Pre 1992 RRIF Minimum Withdrawal Rates
Table: Pre 1992 RRIF Minimum Withdrawal Rates
| Age At start of year |
New Factor (%) Post - 2015 |
Previous Factor (%) 1992 - 2015 |
Previous Factor (%) Pre 1992 |
|---|---|---|---|
| 50 | 2.50% | 2.50% | 2.50% |
| 51 | 2.56% | 2.56% | 2.56% |
| 52 | 2.63% | 2.63% | 2.63% |
| 53 | 2.70% | 2.70% | 2.70% |
| 54 | 2.78% | 2.78% | 2.78% |
| 55 | 2.86% | 2.86% | 2.86% |
| 56 | 2.94% | 2.94% | 2.94% |
| 57 | 3.03% | 3.03% | 3.03% |
| 58 | 3.13% | 3.13% | 3.13% |
| 59 | 3.23% | 3.23% | 3.23% |
| 60 | 3.33% | 3.33% | 3.33% |
| 61 | 3.45% | 3.45% | 3.45% |
| 62 | 3.57% | 3.57% | 3.57% |
| 63 | 3.70% | 3.70% | 3.70% |
| 64 | 3.85% | 3.85% | 3.85% |
| 65 | 4.00% | 4.00% | 4.00% |
| 66 | 4.17% | 4.17% | 4.17% |
| 67 | 4.35% | 4.35% | 4.35% |
| 68 | 4.55% | 4.55% | 4.55% |
| 69 | 4.76% | 4.76% | 4.76% |
| 70 | 5.00% | 5.00% | 5.00% |
| 71* | 5.28% | 7.38% | 5.26% |
| 72* | 5.40% | 7.48% | 5.56% |
| 73* | 5.53% | 7.59% | 5.88% |
| 74* | 5.67% | 7.71% | 6.25% |
| 75* | 5.82% | 7.85% | 6.67% |
| 76* | 5.98% | 7.99% | 7.14% |
| 77* | 6.17% | 8.15% | 7.69% |
| 78 | 6.36% | 8.33% | 8.33% |
| 79 | 6.58% | 8.53% | 8.53% |
| 80 | 6.82% | 8.75% | 8.75% |
| 81 | 7.08% | 8.99% | 8.99% |
| 82 | 7.38% | 9.27% | 9.27% |
| 83 | 7.71% | 9.58% | 9.58% |
| 84 | 8.08% | 9.93% | 9.93% |
| 85 | 8.51% | 10.33% | 10.33% |
| 86 | 8.99% | 10.79% | 10.79% |
| 87 | 9.55% | 11.33% | 11.33% |
| 88 | 10.21% | 11.96% | 11.96% |
| 89 | 10.99% | 12.71% | 12.71% |
| 90 | 11.92% | 13.62% | 13.62% |
| 91 | 13.06% | 14.73% | 14.73% |
| 92 | 14.49% | 16.12% | 16.12% |
| 93 | 16.34% | 17.92% | 17.92% |
| 94 | 18.79% | 20.00% | 20.00% |
| 95 & over | 20.00% | 20.00% | 20.00% |
*Different rules apply for RRIFs that were set up before the end of 1992.
View latest RRIF Withdrawal Rates