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GIC Rates Comparison Table
Compare The Best GIC Rates
Guaranteed Investment Certificate
Find the latest Canadian Guaranteed Investment Certificate (GIC) comparison table as of December 2013. Compare the best GIC rates from over fifty of Canada's top financial institutions.
GIC Rates as of December 19, 2013
| GIC Interest Rates: 1 - 5 years | |||||
|---|---|---|---|---|---|
| Company | Term In Years | ||||
| 1 | 2 | 3 | 4 | 5 | |
| ATB Financial | 1.300 | 1.750 | 2.000 | 2.100 | 2.500 |
| AcceleRate Financial | 2.100 | 2.300 | 2.500 | 2.700 | 3.000 |
| Achieva Financial | 2.000 | 2.200 | 2.400 | 2.600 | 2.850 |
| Alterna Bank | 1.500 | 2.250 | 2.150 | 2.150 | 2.500 |
| B2B Bank | 1.450 | 1.800 | 2.020 | 2.300 | 2.650 |
| Bank West | 1.500 | 1.800 | 1.950 | 2.050 | 2.100 |
| Bank of Montreal | 1.000 | 1.150 | 1.350 | 1.600 | 1.950 |
| Bank of Nova Scotia | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| Bk Nova Scotia Mtg. Corp | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| CIBC | .650 | .850 | 1.000 | 1.150 | 1.500 |
| Caisses Desjardins | .900 | 1.150 | 1.250 | 1.500 | 1.750 |
| Canada Life | .550 | .900 | 1.200 | 1.350 | 1.500 |
| Canadian Direct Fin'l | 1.700 | 1.900 | 2.200 | 2.500 | 2.750 |
| Canadian Tire Bank | 1.100 | 1.400 | 1.650 | 1.950 | 2.400 |
| Canadian Western Bank | 1.450 | 1.650 | 1.950 | 2.250 | 2.500 |
| Coast Capital Savings | 1.550 | 1.650 | 1.950 | 2.050 | 2.250 |
| Community Trust | 1.400 | 1.550 | 1.900 | 2.050 | 2.300 |
| Comtech Credit Union | 1.650 | 1.700 | 2.000 | 2.150 | 2.400 |
| Concentra Financial | 1.700 | 1.850 | 2.000 | 2.450 | 2.650 |
| DUCA Financial Services | 1.600 | 1.800 | 2.100 | 2.300 | 2.500 |
| Desjardins Fin. Security | .850 | 1.000 | 1.400 | 1.800 | 2.150 |
| Effort Trust | 1.700 | 1.950 | 2.100 | 2.500 | 2.650 |
| Empire Life | 1.200 | 1.400 | 1.700 | 1.900 | 2.250 |
| Entegra Credit Union | 1.900 | 2.100 | 2.300 | 2.500 | 2.750 |
| Equitable Bank | 1.400 | 1.650 | 2.010 | 2.300 | 2.550 |
| Fiducie Desjardins | .900 | 1.150 | 1.250 | 1.500 | 1.750 |
| First Calgary Financial | 1.250 | 1.650 | 1.700 | 1.750 | 2.350 |
| FirstOntario Credit Un. | 1.500 | 1.750 | 2.000 | 2.300 | 2.550 |
| General Bank of Canada | 1.500 | 1.750 | 2.000 | 2.250 | 2.500 |
| Great-West Life | .800 | 1.150 | 1.450 | 1.600 | 1.750 |
| HSBC Bank Canada | 1.150 | 1.250 | 1.350 | 1.600 | 1.950 |
| HomEquity Bank | 1.400 | 1.650 | 2.050 | 2.350 | 2.600 |
| Home Trust Company | 1.500 | 1.710 | 2.000 | 2.300 | 2.500 |
| Hubert Financial | - | 2.250 | 2.450 | 2.600 | 2.850 |
| ICICI Bank Canada | 1.550 | 1.850 | 2.100 | 2.350 | 2.650 |
| ING Direct | 1.350 | 1.750 | 2.000 | 2.000 | 2.250 |
| Implicity Financial | 2.150 | 2.350 | 2.600 | 2.800 | 3.100 |
| Industrial Alliance | .900 | 1.200 | 1.450 | 1.600 | 1.950 |
| Laurentian Bank Canada | .900 | 1.150 | 1.300 | 1.450 | 1.750 |
| Laurentienne Trust | .900 | 1.150 | 1.300 | 1.450 | 1.750 |
| Libro Financial Group | 1.100 | 1.500 | 1.600 | 1.750 | 1.850 |
| London Life | .800 | 1.150 | 1.450 | 1.600 | 1.750 |
| MAXA Financial | 2.000 | 2.200 | 2.400 | 2.600 | 2.900 |
| MCAN Mortgage Corp. | 1.700 | 2.050 | 2.150 | 2.400 | 2.400 |
| Manulife Bank | 1.460 | 1.710 | 2.010 | 2.360 | 2.660 |
| Manulife Investments | 1.250 | 1.600 | 1.750 | 2.000 | 2.150 |
| Manulife Trust | 1.460 | 1.710 | 2.010 | 2.360 | 2.660 |
| MonCana Bank of Canada | 1.750 | 1.900 | 2.150 | 2.400 | 2.550 |
| National Bank | .900 | 1.150 | 1.250 | 1.500 | 1.750 |
| North Peace Savings & CU | 1.950 | 2.350 | 2.400 | 2.450 | 2.500 |
| Oaken Financial | 2.000 | 2.200 | 2.400 | 2.600 | 3.000 |
| Ontario Civil Service CU | 1.000 | 1.100 | 1.350 | 1.600 | 1.900 |
| Outlook Financial | 2.000 | 2.200 | 2.600 | 2.800 | 3.100 |
| PACE Savings & Credit Un | 1.200 | 1.500 | 1.600 | 1.750 | 2.100 |
| Pacific & Western Bank | 1.400 | 1.810 | 1.800 | 2.050 | 2.200 |
| Parama Credit Union | 1.550 | 1.750 | 2.000 | 2.100 | 2.350 |
| Peace Hills Trust | 1.450 | 1.750 | 2.000 | 2.350 | 2.500 |
| Peoples Trust | 1.550 | 1.800 | 1.850 | 2.100 | 2.300 |
| President's Choice Fin'l | 1.350 | 1.750 | 2.000 | 2.250 | 2.500 |
| Royal Bank of Canada | 1.300 | 1.400 | 1.800 | 1.600 | 2.200 |
| Servus Credit Union | 1.000 | 1.400 | 1.600 | 1.600 | 2.200 |
| Standard Life | 1.350 | 1.550 | 1.750 | 2.125 | 2.500 |
| State Bank of India (C) | 1.650 | 1.900 | 2.250 | 2.350 | 2.500 |
| Steinbach Credit Union | 1.900 | 2.100 | 2.300 | 2.500 | 2.750 |
| Sun Life - Insurance | 1.300 | 1.550 | 1.800 | 2.100 | 2.450 |
| T-D Mortgage | 1.000 | 1.450 | 1.800 | 2.000 | 2.300 |
| Teachers Credit Union | 1.400 | 1.650 | 1.800 | 2.200 | 2.500 |
| VanCity Savings (BC) | 1.350 | 1.550 | 1.850 | 1.950 | 2.150 |
| Windsor Family C.U. | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| Your Neighbourhood C.U. | 1.500 | 1.650 | 1.900 | 2.200 | 2.300 |
