2024 Best Annuity Rates in Canada

Annuity Comparison Tables

2024 annuity rates
Figure 1. Annuity Rates 2024

Annuity Rates as of Jul 2, 2024

The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.

Single Life: Male
Single Life Female
Joint Life

Annuity Rates as of Jul 2, 2024

Single Life: Male, no guarantee option

Company 55 60 65 70 75 80
BMO Insurance 489.54 529.00 583.84 662.68 764.24 937.76
Canada Life 468.58 507.13 562.15 643.86 768.80 967.04
Desjardins Fin. Security 488.47 528.21 583.34 662.80 776.15 919.64
Empire Life 453.98 495.39 552.28 630.07 733.77 -
Manulife Investments 475.71 519.34 574.54 649.77 761.13 967.43
RBC Life Insurance 452.03 490.35 543.66 622.41 743.27 936.72
Sun Life Assurance 462.19 501.18 556.65 641.22 770.34 964.59

Single Life: Male, 10 year guarantee option

Company 55 60 65 70 75 80
BMO Insurance 485.69 530.36 583.14 644.35 694.45 782.25
Canada Life 464.23 499.89 549.38 617.41 707.63 812.90
Desjardins Fin. Security 484.67 521.90 572.18 639.87 724.36 821.96
Empire Life 450.32 488.16 537.06 599.63 680.57 783.23
Equitable 487.81 534.09 584.52 647.19 711.87 790.47
Manulife Investments 470.75 509.78 557.78 619.24 697.03 793.66
RBC Life Insurance 452.14 519.17 579.00 645.44 698.74 807.30
Sun Life Assurance 458.95 494.86 543.31 612.79 702.22 799.41

Single Life: Female, no guarantee option

Company 55 60 65 70 75 80
BMO Insurance 467.09 500.56 547.24 612.76 670.89 821.42
Canada Life 444.30 475.26 518.96 580.54 669.79 808.03
Desjardins Fin. 465.55 499.79 546.66 612.48 704.97 832.28
Empire Life 430.31 463.37 509.21 574.39 669.75 -
Manulife Investments 453.36 491.02 537.43 599.98 685.59 832.52
RBC Life Insurance 432.45 466.27 512.66 578.03 675.87 832.33
Sun Life Assurance 439.50 476.20 524.92 595.23 695.72 861.26

Single Life: Female, 10 year guarantee option

Company 55 60 65 70 75 80
BMO Insurance 464.51 510.18 554.23 610.67 649.63 746.32
Canada Life 442.66 472.19 513.02 568.61 643.96 742.74
Desjardins Fin. 463.68 496.29 539.82 598.59 675.07 773.34
Empire Life 428.78 460.28 502.74 560.62 639.55 741.58
Equitable 464.38 501.03 548.42 606.32 672.09 761.42
Manulife Investments 449.77 484.81 527.49 582.23 652.21 735.97
RBC Life Insurance 432.22 497.86 545.72 606.99 647.31 751.78
Sun Life Assurance 437.09 471.47 515.37 575.52 649.65 745.15

Joint Life: guarantee option

Company 55 60 65 70 75 80
BMO Insurance 433.20 456.42 489.27 535.54 566.14 669.91
Canada Life 417.85 441.32 474.88 523.22 595.92 707.56
Desjardins Fin. 436.36 462.48 499.00 551.27 625.11 737.57
Empire Life 404.14 428.79 463.03 511.50 582.05 -
Manulife Investments 412.49 442.03 489.74 535.79 630.75 771.88
RBC Life Insurance 408.06 433.13 467.60 516.87 590.13 706.15
Sun Life Assurance 411.84 435.18 468.87 523.05 598.97 713.22

Joint Life: 10 year guarantee option

Company 55 60 65 70 75 80
BMO Insurance 433.67 471.55 506.57 553.42 584.65 681.73
Canada Life 417.80 441.21 474.56 522.21 592.23 691.33
Desjardins Fin. 436.32 462.37 498.70 550.29 621.53 722.69
Empire Life 404.11 428.68 462.62 510.23 578.36 677.28
Equitable 435.17 468.30 502.97 549.87 604.98 690.72
Manulife Investments 411.32 436.45 467.04 509.70 600.16 730.07
RBC Life Insurance 409.82 446.31 499.49 554.50 606.99 697.12
Sun Life Assurance 411.79 435.03 468.38 521.41 592.40 686.30

© 2024 Life Annuities.com Inc. All rights reserved. Update Tables

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