Best 2015 RRIF Interest Rates

RRIF Rates as of June 23, 2015.

This table compares interest rates from various companies for RRIFs paying interest annually.

Company Years
1 2 3 4 5
B2B Bank 1.450 1.900 2.060 2.160 2.350
BMO Bank of Montreal 1.000 1.050 1.150 1.250 1.500
Bk Nova Scotia Mtg. Corp .900 1.100 1.150 1.300 1.500
CIBC .650 .750 .950 1.150 1.400
Canada Life .550 .550 .550 .850 1.050
Effort Trust 1.800 2.050 2.100 2.100 2.100
Empire Life .750 .750 .875 1.000 1.250
Great-West Life .550 .550 .550 .850 1.050
Home Trust Company 1.700 1.910 2.060 2.160 2.310
Laurentian Bank Canada .900 1.000 1.150 1.300 1.500
London Life .050 .050 .050 .350 .550
Manulife Investments .450 .600 .800 1.000 1.250
National Bank 1.260 1.100 1.150 1.300 1.500
Oaken Financial 1.950 2.100 2.150 2.300 2.500
PACE Savings & Credit Un 1.200 1.300 1.600 1.750 2.100
Parama Credit Union 1.600 1.750 1.900 2.050 2.200
Rapport Credit Union 1.000 1.100 1.150 1.200 1.700
Servus Credit Union 1.000 1.100 1.150 1.300 1.500
Standard Life .450 .600 .800 1.000 1.250
Sun Life - Insurance .650 .700 .750 1.850 1.850
Sun Life - Trust 1.150 1.250 1.350 1.650 2.050
TD Canada Trust 1.260 1.200 1.250 1.300 1.500
Windsor Family C.U. .900 1.100 1.150 1.300 1.500
Ivon T Hughes

About the Author

Ivon T. Hughes

Ivon T Hughes is a leading expert in life annuities in Canada. His website LifeAnnuities.com is a recognized authority on annuities. He's also an established insurance and investment broker, through The Hughes Trustco Group since 1972. Recently, he's been redefining how annuities are sold in Canada.

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