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7 Questions to Ask About Annuities via @MorningstarInc

 

ivon t hughesMarch 13, 2014

 

Published by

Ivon T Hughes

 

 

 

This is a good article on annuities in general.

But one thing not mentioned is the health question. Yes, you can defer income payments and buy laddered annuities, but are you ever really going to enjoy the money you saved? If you are concerned about leaving a legacy aren't you using the wrong product?

The correct product to leave an estate is life insurance, not the balance of a life annuity, deferred or not. This decision should be made early on as it will impact how fast and how soon you commence payments.

And remember if you or your partner suffer a major illness then all bets are off. You won't be able to enjoy the money, so start taking it now.

 

About the Author:

Ivon T Hughes is a leading expert in life annuities in Canada. His website LifeAnnuities.com is a recognized authority on annuities. He's also an established insurance and investment broker, licensed across Canada through The Hughes Trustco Group since 1972. Recently, he's been redefining how annuities are sold in Canada.

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