before the completion of the guaranteed annuity payments, payment may continue to the beneficiaries or the current value of the remaining guaranteed payments will be paid to the appointed beneficiary.
TIP: Annuities can be purchased with either:
  • Registered Funds (RRSP, RRIF, RPP, LIRA, LIF/LRIF, etc.)
  • Non-Registered Funds (Savings Accounts, GIC, TFSA, etc)

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