Female Term Certain Annuity Rates

female term certain annuity

Female Term Certain Comparison Tables

The following Canadian term certain annuity rates are as of January 15, 2019.

The monthly income is based on a premium of $100,000.00 of non-registered funds and payments will commence in one month.

5 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 1,712.18 1,712.18 1,712.18 1,712.18 1,712.18 1,712.18
Canada Life 1,722.96 1,722.96 1,722.95 1,722.95 1,722.93 1,722.91
Desjardins Fin. n/a n/a n/a n/a n/a n/a
Equitable Life 1,703.09 1,703.09 1,703.09 1,703.09 1,703.09 1,703.09
Great-West Life 1,722.96 1,722.96 1,722.95 1,722.95 1,722.93 1,722.91
*Manulife n/a n/a n/a n/a n/a n/a
RBC Insurance 1,695.32 1,695.32 1,695.32 1,695.32 1,695.32 1,695.32
Sun Life 1,694.35 1,694.35 1,694.35 1,694.35 1,694.35 1,694.35

10 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 912.10 912.10 912.10 912.10 912.10 912.10
Canada Life 890.42 890.42 890.42 890.41 890.40 890.38
Desjardins Fin. n/a n/a n/a n/a n/a n/a
Empire Life 913.45 913.45 913.44 913.43 913.41 913.37
Equitable Life 904.85 904.85 904.85 904.85 904.85 904.85
Great-West Life 890.42 890.42 890.42 890.41 890.40 890.38
*Manulife n/a n/a n/a n/a n/a n/a
RBC Insurance 900.33 900.33 900.33 900.33 900.33 900.33
Sun Life 904.03 904.03 904.03 904.03 904.03 904.03

15 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 646.61 646.61 646.61 646.61 646.61 646.61
Canada Life 645.75 645.75 645.75 645.74 645.74 645.72
Desjardins Fin. n/a n/a n/a n/a n/a n/a
Empire Life 664.51 664.51 664.50 664.49 664.48 n/a
Equitable Life 650.60 650.60 650.60 650.60 650.60 n/a
Great-West Life 645.75 645.75 645.75 645.74 645.74 645.72
*Manulife n/a n/a n/a n/a n/a n/a
RBC Insurance 636.88 636.88 636.88 636.88 636.88 n/a
Sun Life 649.70 649.70 649.70 649.70 649.70 649.70

20 Year Term Certain

Company Age 55 Age 60 Age 65 Age 70 Age 75 Age 80
BMO Insurance 515.18 515.18 515.18 515.18 515.18 515.18
Canada Life 528.36 528.36 528.36 528.35 528.35 528.33
Desjardins Fin. n/a n/a n/a n/a n/a n/a
Empire Life 538.86 538.86 538.85 538.84 n/a n/a
Equitable Life 523.37 523.37 523.37 523.37 n/a n/a
Great-West Life 528.36 528.36 528.36 528.35 528.35 528.33
*Manulife n/a n/a n/a n/a n/a n/a
RBC Insurance 509.97 509.97 509.97 509.97 n/a n/a
Sun Life 511.27 511.27 511.27 511.27 511.27 511.27

*Please note that Manulife has discontinued external annuity sales as of June 29, 2018.

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