2016 Best RRIF Interest Rates in Canada

RRIF interest rates as of January 21, 2016

Company Years
1 2 3 4 5
B2B Bank 1.3000 1.7600 1.8100 1.9000 2.0500
BMO Bank of Montreal .8500 1.0500 1.1500 1.2500 1.5000
Bk Nova Scotia Mtg. Corp .9000 1.1000 1.1500 1.3000 1.5000
CIBC .5500 .6500 .8500 1.0500 1.2500
Canada Life .5500 .5500 .5500 .7500 1.0000
Effort Trust 1.4500 1.7000 1.8500 1.9500 2.2000
Empire Life .7000 .7500 .8750 1.1000 1.3000
Great-West Life .5500 .5500 .5500 .7500 1.0000
Home Trust Company 1.5500 1.7500 1.8500 1.9500 2.2000
Laurentian Bank Canada .8500 1.0000 1.1500 1.3000 1.5000
London Life .0500 .0500 .0500 .2500 .5000
Manulife Investments .4000 .5500 .7000 1.0000 1.2500
National Bank .9000 1.0500 1.1500 1.2000 1.3500
Oaken Financial 1.9500 2.1000 2.1500 2.3000 2.5000
PACE Savings & Credit Un 1.0000 1.2000 1.4000 1.5000 1.6000
Parama Credit Union 1.6000 1.7500 1.9000 2.0500 2.2000
Rapport Credit Union 1.0000 1.1000 1.1500 1.2000 1.7000
Servus Credit Union .9000 1.0500 1.1500 1.2500 1.5000
Sun Life - Insurance .6000 .6000 .7000 1.4000 1.5500
Sun Life - Trust 1.0500 1.2500 1.5500 1.7000 1.9500
TD Canada Trust .8500 .9000 1.0000 1.0500 1.5000
WFCU Credit Union .8500 .9500 1.0500 1.1500 1.4000

Disclaimer

The RRIF interest rates listed is intended as a general source of information only. Every effort has been made to ensure that the material is correct at time of publication, but we cannot guarantee its accuracy or completeness. RRIF Interest rates are subject to change at any time and without notice. Individuals should consult with their advisor, accountant or legal professional before taking any action based upon the information contained.

Ivon T Hughes

About the Author

Ivon T. Hughes

Ivon T Hughes is a leading expert in life annuities in Canada. His website LifeAnnuities.com is a recognized authority on annuities. He's also an established insurance and investment broker, through The Hughes Trustco Group since 1972. Recently, he's been redefining how annuities are sold in Canada.

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