Registered Annuity Rates
Male Registered Annuity Rates
Female Registered Annuity Rates
Joint Life Registered Annuity Rates
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
August 9, 2021
Male: 0 Year Guarantee Period
Company
55
60
65
70
75
80
BMO Insurance
395.00
439.25
503.10
601.26
692.53
885.53
Canada Life
380.64
414.14
467.31
550.23
665.19
833.70
Desjardins Fin. Security
389.25
431.88
489.98
572.42
676.70
826.49
Empire Life
360.06
403.43
462.12
541.74
647.99
-
RBC Life Insurance
371.50
408.26
457.92
539.14
660.68
858.98
Sun Life Assurance Co
366.16
409.05
477.62
561.49
677.80
854.15
Male: 10 Year Guarantee Period
Company
55
60
65
70
75
80
BMO Insurance
390.10
430.33
484.62
560.36
608.84
700.86
Canada Life
377.33
408.54
457.04
527.79
608.49
697.72
Desjardins Fin. Security
386.41
426.94
480.75
552.39
629.91
732.05
Empire Life
357.34
397.74
449.50
515.31
599.53
705.51
Equitable Life
391.01
431.86
486.51
556.55
610.41
691.84
RBC Life Insurance
372.38
429.73
483.85
560.56
622.25
731.78
Sun Life Assurance Co
363.60
403.83
465.72
535.14
614.54
700.77
Female: 0 Year Guarantee Period
Company
55
60
65
70
75
80
BMO Insurance
372.10
410.20
454.14
535.10
600.54
768.04
Canada Life
350.15
386.21
427.82
487.38
574.82
693.14
Desjardins Fin. Security
365.41
402.44
452.12
520.79
604.12
736.26
Empire Life
335.96
371.08
418.82
485.74
582.71
-
RBC Life Insurance
353.04
385.01
430.96
494.80
593.53
750.17
Sun Life Assurance Co
345.03
385.38
437.51
513.27
618.12
771.72
Female: 10 Year Guarantee Period
Company
55
60
65
70
75
80
BMO Insurance
369.86
405.82
445.42
515.86
557.69
658.32
Canada Life
348.96
383.85
423.11
477.52
552.46
635.15
Desjardins Fin. Security
364.07
399.77
446.64
509.06
578.04
680.90
Empire Life
334.86
368.77
413.71
474.28
556.12
661.46
Equitable Life
370.70
407.02
449.65
514.58
570.59
659.86
RBC Life Insurance
353.30
403.94
445.18
515.50
568.68
677.03
Sun Life Assurance Co
343.25
381.70
429.68
496.04
575.83
663.67
Joint Life: 0 Year Guarantee Period
Company
55
60
65
70
75
80
BMO Insurance
339.65
368.43
399.91
462.16
501.56
622.17
Canada Life
319.53
355.27
388.17
430.52
505.91
607.75
Desjardins Fin. Security
336.82
366.38
406.45
462.33
528.43
644.80
Empire Life
310.33
337.82
374.89
426.15
499.38
-
RBC Life Insurance
329.56
355.99
389.81
438.49
512.29
629.74
Sun Life Assurance Co
314.93
343.19
389.66
444.65
514.57
628.50
Joint Life: 10 Year Guarantee Period
Company
55
60
65
70
75
80
BMO Insurance
339.57
368.20
399.23
459.80
493.78
593.44
Canada Life
319.50
355.18
387.92
429.69
502.67
592.89
Desjardins Fin. Security
336.79
366.30
406.20
461.49
525.24
630.60
Empire Life
310.30
337.72
374.55
425.07
496.04
597.86
Equitable Life
340.70
369.74
404.56
458.55
504.02
589.06
RBC Life Insurance
331.08
366.48
407.72
461.73
524.15
621.33
Sun Life Assurance Co
314.89
343.07
389.23
443.15
508.49
603.13
*Manulife has discontinued external sales of individual fixed annuities.