Comparison between Canadian Annuity Rates vs American Annuity Rates

Comparison Charts and tables

By Ivon T Hughes
canadian vs american annuity rates
Figure 1. Canadian vs American Annuity Rates

Comparing annuity rates in Canada and the U.S.

The annuity payments in the Canada tables, are the incomes you would receive today. You will see that there is not a great deal of difference, if any between these Canadian and American annuity incomes which follow. As Americans cannot buy annuities in Canada and Canadians cannot buy US annuities, these tables reflect the same general economic climate.

Canadian Annuity Rates

canadian annuity rates

American Annuity Rates

american annuity rates

While the annuity rates quoted above for Canada are actual income figures, the following annuity income for the US are only estimates.

Why the difference?

We are using figures compiled for a Canadian client while the American annuity incomes are projections to compare incomes for various annuity income periods.

Are the two comparable?

Yes and no, due to the difference in the contracts. What remains constant overall is your need to protect your capital and have a guaranteed income that does not fluctuate with the stock market and/or interest rates.

Phil Barker

About the Author

Phil Barker

Phil Barker is a leading expert on life annuities in Canada. has different financial products and has been a recognized authority since 1972.

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