Registered Annuity Rates
Male Registered Annuity Rates
Female Registered Annuity Rates
Joint Life Registered Annuity Rates
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Male: 0 Year Guarantee Period
Company |
55 |
60 |
65 |
70 |
75 |
80 |
BMO Insurance |
395.00 |
439.25 |
503.10 |
601.26 |
692.53 |
885.53 |
Canada Life |
380.64 |
414.14 |
467.31 |
550.23 |
665.19 |
833.70 |
Desjardins Fin. Security |
389.25 |
431.88 |
489.98 |
572.42 |
676.70 |
826.49 |
Empire Life |
360.06 |
403.43 |
462.12 |
541.74 |
647.99 |
- |
RBC Life Insurance |
371.50 |
408.26 |
457.92 |
539.14 |
660.68 |
858.98 |
Sun Life Assurance Co |
366.16 |
409.05 |
477.62 |
561.49 |
677.80 |
854.15 |
Male: 10 Year Guarantee Period
Company |
55 |
60 |
65 |
70 |
75 |
80 |
BMO Insurance |
390.10 |
430.33 |
484.62 |
560.36 |
608.84 |
700.86 |
Canada Life |
377.33 |
408.54 |
457.04 |
527.79 |
608.49 |
697.72 |
Desjardins Fin. Security |
386.41 |
426.94 |
480.75 |
552.39 |
629.91 |
732.05 |
Empire Life |
357.34 |
397.74 |
449.50 |
515.31 |
599.53 |
705.51 |
Equitable Life |
391.01 |
431.86 |
486.51 |
556.55 |
610.41 |
691.84 |
RBC Life Insurance |
372.38 |
429.73 |
483.85 |
560.56 |
622.25 |
731.78 |
Sun Life Assurance Co |
363.60 |
403.83 |
465.72 |
535.14 |
614.54 |
700.77 |
Female: 0 Year Guarantee Period
Company |
55 |
60 |
65 |
70 |
75 |
80 |
BMO Insurance |
372.10 |
410.20 |
454.14 |
535.10 |
600.54 |
768.04 |
Canada Life |
350.15 |
386.21 |
427.82 |
487.38 |
574.82 |
693.14 |
Desjardins Fin. Security |
365.41 |
402.44 |
452.12 |
520.79 |
604.12 |
736.26 |
Empire Life |
335.96 |
371.08 |
418.82 |
485.74 |
582.71 |
- |
RBC Life Insurance |
353.04 |
385.01 |
430.96 |
494.80 |
593.53 |
750.17 |
Sun Life Assurance Co |
345.03 |
385.38 |
437.51 |
513.27 |
618.12 |
771.72 |
Female: 10 Year Guarantee Period
Company |
55 |
60 |
65 |
70 |
75 |
80 |
BMO Insurance |
369.86 |
405.82 |
445.42 |
515.86 |
557.69 |
658.32 |
Canada Life |
348.96 |
383.85 |
423.11 |
477.52 |
552.46 |
635.15 |
Desjardins Fin. Security |
364.07 |
399.77 |
446.64 |
509.06 |
578.04 |
680.90 |
Empire Life |
334.86 |
368.77 |
413.71 |
474.28 |
556.12 |
661.46 |
Equitable Life |
370.70 |
407.02 |
449.65 |
514.58 |
570.59 |
659.86 |
RBC Life Insurance |
353.30 |
403.94 |
445.18 |
515.50 |
568.68 |
677.03 |
Sun Life Assurance Co |
343.25 |
381.70 |
429.68 |
496.04 |
575.83 |
663.67 |
Joint Life: 0 Year Guarantee Period
Company |
55 |
60 |
65 |
70 |
75 |
80 |
BMO Insurance |
339.65 |
368.43 |
399.91 |
462.16 |
501.56 |
622.17 |
Canada Life |
319.53 |
355.27 |
388.17 |
430.52 |
505.91 |
607.75 |
Desjardins Fin. Security |
336.82 |
366.38 |
406.45 |
462.33 |
528.43 |
644.80 |
Empire Life |
310.33 |
337.82 |
374.89 |
426.15 |
499.38 |
- |
RBC Life Insurance |
329.56 |
355.99 |
389.81 |
438.49 |
512.29 |
629.74 |
Sun Life Assurance Co |
314.93 |
343.19 |
389.66 |
444.65 |
514.57 |
628.50 |
Joint Life: 10 Year Guarantee Period
Company |
55 |
60 |
65 |
70 |
75 |
80 |
BMO Insurance |
339.57 |
368.20 |
399.23 |
459.80 |
493.78 |
593.44 |
Canada Life |
319.50 |
355.18 |
387.92 |
429.69 |
502.67 |
592.89 |
Desjardins Fin. Security |
336.79 |
366.30 |
406.20 |
461.49 |
525.24 |
630.60 |
Empire Life |
310.30 |
337.72 |
374.55 |
425.07 |
496.04 |
597.86 |
Equitable Life |
340.70 |
369.74 |
404.56 |
458.55 |
504.02 |
589.06 |
RBC Life Insurance |
331.08 |
366.48 |
407.72 |
461.73 |
524.15 |
621.33 |
Sun Life Assurance Co |
314.89 |
343.07 |
389.23 |
443.15 |
508.49 |
603.13 |
*Manulife has discontinued external sales of individual fixed annuities.