2021 Best Annuity Rates in Canada
Annuity Comparison Tables
January 06, 2021
Figure 1. Annuity Rates 2021
Annuity Rates as of January 6, 2021
Single Life: Male
Single Life Female
Joint Life
The following monthly annuity rates are based on a premium of $100,000.00 of registered funds. Payments will commence in one month.
Annuity Rates as of January 6, 2021
Company
55
60
65
70
75
80
BMO Insurance
376.98
421.38
485.18
583.04
674.24
866.56
Canada Life
360.56
401.07
451.20
527.81
639.48
814.12
Desjardins Fin. Security
365.99
409.00
467.42
550.07
661.93
812.25
Empire Life
353.74
396.86
455.23
534.51
640.49
-
RBC Life Insurance
358.09
396.79
450.27
530.64
654.43
854.24
Sun Life Assurance
334.44
385.65
463.72
554.39
667.47
845.46
Company
55
60
65
70
75
80
BMO Insurance
372.42
412.98
467.61
543.71
593.11
685.85
Canada Life
357.51
392.49
441.40
506.51
588.01
678.39
Desjardins Fin. Security
363.40
404.43
458.76
531.00
616.23
718.97
Empire Life
351.08
391.29
442.86
508.52
592.67
698.73
Equitable Life
369.38
415.35
476.16
549.09
607.13
678.56
RBC Life Insurance
359.22
414.88
475.92
548.97
615.27
724.98
Sun Life Assurance
332.24
380.91
452.40
528.63
605.55
693.90
Company
55
60
65
70
75
80
BMO Insurance
354.19
392.52
436.73
517.59
583.25
750.13
Canada Life
336.91
369.91
408.71
468.58
556.18
674.55
Desjardins Fin. Security
342.19
379.59
429.61
498.55
589.51
722.01
Empire Life
329.84
364.77
412.27
478.88
575.52
-
RBC Life Insurance
337.19
372.79
419.65
485.11
585.32
744.82
Sun Life Assurance
318.63
361.49
423.35
504.29
607.49
762.74
Company
55
60
65
70
75
80
BMO Insurance
352.12
388.42
428.48
499.18
541.90
643.11
Canada Life
335.78
367.70
404.29
459.22
534.67
618.14
Desjardins Fin. Security
340.97
377.14
424.50
487.46
564.16
667.54
Empire Life
328.77
362.51
407.27
467.63
549.31
654.63
Equitable Life
348.41
386.49
433.24
500.37
569.45
636.75
RBC Life Insurance
337.67
385.73
432.76
500.10
560.58
670.60
Sun Life Assurance
317.08
358.18
415.95
487.58
566.26
656.25
Company
55
60
65
70
75
80
BMO Insurance
322.17
351.36
383.35
445.73
485.80
606.23
Canada Life
300.10
336.17
369.66
418.58
488.28
590.37
Desjardins Fin. Security
314.03
344.16
384.76
441.12
514.67
631.22
Empire Life
304.43
331.80
368.70
419.75
492.72
-
RBC Life Insurance
312.89
341.20
377.93
428.04
503.50
623.19
Sun Life Assurance
282.82
318.53
375.14
432.09
503.98
619.71
Company
55
60
65
70
75
80
BMO Insurance
322.09
351.15
382.70
443.49
478.31
578.27
Canada Life
300.07
336.08
369.42
417.78
485.17
575.93
Desjardins Fin. Security
314.01
344.09
384.53
440.32
511.56
617.28
Empire Life
304.41
331.71
368.37
418.68
489.45
591.13
Equitable Life
317.70
348.32
391.06
448.08
502.04
574.87
RBC Life Insurance
315.09
349.50
390.37
444.94
512.84
614.86
Sun Life Assurance
282.79
318.42
374.74
430.66
498.08
594.76
*Manulife has discontinued external sales of individual fixed annuities.
