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    Categories: Retirement

Who has the best annuities in Canada?

The list below is a complete list of  insurance companies who have the best annuities in Canada.

Clients often ask me about who has the best annuities in Canada to which there is no short reply.

The best life annuities in Canada question is not really about “who has the best annuities in Canada” but which company is paying the highest monthly or annual income.

So the answer is that each company at any particular point in time can have the best annuity rates; it all depends on their investment needs.

The prospective buyer should be looking deeper into a company than its best return. Is the company strongly rated by the rating agencies? If in doubt, should they split their capital between the top 2 or 3 companies? And perhaps this is the more important question.

Best Annuity Providers in Canada

Assumption Life
BMO Life insurance
Canada Life Insurance
Desjardins
Empire Life Insurance
Equitable Life
Foresters (was Unity Life)
Industrial Alliance
La Capitale Insurance
Manulife Financial

Standard Life Insurance (now Manulife)
Sun Life Financial
ivari (now Transamerica Life Canada

Posted by: Phil Barker: Phil is a leading expert in life annuities in Canada. His website Life Annuities.com is a recognized authority on annuities. Recently, he's been redefining how annuities are sold in Canada.