Annuities Guarantee Your Needs

What does this new generation of retirees need?

To be comfortable in retirement, retirees will need enough guaranteed income to cover their ever increasing and evolving needs - the basics, the extras and their health care costs.

• Lifestyle costs - recreation, travel, home and car repair costs.
• Legacy - leave an inheritance for your family.
• Health - costs of medical expenses beyond Medicare like prescription drugs, therapies and personal assistance.
• Living needs - money for day to day living for food and housing.

Living a Long Time

For a couple age 65 there is 71% chance of one of them experiencing a critical illness in their retirement years and 82% probability that one of them will require long term care.

Today's retirees can expect to live approximately 25% longer on average in retirement than their grandparents - to age 87 for men and 88 for women. What's more, 1 in 5 women and 1 in 6 men will live to 95 years of age.

Inflation has increased at an average of 2% per year over the last 10 years while health care costs increase at an average of 4% per year.