Beneva
BMO Insurance
Canada Life
Desjardins Financial
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
ivari
Manulife
RBC Insurance
Sun Life
2013 Canadian Best GIC Interest Rates
GIC Interest Rate Tables
Get the best rates on Guaranteed Investment Certificates from Canada's top financial institutions.
Best Interest rates as of March 26, 2013
| Company | Minimum Deposit |
Term in Years | ||||
|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | ||
| AGF Trust | 5,000 | 1.450 | 1.950 | 2.050 | 2.150 | 2.400 |
| ATB Financial | 1,000 | 1.350 | 1.450 | 1.600 | 1.650 | 2.000 |
| AcceleRate Financial | 1,000 | 1.950 | 2.150 | 2.300 | 2.450 | 2.700 |
| Achieva Financial | 1,000 | 1.950 | 2.150 | 2.300 | 2.450 | 2.700 |
| Alterna Bank | 500 | 1.450 | 1.750 | 1.950 | 2.000 | 2.300 |
| Alterna Savings | 500 | 1.450 | 1.900 | 1.950 | 2.000 | 2.300 |
| B2B Bank | 1,000 | 1.450 | 1.950 | 2.050 | 2.150 | 2.400 |
| Bank West | 5,000 | 1.500 | 1.800 | 1.950 | 2.050 | 2.100 |
| Bank of Montreal | 1,000 | 1.050 | 1.200 | 1.350 | 1.600 | 1.950 |
| Bk of Nova Scotia | 1,000 | .900 | 1.100 | 1.250 | 1.400 | 1.750 |
| Boomerang Credit Union | 500 | 1.100 | 1.650 | 1.950 | 2.000 | 2.350 |
| CIBC | 1,000 | .650 | .850 | 1.000 | 1.150 | 1.500 |
| Caisses Desjardins | 1,000 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| Canada Life | 1,000 | .650 | .900 | 1.050 | 1.100 | 1.150 |
| Canadian Direct Fin'l | 1,000 | 1.700 | 1.900 | 2.070 | 2.200 | 2.350 |
| Canadian Tire Bank | 500 | 1.100 | 1.400 | 1.600 | 1.750 | 2.100 |
| Canadian Western Bank | 1,000 | 1.700 | 1.900 | 2.070 | 2.200 | 2.350 |
| Coast Capital Savings | 1,000 | 1.600 | 1.750 | 1.850 | 2.000 | 2.250 |
| Community Trust | 1,000 | 1.510 | 1.750 | 1.900 | 1.900 | 2.200 |
| Concentra Financial | 1,000 | 1.150 | 1.300 | 1.400 | 1.600 | 2.000 |
| DUCA Financial Services | 500 | 1.400 | 1.650 | 1.900 | 2.000 | 2.250 |
| Desjardins Fin. Security | 500 | 1.000 | 1.000 | 1.250 | 1.500 | 1.750 |
| Effort Trust | 5,000 | 1.750 | 2.000 | 2.100 | 2.200 | 2.350 |
| Empire Life | 500 | 1.125 | 1.375 | 1.500 | 1.625 | 1.750 |
| Entegra Credit Union | 1,000 | 1.850 | 2.050 | 2.200 | 2.350 | 2.600 |
| Equitable Life | 500 | .700 | 1.250 | 1.250 | 1.350 | 1.400 |
| Equitable Trust | 5,000 | 1.550 | 2.050 | 2.150 | 2.150 | 2.350 |
| Fiducie Desjardins | 1,000 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| First Calgary Financial | 500 | 1.250 | 1.650 | 1.700 | 1.750 | 2.000 |
| FirstOntario Credit Un. | 500 | 1.600 | 1.650 | 1.900 | 2.100 | 2.300 |
| General Bank of Canada | 5,000 | 1.760 | 1.960 | 2.110 | 2.260 | 2.410 |
| Great-West Life | 500 | .900 | 1.150 | 1.300 | 1.350 | 1.400 |
| HSBC Bank Canada | 1,000 | 1.200 | 1.300 | 1.400 | 1.600 | 2.050 |
| HomEquity Bank | 5,000 | 1.500 | 1.850 | 1.900 | 2.150 | 2.420 |
| Home Trust Company | 5,000 | 1.800 | 2.050 | 2.100 | 2.250 | 2.400 |
| ICICI Bank Canada | 1,000 | 1.550 | 1.850 | 2.100 | 2.350 | 2.650 |
| ING Direct | 1 | 1.350 | 1.750 | 2.000 | 2.000 | 2.250 |
| Industrial Alliance | 1,000 | .900 | 1.500 | 1.750 | 1.850 | 2.050 |
| Korea Exchange Bank | 3,500 | 1.600 | 1.850 | 1.950 | 2.000 | 2.150 |
| Laurentian Bank Canada | 500 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| Laurentienne Trust | 500 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| League Svgs & Mortgage | 500 | 1.500 | 1.750 | 2.100 | 2.200 | 2.350 |
| Libro Financial Group | 1,000 | 1.100 | 1.600 | 1.750 | 1.950 | 2.100 |
| London Life | 10,000 | .900 | 1.150 | 1.300 | 1.350 | 1.400 |
| MAXA Financial | 500 | 1.950 | 2.150 | 2.300 | 2.450 | 2.700 |
| MCAN Mortgage Corp. | 5,000 | 1.550 | 1.800 | 1.900 | 1.650 | 1.950 |
| Manulife Bank | 2,500 | 1.400 | 1.650 | 1.850 | 2.100 | 2.300 |
| Manulife Investments | 2,500 | 1.250 | 1.550 | 1.700 | 1.750 | 1.800 |
| Manulife Trust | 2,500 | 1.400 | 1.650 | 1.850 | 2.100 | 2.300 |
| MonCana Bank of Canada | 5,000 | 1.900 | 1.700 | 1.700 | 1.800 | 1.900 |
| National Bank | 1,000 | .900 | 1.200 | 1.250 | 1.600 | 1.750 |
| Ontario Civil Service CU | 1,000 | 1.000 | 1.100 | 1.350 | 1.600 | 1.900 |
| Outlook Financial | 1,000 | 1.900 | 2.100 | 2.300 | 2.450 | 2.700 |
| PACE Savings & Credit Un | 1,000 | 1.200 | 1.500 | 1.600 | 1.750 | 2.100 |
| Pacific & Western Bank | 1,000 | 1.760 | 1.850 | 1.950 | 2.150 | 2.350 |
| Parama Credit Union | 1,000 | 1.600 | 1.750 | 2.000 | 2.100 | 2.300 |
| Peace Hills Trust | 1,000 | 1.450 | 1.850 | 2.050 | 2.100 | 2.250 |
| Peoples Trust | 5,000 | 1.450 | 1.800 | 1.950 | 2.000 | 2.200 |
| President's Choice Fin'l | 100 | 1.250 | 1.450 | 1.750 | 2.100 | 2.200 |
| Royal Bank of Canada | 1,000 | 1.350 | 1.300 | 1.800 | 1.600 | 2.250 |
| Servus Credit Union | 1,000 | 1.050 | 1.200 | 1.350 | 1.600 | 1.950 |
| Standard Life | 1,000 | 1.400 | 1.525 | 1.650 | 1.825 | 2.000 |
| State Bank of India (C) | 2,000 | 1.650 | 1.900 | 2.250 | 2.350 | 2.500 |
| Steinbach Credit Union | 500 | 1.800 | 2.000 | 2.200 | 2.350 | 2.600 |
| Sun Life - Insurance | 1,000 | 1.100 | 1.400 | 1.550 | 1.700 | 1.850 |
| Sun Life - Trust | 1,000 | 1.550 | 1.700 | 1.850 | 2.050 | 2.300 |
| T-D Mortgage | 1,000 | 1.000 | 1.100 | 1.350 | 1.600 | 1.900 |
| TD Canada Trust | 500 | .800 | - | - | - | - |
| Teachers Credit Union | 500 | 1.400 | 1.650 | 1.800 | 2.200 | 2.500 |
| VanCity Savings (BC) | 500 | 1.350 | 1.550 | 1.850 | 2.000 | 2.250 |
| Windsor Family C.U. | 500 | .900 | 1.300 | 1.400 | 1.600 | 2.100 |
| Your Neighbourhood C.U. | 500 | 1.400 | 1.650 | 1.800 | 2.000 | 2.200 |
