Comparison between Canadian Annuity Rates vs American Annuity Rates

Comparison Charts and tables

By Ivon T Hughes
canadian vs american annuity rates
Figure 1. Canadian vs American Annuity Rates

Comparing annuity rates in Canada and the U.S.

The annuity payments in the Canada tables, are the incomes you would receive today. You will see that there is not a great deal of difference, if any between these Canadian and American annuity incomes which follow. As Americans cannot buy annuities in Canada and Canadians cannot buy US annuities, these tables reflect the same general economic climate.

Canadian Annuity Rates

canadian annuity rates

American Annuity Rates

american annuity rates

While the annuity rates quoted above for Canada are actual income figures, the following annuity income for the US are only estimates.

Why the difference?

We are using figures compiled for a Canadian client while the American annuity incomes are projections to compare incomes for various annuity income periods.

Are the two comparable?

Yes and no, due to the difference in the contracts. What remains constant overall is your need to protect your capital and have a guaranteed income that does not fluctuate with the stock market and/or interest rates.

Ivon T Hughes

About the Author

Ivon T. Hughes

Ivon T Hughes is a leading expert in life annuities in Canada. His website is a recognized authority on annuities. He's also an established insurance and investment broker, through The Hughes Trustco Group since 1972. Recently, he's been redefining how annuities are sold in Canada.


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Ivon T. Hughes - Annuity Broker

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